Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) Debt-to-Equity: 0.15 (As of Mar. 2026) — 52% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:AMAN Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN
22 GF Score
Price د.إ0.38
! 1 Warning Sign
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What is Dubai Islamic Insurance & Reinsurance Co PSC Debt-to-Equity?

Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN -1.98% 22 Debt-to-Equity is 0.15 as of Mar. 2026, which is 52% below its 10-year median of 0.31. GuruFocus rates DFM:AMAN with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 406 Insurance companies, Dubai Islamic Insurance & Reinsurance Co PSC ranks better than 59.11% on this metric.

Dubai Islamic Insurance & Reinsurance Co PSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ0.00 Mil. Dubai Islamic Insurance & Reinsurance Co PSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ7.18 Mil. Dubai Islamic Insurance & Reinsurance Co PSC's Total Stockholders Equity for the quarter that ended in Mar. 2026 was د.إ46.70 Mil. Dubai Islamic Insurance & Reinsurance Co PSC's debt to equity for the quarter that ended in Mar. 2026 was 0.15.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity or its related term are showing as below:

DFM:AMAN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.13   Med: 0.31   Max: 1.56
Current: 0.15

During the past 13 years, the highest Debt-to-Equity Ratio of Dubai Islamic Insurance & Reinsurance Co PSC was 1.56. The lowest was 0.13. And the median was 0.31.

DFM:AMAN's Debt-to-Equity is ranked better than
59.11% of 406 companies
in the Insurance industry
Industry Median: 0.2 vs DFM:AMAN: 0.15

Dubai Islamic Insurance & Reinsurance Co PSC  (DFM:AMAN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Dubai Islamic Insurance & Reinsurance Co PSC Debt-to-Equity Related Terms


Dubai Islamic Insurance & Reinsurance Co PSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Islamic Insurance & Reinsurance Co PSC Debt-to-Equity Chart

Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.43 0.43 0.94 0.21

Dubai Islamic Insurance & Reinsurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 1.26 1.56 0.21 0.15

DFM:AMAN vs BRK.A, AIG, HIG: Debt-to-Equity Comparison

For the Insurance - Diversified subindustry, Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Insurance & Reinsurance Co PSC Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity falls into.


DFM:AMAN
22GF Score
Dubai Islamic Insurance & Reinsurance Co PSC DFM:AMAN
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Islamic Insurance & Reinsurance Co PSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Dubai Islamic Insurance & Reinsurance Co PSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dubai Islamic Insurance & Reinsurance Co PSC's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.15 mean?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a Debt-to-Equity of 0.15 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. This is 52% below median its historical median of 0.31. Over the past decade, Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity has ranged from 0.13 to 1.56. According to the industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #166 out of 406 companies in the Insurance industry, placing it in the top 40.9%.
Is Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current Debt-to-Equity of 0.15 is 52% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 1.56. The Insurance industry median Debt-to-Equity is 0.20. Dubai Islamic Insurance & Reinsurance Co PSC's value of 0.15 is 25% below this industry median. Based on the distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #166 out of 406 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #166 out of 406 companies for Debt-to-Equity. This puts Dubai Islamic Insurance & Reinsurance Co PSC in the upper half of its industry. The industry median Debt-to-Equity is 0.20. Dubai Islamic Insurance & Reinsurance Co PSC's value of 0.15 is 25% below this benchmark. Historically, Dubai Islamic Insurance & Reinsurance Co PSC's own Debt-to-Equity has ranged from 0.13 to 1.56 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.20, Dubai Islamic Insurance & Reinsurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Insurance & Reinsurance Co PSC's current Debt-to-Equity of 0.15 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Insurance & Reinsurance Co PSC's current Debt-to-Equity is 0.15, which is 52% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current Debt-to-Equity of 0.15. The current Debt-to-Equity is 0.15, which is 52% below median its 10-year median of 0.31 and 25% below the Insurance industry median of 0.20. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current Debt-to-Equity is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dubai Islamic Insurance & Reinsurance Co PSC Business Description

Address Oud Metha Road, Bur Dubai, P.O. Box: 157, Gulf Tower - B1 Mezzanine Floor, Dubai, ARE
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
22GF Score

Get the complete analysis for DFM:AMAN

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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