Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) Cyclically Adjusted FCF per Share: د.إ0.14 (As of Mar. 2026)


DFM:AMAN Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN
23 GF Score
Price د.إ0.39
! 1 Warning Sign
View Full Analysis

What is Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted FCF per Share?

Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN +3.68% 23 Cyclically Adjusted FCF per Share is د.إ0.14 as of Mar. 2026. GuruFocus rates DFM:AMAN with a GF Score™ of 23/100. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Dubai Islamic Insurance & Reinsurance Co PSC's adjusted free cash flow per share for the three months ended in Mar. 2026 was د.إ0.001. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is د.إ0.14 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Dubai Islamic Insurance & Reinsurance Co PSC's average Cyclically Adjusted FCF Growth Rate was 16.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -19.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -14.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Dubai Islamic Insurance & Reinsurance Co PSC was -6.60% per year. The lowest was -20.60% per year. And the median was -19.70% per year.

As of today (2026-07-08), Dubai Islamic Insurance & Reinsurance Co PSC's current stock price is د.إ0.394. Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was د.إ0.14. Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Price-to-FCF of today is 2.81.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Dubai Islamic Insurance & Reinsurance Co PSC was 6.90. The lowest was 1.58. And the median was 2.92.


Dubai Islamic Insurance & Reinsurance Co PSC  (DFM:AMAN) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=0.394/0.14
=2.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Dubai Islamic Insurance & Reinsurance Co PSC was 6.90. The lowest was 1.58. And the median was 2.92.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted FCF per Share Related Terms


Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted FCF per Share Chart

Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.28 0.29 0.22 0.14 0.15

Dubai Islamic Insurance & Reinsurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.08 0.05 0.15 0.14

DFM:AMAN vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted Price-to-FCF falls into.


DFM:AMAN
23GF Score
Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Islamic Insurance & Reinsurance Co PSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Islamic Insurance & Reinsurance Co PSC's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.001/330.2130*330.2130
=0.001

Current CPI (Mar. 2026) = 330.2130.

Dubai Islamic Insurance & Reinsurance Co PSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.037 241.018 0.051
201609 0.162 241.428 0.222
201612 -0.042 241.432 -0.057
201703 -0.028 243.801 -0.038
201706 0.034 244.955 0.046
201709 -0.046 246.819 -0.062
201712 0.196 246.524 0.263
201803 -0.065 249.554 -0.086
201806 0.111 251.989 0.145
201809 -0.069 252.439 -0.090
201812 0.163 251.233 0.214
201903 0.206 254.202 0.268
201906 -0.318 256.143 -0.410
201909 0.029 256.759 0.037
201912 0.629 256.974 0.808
202003 -0.304 258.115 -0.389
202006 0.253 257.797 0.324
202009 0.131 260.280 0.166
202012 0.309 260.474 0.392
202103 -0.057 264.877 -0.071
202106 0.092 271.696 0.112
202109 -0.093 274.310 -0.112
202112 0.223 278.802 0.264
202203 -0.084 287.504 -0.096
202206 -0.018 296.311 -0.020
202209 0.029 296.808 0.032
202212 0.034 296.797 0.038
202303 0.005 301.836 0.005
202306 -0.050 305.109 -0.054
202309 -0.518 307.789 -0.556
202312 0.034 306.746 0.037
202403 -0.325 312.332 -0.344
202406 -0.070 314.175 -0.074
202409 -0.043 315.301 -0.045
202412 -0.186 315.605 -0.195
202503 -0.114 319.799 -0.118
202506 -0.258 322.561 -0.264
202509 -0.154 324.800 -0.157
202512 1.193 324.054 1.216
202603 0.001 330.213 0.001

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of د.إ0.14 mean?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a Cyclically Adjusted FCF per Share of د.إ0.14 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors.
Is Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted FCF per Share too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted FCF per Share is د.إ0.14. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Dubai Islamic Insurance & Reinsurance Co PSC's Cyclically Adjusted FCF per Share of د.إ0.14 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. Dubai Islamic Insurance & Reinsurance Co PSC's current Cyclically Adjusted FCF per Share is د.إ0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current Cyclically Adjusted FCF per Share of د.إ0.14. The current Cyclically Adjusted FCF per Share is د.إ0.14. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current Cyclically Adjusted FCF per Share is د.إ0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dubai Islamic Insurance & Reinsurance Co PSC Business Description

Address Oud Metha Road, Bur Dubai, P.O. Box: 157, Gulf Tower - B1 Mezzanine Floor, Dubai, ARE
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
23GF Score

Get the complete analysis for DFM:AMAN

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.39
Price