Ser Educacional (BSP:SEER3) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:SEER3 Ser Educacional SA BSP:SEER3
79 GF Score
Price R$12.14
GF Value R$8.19
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Ser Educacional Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Ser Educacional is: Moderate Risk: Sensitive, better choose undervalued stock.

Ser Educacional  (BSP:SEER3) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Ser Educacional Risk Assessment Related Terms

BSP:SEER3 vs EDU, TAL, LAUR: Risk Assessment Comparison

For the Education & Training Services subindustry, Ser Educacional's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ser Educacional Risk Assessment vs Education Industry

For the Education industry and Consumer Defensive sector, Ser Educacional's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Ser Educacional's Risk Assessment falls into.


BSP:SEER3
79GF Score
Ser Educacional SA BSP:SEER3
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ser Educacional (BSP:SEER3) Overvalued in 2026?

Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued. The current stock price of R$12.14 is trading 48.2% above its estimated GF Value™ of R$8.19. GuruFocus considers Ser Educacional to be Significantly Overvalued.

Key valuation signals for BSP:SEER3:

  • Risk Assessment:
  • GF Value™: R$8.19 vs. price of R$12.14 (48.2% above fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ser Educacional Business Description

Address Av Da Saudade. 254, Recife, PE, BRA, 50100200
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
79GF Score

Get the complete analysis for BSP:SEER3

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$12.14
Price
R$8.19
GF Value