Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Operating Margin %: 37.19% (As of Mar. 2026) — 149% Above Median


CAI:FWRY Fawry For Banking Technology And Electronic Payment CAI:FWRY
100 GF Score
Price E£18.70
GF Value E£19.70
Valuation Fairly Valued
! 4 Warning Signs
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What is Fawry For Banking Technology And Electronic Payment Operating Margin %?

Fawry For Banking Technology And Electronic Payment CAI:FWRY -1.58% 100 Operating Margin % is 37.19% as of Mar. 2026, which is 149% above its 10-year median of 14.93. GuruFocus rates CAI:FWRY with a GF Score™ of 100/100 and a GF Value™ of E£19.70 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,820 Software companies, Fawry For Banking Technology And Electronic Payment ranks better than 97.45% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Fawry For Banking Technology And Electronic Payment's Operating Income for the three months ended in Mar. 2026 was E£897 Mil. Fawry For Banking Technology And Electronic Payment's Revenue for the three months ended in Mar. 2026 was E£2,411 Mil. Therefore, Fawry For Banking Technology And Electronic Payment's Operating Margin % for the quarter that ended in Mar. 2026 was 37.19%.

Good Sign:

Fawry For Banking Technology And Electronic Payment operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Fawry For Banking Technology And Electronic Payment's Operating Margin % or its related term are showing as below:

CAI:FWRY' s Operating Margin % Range Over the Past 10 Years
Min: 6.92   Med: 14.93   Max: 39.43
Current: 39.43


CAI:FWRY's Operating Margin % is ranked better than
97.45% of 2820 companies
in the Software industry
Industry Median: 3.865 vs CAI:FWRY: 39.43

Fawry For Banking Technology And Electronic Payment's 5-Year Average Operating Margin % Growth Rate was 19.70% per year.

Fawry For Banking Technology And Electronic Payment's Operating Income for the three months ended in Mar. 2026 was E£897 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was E£3,655 Mil.


Fawry For Banking Technology And Electronic Payment  (CAI:FWRY) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Fawry For Banking Technology And Electronic Payment Operating Margin % Related Terms


Fawry For Banking Technology And Electronic Payment Operating Margin % Historical Data

* Premium members only.

The historical data trend for Fawry For Banking Technology And Electronic Payment's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fawry For Banking Technology And Electronic Payment Operating Margin % Chart

Fawry For Banking Technology And Electronic Payment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.40 12.34 19.92 30.94 39.20

Fawry For Banking Technology And Electronic Payment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.92 38.49 40.91 40.93 37.19

CAI:FWRY vs MSFT, ORCL, PLTR: Operating Margin % Comparison

For the Software - Infrastructure subindustry, Fawry For Banking Technology And Electronic Payment's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fawry For Banking Technology And Electronic Payment Operating Margin % vs Software Industry

For the Software industry and Technology sector, Fawry For Banking Technology And Electronic Payment's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Fawry For Banking Technology And Electronic Payment's Operating Margin % falls into.


CAI:FWRY
100GF Score
Fawry For Banking Technology And Electronic Payment CAI:FWRY
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fawry For Banking Technology And Electronic Payment Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Fawry For Banking Technology And Electronic Payment's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=3391.156 / 8651.478
=39.20 %

Fawry For Banking Technology And Electronic Payment's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=896.571 / 2410.734
=37.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 37.19% mean?
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) has a Operating Margin % of 37.19% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. This is 149% above median its historical median of 14.93. Over the past decade, Fawry For Banking Technology And Electronic Payment's Operating Margin % has ranged from 6.92 to 39.43. According to the industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #72 out of 2820 companies in the Software industry, placing it in the top 2.6%.
Is Fawry For Banking Technology And Electronic Payment's Operating Margin % too high?
Fawry For Banking Technology And Electronic Payment's current Operating Margin % of 37.19% is 149% above median its 10-year median of 14.93. Over the past 10 years, this metric has ranged from a low of 6.92 to a high of 39.43. The Software industry median Operating Margin % is 3.87. Fawry For Banking Technology And Electronic Payment's value of 37.19% is 862.2% above this industry median. Based on the distribution chart, Fawry For Banking Technology And Electronic Payment ranks #72 out of 2820 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fawry For Banking Technology And Electronic Payment has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fawry For Banking Technology And Electronic Payment's Operating Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #72 out of 2820 companies for Operating Margin %. This places Fawry For Banking Technology And Electronic Payment in the top 3% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 3.87. Fawry For Banking Technology And Electronic Payment's value of 37.19% is 862.2% above this benchmark. Historically, Fawry For Banking Technology And Electronic Payment's own Operating Margin % has ranged from 6.92 to 39.43 over the past decade. While the company's 10-year median is 14.93 vs. the industry median of 3.87, Fawry For Banking Technology And Electronic Payment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.87, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fawry For Banking Technology And Electronic Payment's current Operating Margin % of 37.19% is 862.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. For the Software industry, the median Operating Margin % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fawry For Banking Technology And Electronic Payment's current Operating Margin % is 37.19%, which is 149% above median its own 10-year median of 14.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fawry For Banking Technology And Electronic Payment stock overvalued right now?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment (CAI:FWRY) is currently considered Fairly Valued. The stock's GF Value™ is E£19.70, compared to a current price of E£18.70 — trading 5.1% below its estimated fair value. The current Operating Margin % is 37.19%, which is 149% above median its 10-year median of 14.93 and 862.2% above the Software industry median of 3.87. Fawry For Banking Technology And Electronic Payment's overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Fawry For Banking Technology And Electronic Payment (CAI:FWRY), the current Operating Margin % is 37.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Overvalued in 2026?

Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment stock appears to be undervalued. The current stock price of E£18.70 is trading 5.1% below its estimated GF Value™ of E£19.70. GuruFocus considers Fawry For Banking Technology And Electronic Payment to be Fairly Valued.

Key valuation signals for CAI:FWRY:

  • Operating Margin %: 37.19% (149% above median its 10-year median of 14.93)
  • GF Value™: E£19.70 vs. price of E£18.70 (5.1% below fair value)
  • GF Score™: 100/100 with 4 warning signs
  • Industry Position: 862.2% above the Software median (#72 of 2820)

No single metric tells the full story. See the CAI:FWRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fawry For Banking Technology And Electronic Payment Business Description

Address Smart Village, Building 221, Floor 12, Financial district, Cairo, EGY
Fawry For Banking Technology And Electronic Payment is engaged in providing operation services specialized in systems and communications, management, operating and maintenance of equipment's and computers networks services and internal systems of banks, networks, and centralized systems, establish operating systems for banking services through the internet, phone and e-payment services and circulation of secured documents electronically, and renting properties.
100GF Score

Get the complete analysis for CAI:FWRY

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£18.70
Price
E£19.70
GF Value