Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Cyclically Adjusted PB Ratio: 26.89 (As of Aug. 05, 2026) — 29% Above Median

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CAI:FWRY Fawry For Banking Technology And Electronic Payment CAI:FWRY
97 GF Score
Price E£19.09
GF Value E£20.36
Valuation Fairly Valued
! 5 Warning Signs
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What is Fawry For Banking Technology And Electronic Payment Cyclically Adjusted PB Ratio?

Fawry For Banking Technology And Electronic Payment CAI:FWRY +0.85% 97 Cyclically Adjusted PB Ratio is 26.89 as of Aug. 05, 2026, which is 29% above its 10-year median of 20.86. GuruFocus rates CAI:FWRY with a GF Score™ of 97/100 and a GF Value™ of E£20.36 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,568 Software companies, Fawry For Banking Technology And Electronic Payment ranks worse than 97.26% on this metric.

As of today (2026-08-05), Fawry For Banking Technology And Electronic Payment's current share price is E£19.09. Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was E£0.71. Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio for today is 26.89.

The historical rank and industry rank for Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio or its related term are showing as below:

CAI:FWRY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 16.67   Med: 20.86   Max: 28.01
Current: 27.13

During the past 11 years, Fawry For Banking Technology And Electronic Payment's highest Cyclically Adjusted PB Ratio was 28.01. The lowest was 16.67. And the median was 20.86.

CAI:FWRY's Cyclically Adjusted PB Ratio is ranked worse than
97.26% of 1568 companies
in the Software industry
Industry Median: 2.23 vs CAI:FWRY: 27.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fawry For Banking Technology And Electronic Payment's adjusted book value per share data of for the fiscal year that ended in Dec25 was E£2.269. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is E£0.71 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fawry For Banking Technology And Electronic Payment  (CAI:FWRY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fawry For Banking Technology And Electronic Payment Cyclically Adjusted PB Ratio Related Terms


Fawry For Banking Technology And Electronic Payment Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fawry For Banking Technology And Electronic Payment Cyclically Adjusted PB Ratio Chart

Fawry For Banking Technology And Electronic Payment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 17.95 22.66

Fawry For Banking Technology And Electronic Payment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 22.66 0.00

CAI:FWRY vs MSFT, ORCL, PLTR: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fawry For Banking Technology And Electronic Payment Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio falls into.


CAI:FWRY
97GF Score
Fawry For Banking Technology And Electronic Payment CAI:FWRY
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fawry For Banking Technology And Electronic Payment Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=19.09/0.71
=26.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Fawry For Banking Technology And Electronic Payment's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=2.269/324.0540*324.0540
=2.269

Current CPI (Dec25) = 324.0540.

Fawry For Banking Technology And Electronic Payment Annual Data

Book Value per Share CPI Adj_Book
201612 0.048 241.432 0.064
201712 0.141 246.524 0.185
201812 0.158 251.233 0.204
201912 0.190 256.974 0.240
202012 0.246 260.474 0.306
202112 0.437 278.802 0.508
202212 0.749 296.797 0.818
202312 0.974 306.746 1.029
202412 1.452 315.605 1.491
202512 2.269 324.054 2.269

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 26.89 mean?
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) has a Cyclically Adjusted PB Ratio of 26.89 as of Aug. 05, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. This is 29% above median its historical median of 20.86. Over the past decade, Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio has ranged from 16.67 to 28.01. According to the industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #1525 out of 1568 companies in the Software industry, placing it in the top 97.3%.
Is Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio too high?
Fawry For Banking Technology And Electronic Payment's current Cyclically Adjusted PB Ratio of 26.89 is 29% above median its 10-year median of 20.86. Over the past 10 years, this metric has ranged from a low of 16.67 to a high of 28.01. The Software industry median Cyclically Adjusted PB Ratio is 2.23. Fawry For Banking Technology And Electronic Payment's value of 26.89 is 1105.8% above this industry median. Based on the distribution chart, Fawry For Banking Technology And Electronic Payment ranks #1525 out of 1568 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fawry For Banking Technology And Electronic Payment has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fawry For Banking Technology And Electronic Payment's Cyclically Adjusted PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #1525 out of 1568 companies for Cyclically Adjusted PB Ratio. This places Fawry For Banking Technology And Electronic Payment in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.23. Fawry For Banking Technology And Electronic Payment's value of 26.89 is 1105.8% above this benchmark. Historically, Fawry For Banking Technology And Electronic Payment's own Cyclically Adjusted PB Ratio has ranged from 16.67 to 28.01 over the past decade. While the company's 10-year median is 20.86 vs. the industry median of 2.23, Fawry For Banking Technology And Electronic Payment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.23, based on 1,568 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fawry For Banking Technology And Electronic Payment's current Cyclically Adjusted PB Ratio of 26.89 is 1105.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fawry For Banking Technology And Electronic Payment's current Cyclically Adjusted PB Ratio is 26.89, which is 29% above median its own 10-year median of 20.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fawry For Banking Technology And Electronic Payment stock overvalued right now?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment (CAI:FWRY) is currently considered Fairly Valued. The stock's GF Value™ is E£20.36, compared to a current price of E£19.09 — trading 6.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 26.89, which is 29% above median its 10-year median of 20.86 and 1105.8% above the Software industry median of 2.23. Fawry For Banking Technology And Electronic Payment's overall GF Score™ is 97/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Fawry For Banking Technology And Electronic Payment (CAI:FWRY), the current Cyclically Adjusted PB Ratio is 26.89 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Overvalued in 2026?

Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment stock appears to be undervalued. The current stock price of E£19.09 is trading 6.2% below its estimated GF Value™ of E£20.36. GuruFocus considers Fawry For Banking Technology And Electronic Payment to be Fairly Valued.

Key valuation signals for CAI:FWRY:

  • Cyclically Adjusted PB Ratio: 26.89 (29% above median its 10-year median of 20.86)
  • GF Value™: E£20.36 vs. price of E£19.09 (6.2% below fair value)
  • GF Score™: 97/100 with 5 warning signs
  • Industry Position: 1105.8% above the Software median (#1525 of 1568)

No single metric tells the full story. See the CAI:FWRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fawry For Banking Technology And Electronic Payment Business Description

Address Smart Village, Building 221, Floor 12, Financial district, Cairo, EGY
Fawry For Banking Technology And Electronic Payment is engaged in providing operation services specialized in systems and communications, management, operating and maintenance of equipment's and computers networks services and internal systems of banks, networks, and centralized systems, establish operating systems for banking services through the internet, phone and e-payment services and circulation of secured documents electronically, and renting properties.
97GF Score

Get the complete analysis for CAI:FWRY

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£19.09
Price
E£20.36
GF Value