CAI:FWRY's ROA % is ranked better than 92.05% of 2882
companies
in the Software industry
Industry Median: 1.645
vs CAI:FWRY: 15.42
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Fawry For Banking Technology And Electronic Payment ROA % Related Terms
Fawry For Banking Technology And Electronic Payment ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fawry For Banking Technology And Electronic Payment ROA % Chart
Fawry For Banking Technology And Electronic Payment Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fawry For Banking Technology And Electronic Payment ROA % vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Fawry For Banking Technology And Electronic Payment (CAI:FWRY) has a ROA % of 13.64% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. This is 60% above median its historical median of 8.52. Over the past decade, Fawry For Banking Technology And Electronic Payment's ROA % has ranged from 4.55 to 16.70. According to the industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #229 out of 2882 companies in the Software industry, placing it in the top 7.9%.
Is Fawry For Banking Technology And Electronic Payment's ROA % too high?
Fawry For Banking Technology And Electronic Payment's current ROA % of 13.64% is 60% above median its 10-year median of 8.52. Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 16.70. The Software industry median ROA % is 1.65. Fawry For Banking Technology And Electronic Payment's value of 13.64% is 729.2% above this industry median. Based on the distribution chart, Fawry For Banking Technology And Electronic Payment ranks #229 out of 2882 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fawry For Banking Technology And Electronic Payment has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fawry For Banking Technology And Electronic Payment's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fawry For Banking Technology And Electronic Payment ranks #229 out of 2882 companies for ROA %. This places Fawry For Banking Technology And Electronic Payment in the top 8% of its industry — outperforming the majority of peers. The industry median ROA % is 1.65. Fawry For Banking Technology And Electronic Payment's value of 13.64% is 729.2% above this benchmark. Historically, Fawry For Banking Technology And Electronic Payment's own ROA % has ranged from 4.55 to 16.70 over the past decade. While the company's 10-year median is 8.52 vs. the industry median of 1.65, Fawry For Banking Technology And Electronic Payment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,882 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fawry For Banking Technology And Electronic Payment's current ROA % of 13.64% is 729.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Fawry For Banking Technology And Electronic Payment and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fawry For Banking Technology And Electronic Payment's current ROA % is 13.64%, which is 60% above median its own 10-year median of 8.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fawry For Banking Technology And Electronic Payment stock overvalued right now?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment (CAI:FWRY) is currently considered Fairly Valued. The stock's GF Value™ is E£19.70, compared to a current price of E£18.70 — trading 5.1% below its estimated fair value. The current ROA % is 13.64%, which is 60% above median its 10-year median of 8.52 and 729.2% above the Software industry median of 1.65. Fawry For Banking Technology And Electronic Payment's overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Fawry For Banking Technology And Electronic Payment (CAI:FWRY), the current ROA % is 13.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fawry For Banking Technology And Electronic Payment (CAI:FWRY) Overvalued in 2026?
Based on GuruFocus' analysis, Fawry For Banking Technology And Electronic Payment stock appears to be undervalued.
The current stock price of E£18.70 is trading 5.1% below its estimated GF Value™ of E£19.70.
GuruFocus considers Fawry For Banking Technology And Electronic Payment to be Fairly Valued.
Key valuation signals for CAI:FWRY:
ROA %: 13.64% (60% above median its 10-year median of 8.52)
GF Value™: E£19.70 vs. price of E£18.70 (5.1% below fair value)
Industry Position: 729.2% above the Software median (#229 of 2882)
No single metric tells the full story. See the CAI:FWRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fawry For Banking Technology And Electronic Payment Business Description
Fawry For Banking Technology And Electronic Payment is engaged in providing operation services specialized in systems and communications, management, operating and maintenance of equipment's and computers networks services and internal systems of banks, networks, and centralized systems, establish operating systems for banking services through the internet, phone and e-payment services and circulation of secured documents electronically, and renting properties.
100GF Score
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