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Ser EducacionalBSP:SEER3 +2.37%78 5-Year Yield-on-Cost % is 4.05 as of Jul. 31, 2026, which is 168% above its 10-year median of 1.51. GuruFocus rates BSP:SEER3 with a GF Score™ of 78/100 and a GF Value™ of R$8.18 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 121 Education companies, Ser Educacional ranks worse than 52.07% on this metric.
Ser Educacional's yield on cost for the quarter that ended in Mar. 2026 was 4.05.
The historical rank and industry rank for Ser Educacional's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:SEER3'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.29 Med: 1.51 Max: 5.78
Current: 4.05
During the past 13 years, Ser Educacional's highest Yield on Cost was 5.78. The lowest was 0.29. And the median was 1.51.
BSP:SEER3's 5-Year Yield-on-Cost % is ranked worse than 52.07% of 121
companies
in the Education industry
Industry Median: 4.2
vs BSP:SEER3: 4.05
Ser Educacional (BSP:SEER3) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ser Educacional 5-Year Yield-on-Cost % Related Terms
BSP:SEER3 vs EDU, TAL, LAUR: 5-Year Yield-on-Cost % Comparison
For the Education & Training Services subindustry, Ser Educacional's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ser Educacional 5-Year Yield-on-Cost % vs Education Industry
For the Education industry and Consumer Defensive sector, Ser Educacional's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ser Educacional's 5-Year Yield-on-Cost % falls into.
Ser Educacional 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Ser Educacional is calculated as
Ser Educacional (BSP:SEER3) has a 5-Year Yield-on-Cost % of 4.05 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ser Educacional and its competitors. This is 168% above median its historical median of 1.51. Over the past decade, Ser Educacional's 5-Year Yield-on-Cost % has ranged from 0.29 to 5.78. According to the industry distribution chart, Ser Educacional ranks #63 out of 121 companies in the Education industry, placing it in the top 52.1%.
Is Ser Educacional's 5-Year Yield-on-Cost % too high?
Ser Educacional's current 5-Year Yield-on-Cost % of 4.05 is 168% above median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 5.78. The Education industry median 5-Year Yield-on-Cost % is 4.20. Ser Educacional's value of 4.05 is 3.6% below this industry median. Based on the distribution chart, Ser Educacional ranks #63 out of 121 companies in the Education industry, which is below the industry midpoint. Overall, Ser Educacional has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ser Educacional's 5-Year Yield-on-Cost % compare to EDU and TAL?
According to the Education industry distribution chart, Ser Educacional ranks #63 out of 121 companies for 5-Year Yield-on-Cost %. This places Ser Educacional in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.20. Ser Educacional's value of 4.05 is 3.6% below this benchmark. Historically, Ser Educacional's own 5-Year Yield-on-Cost % has ranged from 0.29 to 5.78 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 4.20, Ser Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Education company?
The median 5-Year Yield-on-Cost % among Education companies is 4.20, based on 121 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ser Educacional's current 5-Year Yield-on-Cost % of 4.05 is 3.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ser Educacional and its competitors. For the Education industry, the median 5-Year Yield-on-Cost % is 4.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ser Educacional's current 5-Year Yield-on-Cost % is 4.05, which is 168% above median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ser Educacional stock overvalued right now?
Based on GuruFocus' analysis, Ser Educacional (BSP:SEER3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$8.18, compared to a current price of R$12.07 — trading 47.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.05, which is 168% above median its 10-year median of 1.51 and 3.6% below the Education industry median of 4.20. Ser Educacional's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ser Educacional (BSP:SEER3), the current 5-Year Yield-on-Cost % is 4.05 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ser Educacional (BSP:SEER3) Overvalued in 2026?
Based on GuruFocus' analysis, Ser Educacional stock appears to be overvalued.
The current stock price of R$12.07 is trading 47.6% above its estimated GF Value™ of R$8.18.
GuruFocus considers Ser Educacional to be Significantly Overvalued.
Key valuation signals for BSP:SEER3:
5-Year Yield-on-Cost %: 4.05 (168% above median its 10-year median of 1.51)
GF Value™: R$8.18 vs. price of R$12.07 (47.6% above fair value)
Industry Position: 3.6% below the Education median (#63 of 121)
No single metric tells the full story. See the BSP:SEER3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ser Educacional SA is an education and training services company. It is principally involved in the development and management activities for on-campus and distance-learning undergraduate, graduate, professional training, and other areas of education, and in participation, as a partner or shareholder, in other partnerships and companies in Brazil. Geographically, the operations are carried out through Brazil which also accounts for the majority of the revenue which includes monthly tuitions charged to students enrolled semiannually in regular undergraduate, graduate, distance learning, and technical courses.
78GF Score
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