Ser EducacionalBSP:SEER3 +0.81%79 ROE % is 22.00% as of Mar. 2026, which is 101% above its 10-year median of 10.94. GuruFocus rates BSP:SEER3 with a GF Score™ of 79/100 and a GF Value™ of R$8.14 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 263 Education companies, Ser Educacional ranks better than 78.71% on this metric.
The historical rank and industry rank for Ser Educacional's ROE % or its related term are showing as below:
BSP:SEER3'
s ROE % Range Over the Past 10 Years
Min: -16.45 Med: 10.94 Max: 26.99
Current: 18.53
During the past 13 years, Ser Educacional's highest ROE % was 26.99%. The lowest was -16.45%. And the median was 10.94%.
BSP:SEER3's ROE % is ranked better than 78.71% of 263
companies
in the Education industry
Industry Median: 7.31
vs BSP:SEER3: 18.53
Ser Educacional (BSP:SEER3) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Ser Educacional ROE % Related Terms
Ser Educacional ROE % Historical Data
* Premium members only.
The historical data trend for Ser Educacional's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Ser Educacional's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ser Educacional ROE % vs Education Industry
For the Education industry and Consumer Defensive sector, Ser Educacional's ROE % distribution charts can be found below:
* The bar in red indicates where Ser Educacional's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Ser Educacional (BSP:SEER3) has a ROE % of 22.00% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ser Educacional and its competitors. This is 101% above median its historical median of 10.94. According to the industry distribution chart, Ser Educacional ranks #56 out of 263 companies in the Education industry, placing it in the top 21.3%.
Is Ser Educacional's ROE % too high?
Ser Educacional's current ROE % of 22.00% is 101% above median its 10-year median of 10.94. The Education industry median ROE % is 7.31. Ser Educacional's value of 22.00% is 201% above this industry median. Based on the distribution chart, Ser Educacional ranks #56 out of 263 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Ser Educacional has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ser Educacional's ROE % compare to EDU and TAL?
According to the Education industry distribution chart, Ser Educacional ranks #56 out of 263 companies for ROE %. This places Ser Educacional in the top 21% of its industry — outperforming the majority of peers. The industry median ROE % is 7.31. Ser Educacional's value of 22.00% is 201% above this benchmark. While the company's 10-year median is 10.94 vs. the industry median of 7.31, Ser Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Education company?
The median ROE % among Education companies is 7.31, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ser Educacional's current ROE % of 22.00% is 201% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ser Educacional and its competitors. For the Education industry, the median ROE % is 7.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ser Educacional's current ROE % is 22.00%, which is 101% above median its own 10-year median of 10.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ser Educacional stock overvalued right now?
Based on GuruFocus' analysis, Ser Educacional (BSP:SEER3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$8.14, compared to a current price of R$11.14 — trading 36.9% above its estimated fair value. The current ROE % is 22.00%, which is 101% above median its 10-year median of 10.94 and 201% above the Education industry median of 7.31. Ser Educacional's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Ser Educacional (BSP:SEER3), the current ROE % is 22.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ser Educacional (BSP:SEER3) Overvalued in 2026?
Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued.
The current stock price of R$11.14 is trading 36.9% above its estimated GF Value™ of R$8.14.
GuruFocus considers Ser Educacional to be Significantly Overvalued.
Key valuation signals for BSP:SEER3:
ROE %: 22.00% (101% above median its 10-year median of 10.94)
GF Value™: R$8.14 vs. price of R$11.14 (36.9% above fair value)
Industry Position: 201% above the Education median (#56 of 263)
No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
79GF Score
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