Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) Cyclically Adjusted Book per Share: د.إ0.36 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:AMAN Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN
24 GF Score
Price د.إ0.41
! 1 Warning Sign
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What is Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted Book per Share?

Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN +2.75% 24 Cyclically Adjusted Book per Share is د.إ0.36 as of Jun. 2026. GuruFocus rates DFM:AMAN with a GF Score™ of 24/100. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dubai Islamic Insurance & Reinsurance Co PSC's adjusted book value per share for the three months ended in Jun. 2026 was د.إ0.230. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ0.36 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Dubai Islamic Insurance & Reinsurance Co PSC's average Cyclically Adjusted Book Growth Rate was -5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -6.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -12.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Dubai Islamic Insurance & Reinsurance Co PSC was -3.90% per year. The lowest was -20.00% per year. And the median was -6.50% per year.

As of today (2026-09-02), Dubai Islamic Insurance & Reinsurance Co PSC's current stock price is د.إ0.411. Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was د.إ0.36. Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio of today is 1.14.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dubai Islamic Insurance & Reinsurance Co PSC was 2.54. The lowest was 0.73. And the median was 1.10.


Dubai Islamic Insurance & Reinsurance Co PSC  (DFM:AMAN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.411/0.36
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dubai Islamic Insurance & Reinsurance Co PSC was 2.54. The lowest was 0.73. And the median was 1.10.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted Book per Share Related Terms


Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted Book per Share Chart

Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.44 0.43 0.40 0.36

Dubai Islamic Insurance & Reinsurance Co PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.37 0.36 0.36 0.36

DFM:AMAN vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted PB Ratio falls into.


DFM:AMAN
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Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Islamic Insurance & Reinsurance Co PSC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.23/333.9520*333.9520
=0.230

Current CPI (Jun. 2026) = 333.9520.

Dubai Islamic Insurance & Reinsurance Co PSC Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.398 241.428 0.551
201612 0.312 241.432 0.432
201703 0.238 243.801 0.326
201706 0.247 244.955 0.337
201709 0.269 246.819 0.364
201712 0.374 246.524 0.507
201803 0.339 249.554 0.454
201806 0.347 251.989 0.460
201809 0.356 252.439 0.471
201812 0.284 251.233 0.378
201903 0.233 254.202 0.306
201906 0.257 256.143 0.335
201909 0.278 256.759 0.362
201912 0.245 256.974 0.318
202003 0.298 258.115 0.386
202006 0.327 257.797 0.424
202009 0.341 260.280 0.438
202012 0.290 260.474 0.372
202103 0.405 264.877 0.511
202106 0.357 271.696 0.439
202109 0.385 274.310 0.469
202112 0.383 278.802 0.459
202203 0.409 287.504 0.475
202206 0.390 296.311 0.440
202209 0.385 296.808 0.433
202212 0.183 296.797 0.206
202303 0.267 301.836 0.295
202306 0.380 305.109 0.416
202309 0.407 307.789 0.442
202312 0.313 306.746 0.341
202403 0.274 312.332 0.293
202406 0.260 314.175 0.276
202409 0.212 315.301 0.225
202412 0.188 315.605 0.199
202503 0.165 319.799 0.172
202506 0.134 322.561 0.139
202509 0.109 324.800 0.112
202512 0.224 324.054 0.231
202603 0.207 330.213 0.209
202606 0.230 333.952 0.230

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ0.36 mean?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a Cyclically Adjusted Book per Share of د.إ0.36 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors.
Is Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Book per Share too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted Book per Share is د.إ0.36. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Book per Share of د.إ0.36 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted Book per Share is د.إ0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current Cyclically Adjusted Book per Share of د.إ0.36. The current Cyclically Adjusted Book per Share is د.إ0.36. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current Cyclically Adjusted Book per Share is د.إ0.36 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dubai Islamic Insurance & Reinsurance Co PSC Business Description

Address Oud Metha Road, Bur Dubai, P.O. Box: 157, Gulf Tower - B1 Mezzanine Floor, Dubai, ARE
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
24GF Score

Get the complete analysis for DFM:AMAN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.41
Price