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Ser EducacionalBSP:SEER3 +0.50%78 Return-on-Tangible-Equity is 121.05% as of Mar. 2026, which is 609% above its 10-year median of 17.07. GuruFocus rates BSP:SEER3 with a GF Score™ of 78/100 and a GF Value™ of R$8.17 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 246 Education companies, Ser Educacional ranks better than 86.59% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ser Educacional's annualized net income for the quarter that ended in Mar. 2026 was R$304 Mil. Ser Educacional's average shareholder tangible equity for the quarter that ended in Mar. 2026 was R$251 Mil. Therefore, Ser Educacional's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 121.05%.
The historical rank and industry rank for Ser Educacional's Return-on-Tangible-Equity or its related term are showing as below:
BSP:SEER3'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -109.42 Med: 17.07 Max: 163.59
Current: 128.54
During the past 13 years, Ser Educacional's highest Return-on-Tangible-Equity was 163.59%. The lowest was -109.42%. And the median was 17.07%.
BSP:SEER3's Return-on-Tangible-Equity is ranked better than 86.59% of 246
companies
in the Education industry
Industry Median: 11.685
vs BSP:SEER3: 128.54
Ser Educacional (BSP:SEER3) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Ser Educacional Return-on-Tangible-Equity Related Terms
Ser Educacional Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Ser Educacional's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:SEER3 vs EDU, TAL, LAUR: Return-on-Tangible-Equity Comparison
For the Education & Training Services subindustry, Ser Educacional's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ser Educacional Return-on-Tangible-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Ser Educacional's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Ser Educacional's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 121.05% mean?
Ser Educacional (BSP:SEER3) has a Return-on-Tangible-Equity of 121.05% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ser Educacional and its competitors. This is 609% above median its historical median of 17.07. According to the industry distribution chart, Ser Educacional ranks #33 out of 246 companies in the Education industry, placing it in the top 13.4%.
Is Ser Educacional's Return-on-Tangible-Equity too high?
Ser Educacional's current Return-on-Tangible-Equity of 121.05% is 609% above median its 10-year median of 17.07. The Education industry median Return-on-Tangible-Equity is 11.69. Ser Educacional's value of 121.05% is 935.9% above this industry median. Based on the distribution chart, Ser Educacional ranks #33 out of 246 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Ser Educacional has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ser Educacional's Return-on-Tangible-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Ser Educacional ranks #33 out of 246 companies for Return-on-Tangible-Equity. This places Ser Educacional in the top 13% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.69. Ser Educacional's value of 121.05% is 935.9% above this benchmark. While the company's 10-year median is 17.07 vs. the industry median of 11.69, Ser Educacional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 11.69, based on 246 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ser Educacional's current Return-on-Tangible-Equity of 121.05% is 935.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ser Educacional and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ser Educacional's current Return-on-Tangible-Equity is 121.05%, which is 609% above median its own 10-year median of 17.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ser Educacional stock overvalued right now?
Based on GuruFocus' analysis, Ser Educacional (BSP:SEER3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$8.17, compared to a current price of R$12.15 — trading 48.7% above its estimated fair value. The current Return-on-Tangible-Equity is 121.05%, which is 609% above median its 10-year median of 17.07 and 935.9% above the Education industry median of 11.69. Ser Educacional's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ser Educacional (BSP:SEER3), the current Return-on-Tangible-Equity is 121.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ser Educacional (BSP:SEER3) Overvalued in 2026?
Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued.
The current stock price of R$12.15 is trading 48.7% above its estimated GF Value™ of R$8.17.
GuruFocus considers Ser Educacional to be Significantly Overvalued.
Key valuation signals for BSP:SEER3:
Return-on-Tangible-Equity: 121.05% (609% above median its 10-year median of 17.07)
GF Value™: R$8.17 vs. price of R$12.15 (48.7% above fair value)
Industry Position: 935.9% above the Education median (#33 of 246)
No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
78GF Score
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