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Dubai Islamic Insurance & Reinsurance Co PSCDFM:AMAN 22 Cyclically Adjusted PB Ratio is 1.05 as of Jul. 16, 2026, which is 5% below its 10-year median of 1.11. GuruFocus rates DFM:AMAN with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 414 Insurance companies, Dubai Islamic Insurance & Reinsurance Co PSC ranks better than 63.04% on this metric.
DFM:AMAN's Cyclically Adjusted PB Ratio is ranked better than 63.04% of 414
companies
in the Insurance industry
Industry Median: 1.4
vs DFM:AMAN: 1.09
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Dubai Islamic Insurance & Reinsurance Co PSC's adjusted book value per share data for the three months ended in Mar. 2026 was د.إ0.207. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ0.36 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted PB Ratio Related Terms
Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted PB Ratio Chart
Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
DFM:AMAN vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison
For the Insurance - Diversified subindustry, Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted PB Ratio vs Insurance Industry
Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 1.05 mean?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a Cyclically Adjusted PB Ratio of 1.05 as of Jul. 16, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. This is near median its historical median of 1.11. Over the past decade, Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio has ranged from 0.73 to 2.54. According to the industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #153 out of 414 companies in the Insurance industry, placing it in the top 37%.
Is Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted PB Ratio of 1.05 is near median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 2.54. The Insurance industry median Cyclically Adjusted PB Ratio is 1.40. Dubai Islamic Insurance & Reinsurance Co PSC's value of 1.05 is 25% below this industry median. Based on the distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #153 out of 414 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #153 out of 414 companies for Cyclically Adjusted PB Ratio. This puts Dubai Islamic Insurance & Reinsurance Co PSC in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.40. Dubai Islamic Insurance & Reinsurance Co PSC's value of 1.05 is 25% below this benchmark. Historically, Dubai Islamic Insurance & Reinsurance Co PSC's own Cyclically Adjusted PB Ratio has ranged from 0.73 to 2.54 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.40, Dubai Islamic Insurance & Reinsurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.40, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted PB Ratio of 1.05 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted PB Ratio is 1.05, which is near median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current Cyclically Adjusted PB Ratio of 1.05. The current Cyclically Adjusted PB Ratio is 1.05, which is near median its 10-year median of 1.11 and 25% below the Insurance industry median of 1.40. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current Cyclically Adjusted PB Ratio is 1.05 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dubai Islamic Insurance & Reinsurance Co PSC Business Description
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
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