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Oswal LeasingBOM:509099 35 Return-on-Tangible-Asset is -1.51% as of Jun. 2026. GuruFocus rates BOM:509099 with a GF Score™ of 35/100 and a GF Value™ of ₹41.33 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 546 Credit Services companies, Oswal Leasing ranks worse than 81.68% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Oswal Leasing's annualizedNet Income for the quarter that ended in Jun. 2026 was ₹-0.43 Mil. Oswal Leasing's average total tangible assets for the quarter that ended in Jun. 2026 was ₹28.27 Mil. Therefore, Oswal Leasing's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was -1.51%.
The historical rank and industry rank for Oswal Leasing's Return-on-Tangible-Asset or its related term are showing as below:
BOM:509099'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -19.21 Med: -0.6 Max: 2.97
Current: -1.98
During the past 13 years, Oswal Leasing's highest Return-on-Tangible-Asset was 2.97%. The lowest was -19.21%. And the median was -0.60%.
BOM:509099's Return-on-Tangible-Asset is ranked worse than 81.68% of 546
companies
in the Credit Services industry
Industry Median: 2.015
vs BOM:509099: -1.98
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Oswal Leasing Return-on-Tangible-Asset Related Terms
Oswal Leasing Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Oswal Leasing's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:509099 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Oswal Leasing's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oswal Leasing Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Oswal Leasing's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Oswal Leasing's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of -1.51% mean?
Oswal Leasing (BOM:509099) has a Return-on-Tangible-Asset of -1.51% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Oswal Leasing and its competitors. According to the industry distribution chart, Oswal Leasing ranks #446 out of 546 companies in the Credit Services industry, placing it in the top 81.7%.
Is Oswal Leasing's Return-on-Tangible-Asset too high?
Oswal Leasing's current Return-on-Tangible-Asset is -1.51%. Based on the distribution chart, Oswal Leasing ranks #446 out of 546 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Oswal Leasing has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oswal Leasing's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Oswal Leasing ranks #446 out of 546 companies for Return-on-Tangible-Asset. This places Oswal Leasing in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.02, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Oswal Leasing and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oswal Leasing's current Return-on-Tangible-Asset is -1.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oswal Leasing stock overvalued right now?
Based on GuruFocus' analysis, Oswal Leasing (BOM:509099) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹41.33, compared to a current price of ₹78.64 — trading 90.3% above its estimated fair value. The current Return-on-Tangible-Asset is -1.51%. Oswal Leasing's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Oswal Leasing (BOM:509099), the current Return-on-Tangible-Asset is -1.51% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oswal Leasing (BOM:509099) Overvalued in 2026?
Based on GuruFocus' analysis, Oswal Leasing stock appears to be overvalued.
The current stock price of ₹78.64 is trading 90.3% above its estimated GF Value™ of ₹41.33.
GuruFocus considers Oswal Leasing to be Significantly Overvalued.
Key valuation signals for BOM:509099:
Return-on-Tangible-Asset: -1.51%
GF Value™: ₹41.33 vs. price of ₹78.64 (90.3% above fair value)
No single metric tells the full story. See the BOM:509099 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oswal Leasing Ltd is a non-banking financial company. Its activities include leasing and hire purchase finance. Its business activity involves acquiring to provide on lease or to provide on hire purchase basis all types of industrial and office plant, equipment, machinery, vehicles, buildings, and real estate, required for manufacturing, processing, transportation and trading business and other commercial and service business. Its business activity also involves financing industrial enterprises and promoting companies engaged in industrial and trading business.
35GF Score
Get the complete analysis for BOM:509099
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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