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Dubai Islamic Insurance & Reinsurance Co PSCDFM:AMAN -1.31%22 Return-on-Tangible-Asset is 0.89% as of Mar. 2026, which is 29% above its 10-year median of 0.69. GuruFocus rates DFM:AMAN with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 507 Insurance companies, Dubai Islamic Insurance & Reinsurance Co PSC ranks worse than 69.63% on this metric.
DFM:AMAN's Return-on-Tangible-Asset is ranked worse than 69.63% of 507
companies
in the Insurance industry
Industry Median: 2.74
vs DFM:AMAN: 1.20
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Dubai Islamic Insurance & Reinsurance Co PSC Return-on-Tangible-Asset Related Terms
Dubai Islamic Insurance & Reinsurance Co PSC Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Insurance & Reinsurance Co PSC Return-on-Tangible-Asset Chart
Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
DFM:AMAN vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Dubai Islamic Insurance & Reinsurance Co PSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Insurance & Reinsurance Co PSC Return-on-Tangible-Asset vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.89% mean?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a Return-on-Tangible-Asset of 0.89% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. This is 29% above median its historical median of 0.69. According to the industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #353 out of 507 companies in the Insurance industry, placing it in the top 69.6%.
Is Dubai Islamic Insurance & Reinsurance Co PSC's Return-on-Tangible-Asset too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current Return-on-Tangible-Asset of 0.89% is 29% above median its 10-year median of 0.69. The Insurance industry median Return-on-Tangible-Asset is 2.74. Dubai Islamic Insurance & Reinsurance Co PSC's value of 0.89% is 67.5% below this industry median. Based on the distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #353 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #353 out of 507 companies for Return-on-Tangible-Asset. This places Dubai Islamic Insurance & Reinsurance Co PSC in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.74. Dubai Islamic Insurance & Reinsurance Co PSC's value of 0.89% is 67.5% below this benchmark. While the company's 10-year median is 0.69 vs. the industry median of 2.74, Dubai Islamic Insurance & Reinsurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.74, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Insurance & Reinsurance Co PSC's current Return-on-Tangible-Asset of 0.89% is 67.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Insurance & Reinsurance Co PSC's current Return-on-Tangible-Asset is 0.89%, which is 29% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current Return-on-Tangible-Asset of 0.89%. The current Return-on-Tangible-Asset is 0.89%, which is 29% above median its 10-year median of 0.69 and 67.5% below the Insurance industry median of 2.74. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current Return-on-Tangible-Asset is 0.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dubai Islamic Insurance & Reinsurance Co PSC Business Description
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
22GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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