Ser Educacional (BSP:SEER3) Cyclically Adjusted PB Ratio: 0.93 (As of Aug. 02, 2026) — 43% Above Median

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BSP:SEER3 Ser Educacional SA BSP:SEER3
79 GF Score
Price R$12.14
GF Value R$8.19
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Ser Educacional Cyclically Adjusted PB Ratio?

Ser Educacional BSP:SEER3 +0.58% 79 Cyclically Adjusted PB Ratio is 0.93 as of Aug. 02, 2026, which is 43% above its 10-year median of 0.65. GuruFocus rates BSP:SEER3 with a GF Score™ of 79/100 and a GF Value™ of R$8.19 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 161 Education companies, Ser Educacional ranks better than 58.39% on this metric.

As of today (2026-08-02), Ser Educacional's current share price is R$12.14. Ser Educacional's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was R$13.12. Ser Educacional's Cyclically Adjusted PB Ratio for today is 0.93.

The historical rank and industry rank for Ser Educacional's Cyclically Adjusted PB Ratio or its related term are showing as below:

BSP:SEER3' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.26   Med: 0.65   Max: 2.26
Current: 0.87

During the past years, Ser Educacional's highest Cyclically Adjusted PB Ratio was 2.26. The lowest was 0.26. And the median was 0.65.

BSP:SEER3's Cyclically Adjusted PB Ratio is ranked better than
58.39% of 161 companies
in the Education industry
Industry Median: 1.16 vs BSP:SEER3: 0.87

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Ser Educacional's adjusted book value per share data for the three months ended in Mar. 2026 was R$11.078. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$13.12 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ser Educacional  (BSP:SEER3) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Ser Educacional Cyclically Adjusted PB Ratio Related Terms


Ser Educacional Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Ser Educacional's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ser Educacional Cyclically Adjusted PB Ratio Chart

Ser Educacional Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 0.43 0.68 0.37 0.76

Ser Educacional Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.72 0.89 0.76 1.01

BSP:SEER3 vs EDU, TAL, LAUR: Cyclically Adjusted PB Ratio Comparison

For the Education & Training Services subindustry, Ser Educacional's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ser Educacional Cyclically Adjusted PB Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, Ser Educacional's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Ser Educacional's Cyclically Adjusted PB Ratio falls into.


BSP:SEER3
79GF Score
Ser Educacional SA BSP:SEER3
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ser Educacional Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Ser Educacional's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=12.14/13.12
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ser Educacional's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Ser Educacional's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.078/175.0655*175.0655
=11.078

Current CPI (Mar. 2026) = 175.0655.

Ser Educacional Quarterly Data

Book Value per Share CPI Adj_Book
201606 6.885 108.851 11.073
201609 7.256 109.986 11.549
201612 7.240 110.802 11.439
201703 7.851 111.869 12.286
201706 8.345 112.115 13.031
201709 9.162 112.777 14.222
201712 10.866 114.068 16.677
201803 11.131 114.868 16.964
201806 11.503 117.038 17.206
201809 11.685 117.881 17.353
201812 11.424 118.340 16.900
201903 11.860 120.124 17.285
201906 10.302 120.977 14.908
201909 10.232 121.292 14.768
201912 10.165 123.436 14.417
202003 10.295 124.092 14.524
202006 10.562 123.557 14.965
202009 10.345 125.095 14.477
202012 11.082 129.012 15.038
202103 11.316 131.660 15.047
202106 11.392 133.871 14.898
202109 11.339 137.913 14.394
202112 11.366 141.992 14.013
202203 11.215 146.537 13.398
202206 10.920 149.784 12.763
202209 10.614 147.800 12.572
202212 9.643 150.207 11.239
202303 9.422 153.352 10.756
202306 9.667 154.519 10.952
202309 9.380 155.464 10.563
202312 9.424 157.148 10.498
202403 9.288 159.372 10.203
202406 9.669 161.052 10.510
202409 9.703 162.342 10.463
202412 9.544 164.740 10.142
202503 9.840 168.102 10.248
202506 10.332 169.670 10.661
202509 10.414 170.739 10.678
202512 10.523 171.765 10.725
202603 11.078 175.066 11.078

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.93 mean?
Ser Educacional (BSP:SEER3) has a Cyclically Adjusted PB Ratio of 0.93 as of Aug. 02, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Ser Educacional and its competitors. This is 43% above median its historical median of 0.65. Over the past decade, Ser Educacional's Cyclically Adjusted PB Ratio has ranged from 0.26 to 2.26. According to the industry distribution chart, Ser Educacional ranks #67 out of 161 companies in the Education industry, placing it in the top 41.6%.
Is Ser Educacional's Cyclically Adjusted PB Ratio too high?
Ser Educacional's current Cyclically Adjusted PB Ratio of 0.93 is 43% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 2.26. The Education industry median Cyclically Adjusted PB Ratio is 1.16. Ser Educacional's value of 0.93 is 19.8% below this industry median. Based on the distribution chart, Ser Educacional ranks #67 out of 161 companies in the Education industry, which is above the industry midpoint. Overall, Ser Educacional has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ser Educacional's Cyclically Adjusted PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Ser Educacional ranks #67 out of 161 companies for Cyclically Adjusted PB Ratio. This puts Ser Educacional in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.16. Ser Educacional's value of 0.93 is 19.8% below this benchmark. Historically, Ser Educacional's own Cyclically Adjusted PB Ratio has ranged from 0.26 to 2.26 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.16, Ser Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Education company?
The median Cyclically Adjusted PB Ratio among Education companies is 1.16, based on 161 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ser Educacional's current Cyclically Adjusted PB Ratio of 0.93 is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Ser Educacional and its competitors. For the Education industry, the median Cyclically Adjusted PB Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ser Educacional's current Cyclically Adjusted PB Ratio is 0.93, which is 43% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ser Educacional stock overvalued right now?
Based on GuruFocus' analysis, Ser Educacional (BSP:SEER3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$8.19, compared to a current price of R$12.14 — trading 48.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.93, which is 43% above median its 10-year median of 0.65 and 19.8% below the Education industry median of 1.16. Ser Educacional's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Ser Educacional (BSP:SEER3), the current Cyclically Adjusted PB Ratio is 0.93 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ser Educacional (BSP:SEER3) Overvalued in 2026?

Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued. The current stock price of R$12.14 is trading 48.2% above its estimated GF Value™ of R$8.19. GuruFocus considers Ser Educacional to be Significantly Overvalued.

Key valuation signals for BSP:SEER3:

  • Cyclically Adjusted PB Ratio: 0.93 (43% above median its 10-year median of 0.65)
  • GF Value™: R$8.19 vs. price of R$12.14 (48.2% above fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 19.8% below the Education median (#67 of 161)

No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ser Educacional Business Description

Address Av Da Saudade. 254, Recife, PE, BRA, 50100200
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
79GF Score

Get the complete analysis for BSP:SEER3

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$12.14
Price
R$8.19
GF Value