Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Owner Earnings per Share (TTM): 0.35 (As of Jun. 2026)

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CAI:FWRY Fawry For Banking Technology And Electronic Payment CAI:FWRY
100 GF Score
Price E£19.45
GF Value E£21.01
Valuation Fairly Valued
! 3 Warning Signs
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What is Fawry For Banking Technology And Electronic Payment Owner Earnings per Share (TTM)?

Fawry For Banking Technology And Electronic Payment CAI:FWRY +2.37% 100 Owner Earnings per Share (TTM) is 0.35 as of Jun. 2026. GuruFocus rates CAI:FWRY with a GF Score™ of 100/100 and a GF Value™ of E£21.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,195 Software companies, Fawry For Banking Technology And Electronic Payment ranks worse than 81.67% on this metric.

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Fawry For Banking Technology And Electronic Payment's Owner Earnings per Share (TTM) ended in Jun. 2026 was E£0.35. It's Price-to-Owner-Earnings ratio for today is 55.57.


The historical rank and industry rank for Fawry For Banking Technology And Electronic Payment's Owner Earnings per Share (TTM) or its related term are showing as below:

CAI:FWRY' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.53   Med: 23.54   Max: 101.09
Current: 55.07


During the past 11 years, the highest Price-to-Owner-Earnings ratio of Fawry For Banking Technology And Electronic Payment was 101.09. The lowest was 4.53. And the median was 23.54.


CAI:FWRY's Price-to-Owner-Earnings is ranked worse than
81.67% of 1195 companies
in the Software industry
Industry Median: 18.57 vs CAI:FWRY: 55.07

Fawry For Banking Technology And Electronic Payment's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was E£0.26. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was E£0.96. It's PE Ratio (TTM) ratio for today is 20.35.

Fawry For Banking Technology And Electronic Payment's EPS without NRI for the three months ended in Jun. 2026 was E£0.29. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was E£1.07. It's PE Ratio without NRI ratio for today is 18.19.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


Fawry For Banking Technology And Electronic Payment Owner Earnings per Share (TTM) Related Terms


Fawry For Banking Technology And Electronic Payment Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for Fawry For Banking Technology And Electronic Payment's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fawry For Banking Technology And Electronic Payment Owner Earnings per Share (TTM) Chart

Fawry For Banking Technology And Electronic Payment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.24 0.35 0.21 0.35

Fawry For Banking Technology And Electronic Payment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.39 0.47 0.35 -1.26 0.35

CAI:FWRY vs MSFT, PLTR, ORCL: Owner Earnings per Share (TTM) Comparison

For the Software - Infrastructure subindustry, Fawry For Banking Technology And Electronic Payment's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fawry For Banking Technology And Electronic Payment Price-to-Owner-Earnings vs Software Industry

For the Software industry and Technology sector, Fawry For Banking Technology And Electronic Payment's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Fawry For Banking Technology And Electronic Payment's Price-to-Owner-Earnings falls into.


CAI:FWRY
100GF Score
Fawry For Banking Technology And Electronic Payment CAI:FWRY
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fawry For Banking Technology And Electronic Payment Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

Fawry For Banking Technology And Electronic Payment's Owner Earnings per Share (TTM) Calculation:

TTM / Last Quarter Average of Last 20 Quarters
Net Income 3,252
Depreciation, Depletion and Amortization 783
Change In Deferred Tax 0
5Y Average of Maintenance Capital Expenditure 867
Change In Working Capital -1,994
Shares Outstanding (Diluted Average) 3,407

1. Start with "Net Income" from income statement. Fawry For Banking Technology And Electronic Payment's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was E£3,252 Mil.

2. "Depreciation, Depletion and Amortization" is from cashflow statement. Fawry For Banking Technology And Electronic Payment's Depreciation, Depletion and Amortization for the trailing twelve months (TTM) ended in Jun. 2026 was E£783 Mil. This needs to be added back because company does not actually need to pay cash for it. It is a non-cash item.

3. Other non-cash charges usually include "Stock Based Compensation" and "Change In Deferred Tax":
However, to be conservative, GuruFocus will not add Stock Based Compensation back to net income. Fawry For Banking Technology And Electronic Payment's Change In Deferred Tax for the trailing twelve months (TTM) ended in Jun. 2026 was E£0 Mil.

4. Average maintenance capital expenditure over a business/industry cycle: 5-Year Average Maintenance Capital Expenditure = E£867 Mil

It is usually best to take a long-term average of maintenance capital expenditure. Ideally this would be as long as 10 years and include at least one economic downturn. However, since many companies do not have as long as 10-year history, here GuruFocus uses the latest 5 years data to do the calculation. To smooth out unusual years but reflect recent developments, we take an average of the 5 year maintenance capital expenditure.

The following shows how to get maintenance capital expenditure.

First, calculate the revenue change regarding to the previous quarter. If the revenue decreased from the previous quarter, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
Second, if the revenue increased from the previous quarter, then calculate the percentage of Net PPE as of corresponding Revenue.
Growth Capital Expenditure = Percentage of Property, Plant and Equipment as of corresponding Revenue * Revenue Increase
Third, calculate Capital Expenditure (positive) - Growth Capital Expenditure.
If [Capital Expenditure (positive) - Growth Capital Expenditure] was negative, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
If [Capital Expenditure (positive) - Growth Capital Expenditure] was positive, then the Maintenance Capital Expenditure = Capital Expenditure (positive) - Growth Capital Expenditure.
Fourth, get the average of the 5 years maintenance capital expenditure.

Fawry For Banking Technology And Electronic Payment's 5-Year Average Maintenance Capital Expenditure = E£867 Mil

5. "Change In Working Capital" is from cashflow statement. Fawry For Banking Technology And Electronic Payment's Change In Working Capital for the trailing twelve months (TTM) ended in Jun. 2026 was E£-1,994 Mil.
Note: GuruFocus' Change in Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And sometimes it includes non-current parts of assets and liabilities.

6. Fawry For Banking Technology And Electronic Payment's Shares Outstanding (Diluted Average) for the months ended in Jun. 2026 was 3406.523 Mil.

Fawry For Banking Technology And Electronic Payment's Onwer Earnings Per Share for Jun. 2026 is calculated as:

Owner Earnings per Share (TTM)
=( Net Income+Depreciation, Depletion and Amortization+Change In Deferred Tax
=( 3252.083 +783.357+0
-5Y Avg of Maintenance CAPEX+Change In Working Capital )/Shares Outstanding (Diluted Average)
-866.78650825891+-1994.293)/3406.523
=0.35

Price-to-Owner-Earnings=Current Price/Owner Earnings per Share (TTM)
=19.45/0.35
=55.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Owner Earnings per Share (TTM) of 0.35 mean?
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) has a Owner Earnings per Share (TTM) of 0.35 as of Jun. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Fawry For Banking Technology And Electronic Payment. According to the industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #976 out of 1195 companies in the Software industry, placing it in the top 81.7%.
Is Fawry For Banking Technology And Electronic Payment's Owner Earnings per Share (TTM) too high?
Fawry For Banking Technology And Electronic Payment's current Owner Earnings per Share (TTM) is 0.35. The Software industry median Owner Earnings per Share (TTM) is 18.57. Fawry For Banking Technology And Electronic Payment's value of 0.35 is 98.1% below this industry median. Based on the distribution chart, Fawry For Banking Technology And Electronic Payment ranks #976 out of 1195 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fawry For Banking Technology And Electronic Payment has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fawry For Banking Technology And Electronic Payment's Owner Earnings per Share (TTM) compare to MSFT and PLTR?
According to the Software industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #976 out of 1195 companies for Owner Earnings per Share (TTM). This places Fawry For Banking Technology And Electronic Payment in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 18.57. Fawry For Banking Technology And Electronic Payment's value of 0.35 is 98.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Software company?
The median Owner Earnings per Share (TTM) among Software companies is 18.57, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fawry For Banking Technology And Electronic Payment's current Owner Earnings per Share (TTM) of 0.35 is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Fawry For Banking Technology And Electronic Payment. For the Software industry, the median Owner Earnings per Share (TTM) is 18.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fawry For Banking Technology And Electronic Payment's current Owner Earnings per Share (TTM) is 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fawry For Banking Technology And Electronic Payment stock overvalued right now?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment (CAI:FWRY) is currently considered Fairly Valued. The stock's GF Value™ is E£21.01, compared to a current price of E£19.45 — trading 7.4% below its estimated fair value. The current Owner Earnings per Share (TTM) is 0.35 and 98.1% below the Software industry median of 18.57. Fawry For Banking Technology And Electronic Payment's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Fawry For Banking Technology And Electronic Payment (CAI:FWRY), the current Owner Earnings per Share (TTM) is 0.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Overvalued in 2026?

Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment stock appears to be undervalued. The current stock price of E£19.45 is trading 7.4% below its estimated GF Value™ of E£21.01. GuruFocus considers Fawry For Banking Technology And Electronic Payment to be Fairly Valued.

Key valuation signals for CAI:FWRY:

  • Owner Earnings per Share (TTM): 0.35
  • GF Value™: E£21.01 vs. price of E£19.45 (7.4% below fair value)
  • GF Score™: 100/100 with 3 warning signs
  • Industry Position: 98.1% below the Software median (#976 of 1195)

No single metric tells the full story. See the CAI:FWRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fawry For Banking Technology And Electronic Payment Business Description

Address Smart Village, Building 221, Floor 12, Financial district, Cairo, EGY
Fawry For Banking Technology And Electronic Payment is engaged in providing operation services specialized in systems and communications, management, operating and maintenance of equipment's and computers networks services and internal systems of banks, networks, and centralized systems, establish operating systems for banking services through the internet, phone and e-payment services and circulation of secured documents electronically, and renting properties.
100GF Score

Get the complete analysis for CAI:FWRY

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£19.45
Price
E£21.01
GF Value