Ser EducacionalBSP:SEER3 +2.99%78 Days Payable is 13.34 as of Mar. 2026, which is 28% below its 10-year median of 18.58. GuruFocus rates BSP:SEER3 with a GF Score™ of 78/100 and a GF Value™ of R$8.15 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 210 Education companies, Ser Educacional ranks worse than 74.29% on this metric.
The historical rank and industry rank for Ser Educacional's Days Payable or its related term are showing as below:
BSP:SEER3'
s Days Payable Range Over the Past 10 Years
Min: 14.22 Med: 18.58 Max: 22.21
Current: 14.26
During the past 13 years, Ser Educacional's highest Days Payable was 22.21. The lowest was 14.22. And the median was 18.58.
BSP:SEER3's Days Payable is ranked worse than 74.29% of 210
companies
in the Education industry
Industry Median: 35.42
vs BSP:SEER3: 14.26
Ser Educacional's Days Payable
declined
from Mar. 2025 (17.48) to Mar. 2026 (13.34).
It may suggest that Ser Educacionalaccelerated paying its suppliers.
Ser Educacional Days Payable Related Terms
Ser Educacional Days Payable Historical Data
* Premium members only.
The historical data trend for Ser Educacional's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:SEER3 vs EDU, TAL, LAUR: Days Payable Comparison
For the Education & Training Services subindustry, Ser Educacional's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ser Educacional Days Payable vs Education Industry
For the Education industry and Consumer Defensive sector, Ser Educacional's Days Payable distribution charts can be found below:
* The bar in red indicates where Ser Educacional's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Ser Educacional's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ser Educacional (BSP:SEER3) has a Days Payable of 13.34 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ser Educacional and its competitors. This is 28% below median its historical median of 18.58. Over the past decade, Ser Educacional's Days Payable has ranged from 14.22 to 22.21. According to the industry distribution chart, Ser Educacional ranks #156 out of 210 companies in the Education industry, placing it in the top 74.3%.
Is Ser Educacional's Days Payable too high?
Ser Educacional's current Days Payable of 13.34 is 28% below median its 10-year median of 18.58. Over the past 10 years, this metric has ranged from a low of 14.22 to a high of 22.21. The Education industry median Days Payable is 35.42. Ser Educacional's value of 13.34 is 62.3% below this industry median. Based on the distribution chart, Ser Educacional ranks #156 out of 210 companies in the Education industry, which is below the industry midpoint. Overall, Ser Educacional has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ser Educacional's Days Payable compare to EDU and TAL?
According to the Education industry distribution chart, Ser Educacional ranks #156 out of 210 companies for Days Payable. This places Ser Educacional in the lower half of its industry. The industry median Days Payable is 35.42. Ser Educacional's value of 13.34 is 62.3% below this benchmark. Historically, Ser Educacional's own Days Payable has ranged from 14.22 to 22.21 over the past decade. While the company's 10-year median is 18.58 vs. the industry median of 35.42, Ser Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 35.42, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ser Educacional's current Days Payable of 13.34 is 62.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ser Educacional and its competitors. For the Education industry, the median Days Payable is 35.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ser Educacional's current Days Payable is 13.34, which is 28% below median its own 10-year median of 18.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ser Educacional stock overvalued right now?
Based on GuruFocus' analysis, Ser Educacional (BSP:SEER3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$8.15, compared to a current price of R$12.04 — trading 47.7% above its estimated fair value. The current Days Payable is 13.34, which is 28% below median its 10-year median of 18.58 and 62.3% below the Education industry median of 35.42. Ser Educacional's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Ser Educacional (BSP:SEER3), the current Days Payable is 13.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ser Educacional (BSP:SEER3) Overvalued in 2026?
Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued.
The current stock price of R$12.04 is trading 47.7% above its estimated GF Value™ of R$8.15.
GuruFocus considers Ser Educacional to be Significantly Overvalued.
Key valuation signals for BSP:SEER3:
Days Payable: 13.34 (28% below median its 10-year median of 18.58)
GF Value™: R$8.15 vs. price of R$12.04 (47.7% above fair value)
Industry Position: 62.3% below the Education median (#156 of 210)
No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
78GF Score
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