Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Debt-to-Equity: 0.50 (As of Jun. 2026) — 72% Above Median

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CAI:FWRY Fawry For Banking Technology And Electronic Payment CAI:FWRY
100 GF Score
Price E£18.95
GF Value E£20.93
Valuation Fairly Valued
! 3 Warning Signs
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What is Fawry For Banking Technology And Electronic Payment Debt-to-Equity?

Fawry For Banking Technology And Electronic Payment CAI:FWRY 100 Debt-to-Equity is 0.50 as of Jun. 2026, which is 72% above its 10-year median of 0.29. GuruFocus rates CAI:FWRY with a GF Score™ of 100/100 and a GF Value™ of E£20.93 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,246 Software companies, Fawry For Banking Technology And Electronic Payment ranks worse than 69.81% on this metric.

Fawry For Banking Technology And Electronic Payment's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was E£3,549 Mil. Fawry For Banking Technology And Electronic Payment's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was E£991 Mil. Fawry For Banking Technology And Electronic Payment's Total Stockholders Equity for the quarter that ended in Jun. 2026 was E£9,069 Mil. Fawry For Banking Technology And Electronic Payment's debt to equity for the quarter that ended in Jun. 2026 was 0.50.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Fawry For Banking Technology And Electronic Payment's Debt-to-Equity or its related term are showing as below:

CAI:FWRY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04   Med: 0.29   Max: 0.57
Current: 0.5

During the past 11 years, the highest Debt-to-Equity Ratio of Fawry For Banking Technology And Electronic Payment was 0.57. The lowest was 0.04. And the median was 0.29.

CAI:FWRY's Debt-to-Equity is ranked worse than
69.81% of 2246 companies
in the Software industry
Industry Median: 0.205 vs CAI:FWRY: 0.50

Fawry For Banking Technology And Electronic Payment  (CAI:FWRY) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Fawry For Banking Technology And Electronic Payment Debt-to-Equity Related Terms


Fawry For Banking Technology And Electronic Payment Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Fawry For Banking Technology And Electronic Payment's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fawry For Banking Technology And Electronic Payment Debt-to-Equity Chart

Fawry For Banking Technology And Electronic Payment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.26 0.25 0.36 0.51

Fawry For Banking Technology And Electronic Payment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.49 0.51 0.53 0.50

CAI:FWRY vs MSFT, PLTR, ORCL: Debt-to-Equity Comparison

For the Software - Infrastructure subindustry, Fawry For Banking Technology And Electronic Payment's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fawry For Banking Technology And Electronic Payment Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Fawry For Banking Technology And Electronic Payment's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Fawry For Banking Technology And Electronic Payment's Debt-to-Equity falls into.


CAI:FWRY
100GF Score
Fawry For Banking Technology And Electronic Payment CAI:FWRY
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fawry For Banking Technology And Electronic Payment Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Fawry For Banking Technology And Electronic Payment's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Fawry For Banking Technology And Electronic Payment's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.50 mean?
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) has a Debt-to-Equity of 0.50 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. This is 72% above median its historical median of 0.29. Over the past decade, Fawry For Banking Technology And Electronic Payment's Debt-to-Equity has ranged from 0.04 to 0.57. According to the industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #1568 out of 2246 companies in the Software industry, placing it in the top 69.8%.
Is Fawry For Banking Technology And Electronic Payment's Debt-to-Equity too high?
Fawry For Banking Technology And Electronic Payment's current Debt-to-Equity of 0.50 is 72% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.57. The Software industry median Debt-to-Equity is 0.21. Fawry For Banking Technology And Electronic Payment's value of 0.50 is 143.9% above this industry median. Based on the distribution chart, Fawry For Banking Technology And Electronic Payment ranks #1568 out of 2246 companies in the Software industry, which is below the industry midpoint. Overall, Fawry For Banking Technology And Electronic Payment has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fawry For Banking Technology And Electronic Payment's Debt-to-Equity compare to MSFT and PLTR?
According to the Software industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #1568 out of 2246 companies for Debt-to-Equity. This places Fawry For Banking Technology And Electronic Payment in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Fawry For Banking Technology And Electronic Payment's value of 0.50 is 143.9% above this benchmark. Historically, Fawry For Banking Technology And Electronic Payment's own Debt-to-Equity has ranged from 0.04 to 0.57 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.21, Fawry For Banking Technology And Electronic Payment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.21, based on 2,246 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fawry For Banking Technology And Electronic Payment's current Debt-to-Equity of 0.50 is 143.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. For the Software industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fawry For Banking Technology And Electronic Payment's current Debt-to-Equity is 0.50, which is 72% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fawry For Banking Technology And Electronic Payment stock overvalued right now?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment (CAI:FWRY) is currently considered Fairly Valued. The stock's GF Value™ is E£20.93, compared to a current price of E£18.95 — trading 9.5% below its estimated fair value. The current Debt-to-Equity is 0.50, which is 72% above median its 10-year median of 0.29 and 143.9% above the Software industry median of 0.21. Fawry For Banking Technology And Electronic Payment's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Fawry For Banking Technology And Electronic Payment (CAI:FWRY), the current Debt-to-Equity is 0.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Overvalued in 2026?

Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment stock appears to be undervalued. The current stock price of E£18.95 is trading 9.5% below its estimated GF Value™ of E£20.93. GuruFocus considers Fawry For Banking Technology And Electronic Payment to be Fairly Valued.

Key valuation signals for CAI:FWRY:

  • Debt-to-Equity: 0.50 (72% above median its 10-year median of 0.29)
  • GF Value™: E£20.93 vs. price of E£18.95 (9.5% below fair value)
  • GF Score™: 100/100 with 3 warning signs
  • Industry Position: 143.9% above the Software median (#1568 of 2246)

No single metric tells the full story. See the CAI:FWRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fawry For Banking Technology And Electronic Payment Business Description

Address Smart Village, Building 221, Floor 12, Financial district, Cairo, EGY
Fawry For Banking Technology And Electronic Payment is engaged in providing operation services specialized in systems and communications, management, operating and maintenance of equipment's and computers networks services and internal systems of banks, networks, and centralized systems, establish operating systems for banking services through the internet, phone and e-payment services and circulation of secured documents electronically, and renting properties.
100GF Score

Get the complete analysis for CAI:FWRY

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£18.95
Price
E£20.93
GF Value