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CRZBY (Commerzbank AG) Cyclically Adjusted PB Ratio : 1.01 (As of May. 31, 2025)


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What is Commerzbank AG Cyclically Adjusted PB Ratio?

As of today (2025-05-31), Commerzbank AG's current share price is $30.51. Commerzbank AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $30.28. Commerzbank AG's Cyclically Adjusted PB Ratio for today is 1.01.

The historical rank and industry rank for Commerzbank AG's Cyclically Adjusted PB Ratio or its related term are showing as below:

CRZBY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.16   Max: 0.96
Current: 0.96

During the past years, Commerzbank AG's highest Cyclically Adjusted PB Ratio was 0.96. The lowest was 0.05. And the median was 0.16.

CRZBY's Cyclically Adjusted PB Ratio is ranked better than
53.35% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs CRZBY: 0.96

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Commerzbank AG's adjusted book value per share data for the three months ended in Mar. 2025 was $33.528. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $30.28 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Commerzbank AG Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Commerzbank AG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Commerzbank AG Cyclically Adjusted PB Ratio Chart

Commerzbank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.24 0.33 0.40 0.57

Commerzbank AG Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.52 0.60 0.57 0.75

Competitive Comparison of Commerzbank AG's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Commerzbank AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commerzbank AG's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Commerzbank AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Commerzbank AG's Cyclically Adjusted PB Ratio falls into.


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Commerzbank AG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Commerzbank AG's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=30.51/30.28
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commerzbank AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Commerzbank AG's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=33.528/127.7792*127.7792
=33.528

Current CPI (Mar. 2025) = 127.7792.

Commerzbank AG Quarterly Data

Book Value per Share CPI Adj_Book
201506 25.868 100.417 32.917
201509 26.104 100.417 33.217
201512 25.330 99.717 32.458
201603 25.969 100.017 33.177
201606 25.734 100.717 32.649
201609 25.414 101.017 32.147
201612 24.045 101.217 30.355
201703 24.531 101.417 30.908
201706 25.362 102.117 31.736
201709 27.241 102.717 33.888
201712 27.269 102.617 33.955
201803 27.446 102.917 34.076
201806 26.125 104.017 32.093
201809 26.441 104.718 32.264
201812 25.632 104.217 31.427
201903 25.423 104.217 31.171
201906 25.418 105.718 30.722
201909 25.872 106.018 31.183
201912 25.911 105.818 31.289
202003 25.812 105.718 31.199
202006 27.439 106.618 32.885
202009 28.965 105.818 34.976
202012 26.670 105.518 32.297
202103 26.806 107.518 31.857
202106 27.051 108.486 31.862
202109 26.924 109.435 31.437
202112 26.031 110.384 30.133
202203 25.442 113.968 28.525
202206 24.917 115.760 27.504
202209 23.501 118.818 25.273
202212 25.414 119.345 27.210
202303 26.362 122.402 27.520
202306 27.055 123.140 28.074
202309 27.284 124.195 28.071
202312 28.130 123.773 29.041
202403 29.523 125.038 30.170
202406 29.322 125.882 29.764
202409 31.491 126.198 31.886
202412 31.287 127.041 31.469
202503 33.528 127.779 33.528

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Commerzbank AG  (OTCPK:CRZBY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Commerzbank AG Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Commerzbank AG's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Commerzbank AG Business Description

Address
Kaiserplatz, Frankfurt, HE, DEU, 60261
Commerzbank operates primarily in Europe. Germany contributes about 70% to total income. The bank operates two business segments: private and small-business customers as well as corporate clients. In its private and small-business segment, the group runs its branch business, a mobile bank with a focus on the Polish market, an online broker, and an asset manager for physical assets. Its corporate client business provides cash management and trade finance solutions to small and medium-size enterprises and large corporates.

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