Oswal Leasing (BOM:509099) Cyclically Adjusted PS Ratio: 33.04 (As of Aug. 23, 2026) — 262% Above Median

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BOM:509099 Oswal Leasing Ltd BOM:509099
35 GF Score
Price ₹78.64
GF Value ₹41.34
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Oswal Leasing Cyclically Adjusted PS Ratio?

Oswal Leasing BOM:509099 35 Cyclically Adjusted PS Ratio is 33.04 as of Aug. 23, 2026, which is 262% above its 10-year median of 9.13. GuruFocus rates BOM:509099 with a GF Score™ of 35/100 and a GF Value™ of ₹41.34 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 417 Credit Services companies, Oswal Leasing ranks worse than 95.44% on this metric.

As of today (2026-08-23), Oswal Leasing's current share price is ₹78.64. Oswal Leasing's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹2.38. Oswal Leasing's Cyclically Adjusted PS Ratio for today is 33.04.

The historical rank and industry rank for Oswal Leasing's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:509099' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.66   Med: 9.13   Max: 33.04
Current: 33.04

During the past years, Oswal Leasing's highest Cyclically Adjusted PS Ratio was 33.04. The lowest was 2.66. And the median was 9.13.

BOM:509099's Cyclically Adjusted PS Ratio is ranked worse than
95.44% of 417 companies
in the Credit Services industry
Industry Median: 2.93 vs BOM:509099: 33.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Oswal Leasing's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.645. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹2.38 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Oswal Leasing  (BOM:509099) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Oswal Leasing Cyclically Adjusted PS Ratio Related Terms


Oswal Leasing Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Oswal Leasing's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oswal Leasing Cyclically Adjusted PS Ratio Chart

Oswal Leasing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.01 7.73 11.77 18.99 29.81

Oswal Leasing Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.25 23.54 25.26 29.81 31.47

BOM:509099 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Oswal Leasing's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oswal Leasing Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Oswal Leasing's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Oswal Leasing's Cyclically Adjusted PS Ratio falls into.


BOM:509099
35GF Score
Oswal Leasing Ltd BOM:509099
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oswal Leasing Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Oswal Leasing's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=78.64/2.38
=33.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oswal Leasing's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Oswal Leasing's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.645/167.3573*167.3573
=0.645

Current CPI (Jun. 2026) = 167.3573.

Oswal Leasing Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.835 105.961 1.319
201612 0.802 105.196 1.276
201703 0.758 105.196 1.206
201706 0.800 107.109 1.250
201709 0.764 109.021 1.173
201712 0.789 109.404 1.207
201803 0.772 109.786 1.177
201806 0.749 111.317 1.126
201809 0.776 115.142 1.128
201812 0.908 115.142 1.320
201903 -10.485 118.202 -14.845
201906 0.839 120.880 1.162
201909 0.893 123.175 1.213
201912 0.858 126.235 1.137
202003 0.850 124.705 1.141
202006 0.828 127.000 1.091
202009 1.377 130.118 1.771
202012 0.772 130.889 0.987
202103 0.750 131.771 0.953
202106 0.660 134.084 0.824
202109 0.733 135.847 0.903
202112 0.689 138.161 0.835
202203 0.711 138.822 0.857
202206 0.686 142.347 0.807
202209 0.655 144.661 0.758
202212 0.778 145.763 0.893
202303 0.735 146.865 0.838
202306 0.722 150.280 0.804
202309 0.780 151.492 0.862
202312 0.719 152.924 0.787
202403 0.896 153.035 0.980
202406 0.750 155.789 0.806
202409 0.885 157.882 0.938
202412 0.639 158.323 0.675
202503 0.871 157.552 0.925
202506 0.716 159.755 0.750
202509 0.789 162.289 0.814
202512 0.628 163.281 0.644
202603 0.652 164.272 0.664
202606 0.645 167.357 0.645

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 33.04 mean?
Oswal Leasing (BOM:509099) has a Cyclically Adjusted PS Ratio of 33.04 as of Aug. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oswal Leasing and its competitors. This is 262% above median its historical median of 9.13. Over the past decade, Oswal Leasing's Cyclically Adjusted PS Ratio has ranged from 2.66 to 33.04. According to the industry distribution chart, Oswal Leasing ranks #398 out of 417 companies in the Credit Services industry, placing it in the top 95.4%.
Is Oswal Leasing's Cyclically Adjusted PS Ratio too high?
Oswal Leasing's current Cyclically Adjusted PS Ratio of 33.04 is 262% above median its 10-year median of 9.13. Over the past 10 years, this metric has ranged from a low of 2.66 to a high of 33.04. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.93. Oswal Leasing's value of 33.04 is 1027.6% above this industry median. Based on the distribution chart, Oswal Leasing ranks #398 out of 417 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Oswal Leasing has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oswal Leasing's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Oswal Leasing ranks #398 out of 417 companies for Cyclically Adjusted PS Ratio. This places Oswal Leasing in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 2.93. Oswal Leasing's value of 33.04 is 1027.6% above this benchmark. Historically, Oswal Leasing's own Cyclically Adjusted PS Ratio has ranged from 2.66 to 33.04 over the past decade. While the company's 10-year median is 9.13 vs. the industry median of 2.93, Oswal Leasing has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.93, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oswal Leasing's current Cyclically Adjusted PS Ratio of 33.04 is 1027.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oswal Leasing and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oswal Leasing's current Cyclically Adjusted PS Ratio is 33.04, which is 262% above median its own 10-year median of 9.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oswal Leasing stock overvalued right now?
Based on GuruFocus' analysis, Oswal Leasing (BOM:509099) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹41.34, compared to a current price of ₹78.64 — trading 90.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 33.04, which is 262% above median its 10-year median of 9.13 and 1027.6% above the Credit Services industry median of 2.93. Oswal Leasing's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Oswal Leasing (BOM:509099), the current Cyclically Adjusted PS Ratio is 33.04 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oswal Leasing (BOM:509099) Overvalued in 2026?

Based on GuruFocus' analysis, Oswal Leasing stock appears to be overvalued. The current stock price of ₹78.64 is trading 90.2% above its estimated GF Value™ of ₹41.34. GuruFocus considers Oswal Leasing to be Significantly Overvalued.

Key valuation signals for BOM:509099:

  • Cyclically Adjusted PS Ratio: 33.04 (262% above median its 10-year median of 9.13)
  • GF Value™: ₹41.34 vs. price of ₹78.64 (90.2% above fair value)
  • GF Score™: 35/100 with 7 warning signs
  • Industry Position: 1027.6% above the Credit Services median (#398 of 417)

No single metric tells the full story. See the BOM:509099 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oswal Leasing Business Description

Address G. T. Road, Premises Oswal Woollen Mills Limited, Sherpur, Ludhiana, PB, IND, 141003
Oswal Leasing Ltd is a non-banking financial company. Its activities include leasing and hire purchase finance. Its business activity involves acquiring to provide on lease or to provide on hire purchase basis all types of industrial and office plant, equipment, machinery, vehicles, buildings, and real estate, required for manufacturing, processing, transportation and trading business and other commercial and service business. Its business activity also involves financing industrial enterprises and promoting companies engaged in industrial and trading business.
35GF Score

Get the complete analysis for BOM:509099

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹78.64
Price
₹41.34
GF Value