Oswal Leasing (BOM:509099) Retained Earnings: ₹0.00 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:509099 Oswal Leasing Ltd BOM:509099
37 GF Score
Price ₹78.64
GF Value ₹41.33
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Oswal Leasing Retained Earnings?

Oswal Leasing BOM:509099 37 Retained Earnings is ₹0.00 Mil as of Jun. 2026. GuruFocus rates BOM:509099 with a GF Score™ of 37/100 and a GF Value™ of ₹41.33 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Oswal Leasing's retained earnings for the quarter that ended in Jun. 2026 was ₹0.00 Mil.

Oswal Leasing's quarterly retained earnings increased from Dec. 2025 (₹0.00 Mil) to Mar. 2026 (₹11.88 Mil) but then declined from Mar. 2026 (₹11.88 Mil) to Jun. 2026 (₹0.00 Mil).

Oswal Leasing's annual retained earnings declined from Mar. 2024 (₹12.62 Mil) to Mar. 2025 (₹12.40 Mil) and declined from Mar. 2025 (₹12.40 Mil) to Mar. 2026 (₹11.88 Mil).


Oswal Leasing  (BOM:509099) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Oswal Leasing Retained Earnings Historical Data

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The historical data trend for Oswal Leasing's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oswal Leasing Retained Earnings Chart

Oswal Leasing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.27 13.04 12.62 12.40 11.88

Oswal Leasing Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 11.88 0.00
BOM:509099
37GF Score
Oswal Leasing Ltd BOM:509099
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Oswal Leasing Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0.00 Mil mean?
Oswal Leasing (BOM:509099) has a Retained Earnings of ₹0.00 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Oswal Leasing and its competitors.
Is Oswal Leasing's Retained Earnings too high?
Oswal Leasing's current Retained Earnings is ₹0.00 Mil. Overall, Oswal Leasing has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oswal Leasing's Retained Earnings compare to V and MA?
Oswal Leasing's Retained Earnings of ₹0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Oswal Leasing and its competitors. Oswal Leasing's current Retained Earnings is ₹0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oswal Leasing stock overvalued right now?
Based on GuruFocus' analysis, Oswal Leasing (BOM:509099) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹41.33, compared to a current price of ₹78.64 — trading 90.3% above its estimated fair value. The current Retained Earnings is ₹0.00 Mil. Oswal Leasing's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Oswal Leasing (BOM:509099), the current Retained Earnings is ₹0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oswal Leasing (BOM:509099) Overvalued in 2026?

Based on GuruFocus' analysis, Oswal Leasing stock appears to be overvalued. The current stock price of ₹78.64 is trading 90.3% above its estimated GF Value™ of ₹41.33. GuruFocus considers Oswal Leasing to be Significantly Overvalued.

Key valuation signals for BOM:509099:

  • Retained Earnings: ₹0.00 Mil
  • GF Value™: ₹41.33 vs. price of ₹78.64 (90.3% above fair value)
  • GF Score™: 37/100 with 6 warning signs

No single metric tells the full story. See the BOM:509099 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oswal Leasing Business Description

Address G. T. Road, Premises Oswal Woollen Mills Limited, Sherpur, Ludhiana, PB, IND, 141003
Oswal Leasing Ltd is a non-banking financial company. Its activities include leasing and hire purchase finance. Its business activity involves acquiring to provide on lease or to provide on hire purchase basis all types of industrial and office plant, equipment, machinery, vehicles, buildings, and real estate, required for manufacturing, processing, transportation and trading business and other commercial and service business. Its business activity also involves financing industrial enterprises and promoting companies engaged in industrial and trading business.
37GF Score

Get the complete analysis for BOM:509099

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹78.64
Price
₹41.33
GF Value