ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Dubai Islamic Insurance & Reinsurance Co PSC ROE % Related Terms
Dubai Islamic Insurance & Reinsurance Co PSC ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Islamic Insurance & Reinsurance Co PSC ROE % Chart
Dubai Islamic Insurance & Reinsurance Co PSC Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Islamic Insurance & Reinsurance Co PSC ROE % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a ROE % of 19.15% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. This is 42% above median its historical median of 13.47. According to the industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #41 out of 502 companies in the Insurance industry, placing it in the top 8.2%.
Is Dubai Islamic Insurance & Reinsurance Co PSC's ROE % too high?
Dubai Islamic Insurance & Reinsurance Co PSC's current ROE % of 19.15% is 42% above median its 10-year median of 13.47. The Insurance industry median ROE % is 11.73. Dubai Islamic Insurance & Reinsurance Co PSC's value of 19.15% is 63.3% above this industry median. Based on the distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #41 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Islamic Insurance & Reinsurance Co PSC has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Islamic Insurance & Reinsurance Co PSC's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Islamic Insurance & Reinsurance Co PSC ranks #41 out of 502 companies for ROE %. This places Dubai Islamic Insurance & Reinsurance Co PSC in the top 8% of its industry — outperforming the majority of peers. The industry median ROE % is 11.73. Dubai Islamic Insurance & Reinsurance Co PSC's value of 19.15% is 63.3% above this benchmark. While the company's 10-year median is 13.47 vs. the industry median of 11.73, Dubai Islamic Insurance & Reinsurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Islamic Insurance & Reinsurance Co PSC's current ROE % of 19.15% is 63.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dubai Islamic Insurance & Reinsurance Co PSC and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Islamic Insurance & Reinsurance Co PSC's current ROE % is 19.15%, which is 42% above median its own 10-year median of 13.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Islamic Insurance & Reinsurance Co PSC stock overvalued right now?
Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN) has a current ROE % of 19.15%. The current ROE % is 19.15%, which is 42% above median its 10-year median of 13.47 and 63.3% above the Insurance industry median of 11.73. Dubai Islamic Insurance & Reinsurance Co PSC's overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Dubai Islamic Insurance & Reinsurance Co PSC (DFM:AMAN), the current ROE % is 19.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dubai Islamic Insurance & Reinsurance Co PSC Business Description
Dubai Islamic Insurance & Reinsurance Co PSC mainly issues short-term Takaful contracts in connection with motor, marine, fire, engineering, general accident risks, group life, credit life, individual life, and medical risks. The company also invests in investment securities and properties. The company operates in various segments that include Underwriting of Takaful business, Investment Activities, and Others. The Takaful Activities, which include general and life insurance business, generate maximum revenue for the company.
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