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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Fawry For Banking Technology And Electronic Payment Debt-to-EBITDA Related Terms
Fawry For Banking Technology And Electronic Payment Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fawry For Banking Technology And Electronic Payment Debt-to-EBITDA Chart
Fawry For Banking Technology And Electronic Payment Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fawry For Banking Technology And Electronic Payment Debt-to-EBITDA vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) has a Debt-to-EBITDA of 0.78 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fawry For Banking Technology And Electronic Payment. This is near median its historical median of 0.79. Over the past decade, Fawry For Banking Technology And Electronic Payment's Debt-to-EBITDA has ranged from 0.57 to 1.49. According to the industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #804 out of 1728 companies in the Software industry, placing it in the top 46.5%.
Is Fawry For Banking Technology And Electronic Payment's Debt-to-EBITDA too high?
Fawry For Banking Technology And Electronic Payment's current Debt-to-EBITDA of 0.78 is near median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.49. The Software industry median Debt-to-EBITDA is 1.03. Fawry For Banking Technology And Electronic Payment's value of 0.78 is 24.3% below this industry median. Based on the distribution chart, Fawry For Banking Technology And Electronic Payment ranks #804 out of 1728 companies in the Software industry, which is above the industry midpoint. Overall, Fawry For Banking Technology And Electronic Payment has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fawry For Banking Technology And Electronic Payment's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #804 out of 1728 companies for Debt-to-EBITDA. This puts Fawry For Banking Technology And Electronic Payment in the upper half of its industry. The industry median Debt-to-EBITDA is 1.03. Fawry For Banking Technology And Electronic Payment's value of 0.78 is 24.3% below this benchmark. Historically, Fawry For Banking Technology And Electronic Payment's own Debt-to-EBITDA has ranged from 0.57 to 1.49 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.03, Fawry For Banking Technology And Electronic Payment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.03, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fawry For Banking Technology And Electronic Payment's current Debt-to-EBITDA of 0.78 is 24.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fawry For Banking Technology And Electronic Payment. For the Software industry, the median Debt-to-EBITDA is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fawry For Banking Technology And Electronic Payment's current Debt-to-EBITDA is 0.78, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fawry For Banking Technology And Electronic Payment stock overvalued right now?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment (CAI:FWRY) is currently considered Fairly Valued. The stock's GF Value™ is E£20.57, compared to a current price of E£19.19 — trading 6.7% below its estimated fair value. The current Debt-to-EBITDA is 0.78, which is near median its 10-year median of 0.79 and 24.3% below the Software industry median of 1.03. Fawry For Banking Technology And Electronic Payment's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fawry For Banking Technology And Electronic Payment (CAI:FWRY), the current Debt-to-EBITDA is 0.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Overvalued in 2026?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment stock appears to be undervalued.
The current stock price of E£19.19 is trading 6.7% below its estimated GF Value™ of E£20.57.
GuruFocus considers Fawry For Banking Technology And Electronic Payment to be Fairly Valued.
Key valuation signals for CAI:FWRY:
Debt-to-EBITDA: 0.78 (near median its 10-year median of 0.79)
GF Value™: E£20.57 vs. price of E£19.19 (6.7% below fair value)
Industry Position: 24.3% below the Software median (#804 of 1728)
No single metric tells the full story. See the CAI:FWRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fawry For Banking Technology And Electronic Payment is engaged in providing operation services specialized in systems and communications, management, operating and maintenance of equipment's and computers networks services and internal systems of banks, networks, and centralized systems, establish operating systems for banking services through the internet, phone and e-payment services and circulation of secured documents electronically, and renting properties.
100GF Score
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