Oswal Leasing (BOM:509099) E10: ₹-1.25 (As of Mar. 2026)


BOM:509099 Oswal Leasing Ltd BOM:509099
44 GF Score
Price ₹74.90
GF Value ₹37.01
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Oswal Leasing E10?

Oswal Leasing BOM:509099 44 E10 is ₹-1.25 as of Mar. 2026. GuruFocus rates BOM:509099 with a GF Score™ of 44/100 and a GF Value™ of ₹37.01 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Oswal Leasing's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹-0.350. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-1.25 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-06), Oswal Leasing's current stock price is ₹74.90. Oswal Leasing's E10 for the quarter that ended in Mar. 2026 was ₹-1.25. Oswal Leasing's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Oswal Leasing was 269.60. The lowest was 9.46. And the median was 24.24.


Oswal Leasing  (BOM:509099) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Oswal Leasing was 269.60. The lowest was 9.46. And the median was 24.24.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Oswal Leasing E10 Related Terms


Oswal Leasing E10 Historical Data

* Premium members only.

The historical data trend for Oswal Leasing's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oswal Leasing E10 Chart

Oswal Leasing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.10 -0.45 -0.85 -1.25

Oswal Leasing Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.85 -0.92 -1.05 -1.16 -1.25

BOM:509099 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Oswal Leasing's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oswal Leasing Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Oswal Leasing's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Oswal Leasing's Shiller PE Ratio falls into.


BOM:509099
44GF Score
Oswal Leasing Ltd BOM:509099
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oswal Leasing E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Oswal Leasing's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.35/164.2724*164.2724
=-0.350

Current CPI (Mar. 2026) = 164.2724.

Oswal Leasing Quarterly Data

per share eps CPI Adj_EPS
201606 0.158 105.961 0.245
201609 0.550 105.961 0.853
201612 0.400 105.196 0.625
201703 0.390 105.196 0.609
201706 0.080 107.109 0.123
201709 0.532 109.021 0.802
201712 0.330 109.404 0.496
201803 -10.990 109.786 -16.444
201806 0.110 111.317 0.162
201809 0.530 115.142 0.756
201812 0.480 115.142 0.685
201903 0.460 118.202 0.639
201906 0.260 120.880 0.353
201909 0.180 123.175 0.240
201912 0.010 126.235 0.013
202003 -0.380 124.705 -0.501
202006 0.250 127.000 0.323
202009 0.460 130.118 0.581
202012 0.060 130.889 0.075
202103 0.100 131.771 0.125
202106 -0.070 134.084 -0.086
202109 -0.080 135.847 -0.097
202112 -0.060 138.161 -0.071
202203 -0.030 138.822 -0.035
202206 -0.002 142.347 -0.002
202209 -0.090 144.661 -0.102
202212 -0.210 145.763 -0.237
202303 -0.170 146.865 -0.190
202306 -0.030 150.280 -0.033
202309 -0.600 151.492 -0.651
202312 -0.030 152.924 -0.032
202403 -0.210 153.035 -0.225
202406 -0.174 155.789 -0.183
202409 0.030 157.882 0.031
202412 -0.200 158.323 -0.208
202503 -0.080 157.552 -0.083
202506 -0.142 159.755 -0.146
202509 -0.300 162.289 -0.304
202512 -0.250 163.281 -0.252
202603 -0.350 164.272 -0.350

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-1.25 mean?
Oswal Leasing (BOM:509099) has a E10 of ₹-1.25 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Oswal Leasing and its competitors.
Is Oswal Leasing's E10 too high?
Oswal Leasing's current E10 is ₹-1.25. Overall, Oswal Leasing has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oswal Leasing's E10 compare to V and MA?
Oswal Leasing's E10 of ₹-1.25 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Oswal Leasing and its competitors. Oswal Leasing's current E10 is ₹-1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oswal Leasing stock overvalued right now?
Based on GuruFocus' analysis, Oswal Leasing (BOM:509099) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹37.01, compared to a current price of ₹74.90 — trading 102.4% above its estimated fair value. The current E10 is ₹-1.25. Oswal Leasing's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Oswal Leasing (BOM:509099), the current E10 is ₹-1.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oswal Leasing (BOM:509099) Overvalued in 2026?

Based on GuruFocus' analysis, Oswal Leasing stock appears to be overvalued. The current stock price of ₹74.90 is trading 102.4% above its estimated GF Value™ of ₹37.01. GuruFocus considers Oswal Leasing to be Significantly Overvalued.

Key valuation signals for BOM:509099:

  • E10: ₹-1.25
  • GF Value™: ₹37.01 vs. price of ₹74.90 (102.4% above fair value)
  • GF Score™: 44/100 with 7 warning signs

No single metric tells the full story. See the BOM:509099 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oswal Leasing Business Description

Address G. T. Road, Premises Oswal Woollen Mills Limited, Sherpur, Ludhiana, PB, IND, 141003
Oswal Leasing Ltd is a non-banking financial company. Its activities include leasing and hire purchase finance. Its business activity involves acquiring to provide on lease or to provide on hire purchase basis all types of industrial and office plant, equipment, machinery, vehicles, buildings, and real estate, required for manufacturing, processing, transportation and trading business and other commercial and service business. Its business activity also involves financing industrial enterprises and promoting companies engaged in industrial and trading business.
44GF Score

Get the complete analysis for BOM:509099

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹74.90
Price
₹37.01
GF Value