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Ser EducacionalBSP:SEER3 +0.25%78 PB Ratio is 1.07 as of Jul. 18, 2026, which is 12% below its 10-year median of 1.22. GuruFocus rates BSP:SEER3 with a GF Score™ of 78/100 and a GF Value™ of R$8.17 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 254 Education companies, Ser Educacional ranks better than 58.27% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Ser Educacional's share price is R$11.89. Ser Educacional's Book Value per Share for the quarter that ended in Mar. 2026 was R$11.08. Hence, Ser Educacional's PB Ratio of today is 1.07.
The historical rank and industry rank for Ser Educacional's PB Ratio or its related term are showing as below:
BSP:SEER3'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 1.22 Max: 3.74
Current: 1.08
During the past 13 years, Ser Educacional's highest PB Ratio was 3.74. The lowest was 0.30. And the median was 1.22.
BSP:SEER3's PB Ratio is ranked better than 58.27% of 254
companies
in the Education industry
Industry Median: 1.41
vs BSP:SEER3: 1.08
During the past 12 months, Ser Educacional's average Book Value Per Share Growth Rate was 12.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ser Educacional was 56.30% per year. The lowest was -5.70% per year. And the median was 18.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ser Educacional PB Ratio Related Terms
Ser Educacional PB Ratio Historical Data
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The historical data trend for Ser Educacional's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Ser Educacional's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ser Educacional PB Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Ser Educacional's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ser Educacional's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Ser Educacional's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ser Educacional (BSP:SEER3) has a PB Ratio of 1.07 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ser Educacional and its competitors. This is 12% below median its historical median of 1.22. Over the past decade, Ser Educacional's PB Ratio has ranged from 0.30 to 3.74. According to the industry distribution chart, Ser Educacional ranks #106 out of 254 companies in the Education industry, placing it in the top 41.7%.
Is Ser Educacional's PB Ratio too high?
Ser Educacional's current PB Ratio of 1.07 is 12% below median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 3.74. The Education industry median PB Ratio is 1.41. Ser Educacional's value of 1.07 is 24.1% below this industry median. Based on the distribution chart, Ser Educacional ranks #106 out of 254 companies in the Education industry, which is above the industry midpoint. Overall, Ser Educacional has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ser Educacional's PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Ser Educacional ranks #106 out of 254 companies for PB Ratio. This puts Ser Educacional in the upper half of its industry. The industry median PB Ratio is 1.41. Ser Educacional's value of 1.07 is 24.1% below this benchmark. Historically, Ser Educacional's own PB Ratio has ranged from 0.30 to 3.74 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.41, Ser Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.41, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ser Educacional's current PB Ratio of 1.07 is 24.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ser Educacional and its competitors. For the Education industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ser Educacional's current PB Ratio is 1.07, which is 12% below median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ser Educacional stock overvalued right now?
Based on GuruFocus' analysis, Ser Educacional (BSP:SEER3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$8.17, compared to a current price of R$11.89 — trading 45.5% above its estimated fair value. The current PB Ratio is 1.07, which is 12% below median its 10-year median of 1.22 and 24.1% below the Education industry median of 1.41. Ser Educacional's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ser Educacional (BSP:SEER3), the current PB Ratio is 1.07 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ser Educacional (BSP:SEER3) Overvalued in 2026?
Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued.
The current stock price of R$11.89 is trading 45.5% above its estimated GF Value™ of R$8.17.
GuruFocus considers Ser Educacional to be Significantly Overvalued.
Key valuation signals for BSP:SEER3:
PB Ratio: 1.07 (12% below median its 10-year median of 1.22)
GF Value™: R$8.17 vs. price of R$11.89 (45.5% above fair value)
Industry Position: 24.1% below the Education median (#106 of 254)
No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
78GF Score
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