ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Dubai Islamic Insurance & Reinsurance Co PSC ROA % Related Terms
Dubai Islamic Insurance & Reinsurance Co PSC ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Insurance & Reinsurance Co PSC ROA % Chart
Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Insurance & Reinsurance Co PSC ROA % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a ROA % of 0.89% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. This is 29% above median its historical median of 0.69. According to the industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #351 out of 506 companies in the Insurance industry, placing it in the top 69.4%.
Is Dubai Islamic Insurance & Reinsurance Co PSC's ROA % too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current ROA % of 0.89% is 29% above median its 10-year median of 0.69. The Insurance industry median ROA % is 2.70. Dubai Islamic Insurance & Reinsurance Co PSC's value of 0.89% is 67% below this industry median. Based on the distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #351 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #351 out of 506 companies for ROA %. This places Dubai Islamic Insurance & Reinsurance Co PSC in the lower half of its industry. The industry median ROA % is 2.70. Dubai Islamic Insurance & Reinsurance Co PSC's value of 0.89% is 67% below this benchmark. While the company's 10-year median is 0.69 vs. the industry median of 2.70, Dubai Islamic Insurance & Reinsurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Insurance & Reinsurance Co PSC's current ROA % of 0.89% is 67% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Insurance & Reinsurance Co PSC's current ROA % is 0.89%, which is 29% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current ROA % of 0.89%. The current ROA % is 0.89%, which is 29% above median its 10-year median of 0.69 and 67% below the Insurance industry median of 2.70. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current ROA % is 0.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dubai Islamic Insurance & Reinsurance Co PSC Business Description
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
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