Oswal LeasingBOM:509099 34 Gross Margin % is 16.56% as of Mar. 2026, which is 62% below its 10-year median of 43.13. GuruFocus rates BOM:509099 with a GF Score™ of 34/100 and a GF Value™ of ₹37.01 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 386 Credit Services companies, Oswal Leasing ranks worse than 80.31% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Oswal Leasing had a gross margin of 16.56% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Oswal Leasing Gross Margin % Related Terms
Oswal Leasing Gross Margin % Historical Data
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The historical data trend for Oswal Leasing's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:509099 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Oswal Leasing's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oswal Leasing Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Oswal Leasing's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Oswal Leasing's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Oswal Leasing (BOM:509099) has a Gross Margin % of 16.56% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Oswal Leasing and its competitors. This is 62% below median its historical median of 43.13. Over the past decade, Oswal Leasing's Gross Margin % has ranged from 23.80 to 68.08. According to the industry distribution chart, Oswal Leasing ranks #310 out of 386 companies in the Credit Services industry, placing it in the top 80.3%.
Is Oswal Leasing's Gross Margin % too high?
Oswal Leasing's current Gross Margin % of 16.56% is 62% below median its 10-year median of 43.13. Over the past 10 years, this metric has ranged from a low of 23.80 to a high of 68.08. The Credit Services industry median Gross Margin % is 51.43. Oswal Leasing's value of 16.56% is 67.8% below this industry median. Based on the distribution chart, Oswal Leasing ranks #310 out of 386 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Oswal Leasing has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oswal Leasing's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Oswal Leasing ranks #310 out of 386 companies for Gross Margin %. This places Oswal Leasing in the lower half of its industry. The industry median Gross Margin % is 51.43. Oswal Leasing's value of 16.56% is 67.8% below this benchmark. Historically, Oswal Leasing's own Gross Margin % has ranged from 23.80 to 68.08 over the past decade. While the company's 10-year median is 43.13 vs. the industry median of 51.43, Oswal Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.43, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oswal Leasing's current Gross Margin % of 16.56% is 67.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Oswal Leasing and its competitors. For the Credit Services industry, the median Gross Margin % is 51.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oswal Leasing's current Gross Margin % is 16.56%, which is 62% below median its own 10-year median of 43.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oswal Leasing stock overvalued right now?
Based on GuruFocus' analysis, Oswal Leasing (BOM:509099) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹37.01, compared to a current price of ₹74.90 — trading 102.4% above its estimated fair value. The current Gross Margin % is 16.56%, which is 62% below median its 10-year median of 43.13 and 67.8% below the Credit Services industry median of 51.43. Oswal Leasing's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Oswal Leasing (BOM:509099), the current Gross Margin % is 16.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oswal Leasing (BOM:509099) Overvalued in 2026?
Based on GuruFocus' analysis, Oswal Leasing stock appears to be overvalued.
The current stock price of ₹74.90 is trading 102.4% above its estimated GF Value™ of ₹37.01.
GuruFocus considers Oswal Leasing to be Significantly Overvalued.
Key valuation signals for BOM:509099:
Gross Margin %: 16.56% (62% below median its 10-year median of 43.13)
GF Value™: ₹37.01 vs. price of ₹74.90 (102.4% above fair value)
Industry Position: 67.8% below the Credit Services median (#310 of 386)
No single metric tells the full story. See the BOM:509099 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oswal Leasing Ltd is a non-banking financial company. Its activities include leasing and hire purchase finance. Its business activity involves acquiring to provide on lease or to provide on hire purchase basis all types of industrial and office plant, equipment, machinery, vehicles, buildings, and real estate, required for manufacturing, processing, transportation and trading business and other commercial and service business. Its business activity also involves financing industrial enterprises and promoting companies engaged in industrial and trading business.
34GF Score
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