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Foresight Financial GroupFGFH -0.08%54 Cyclically Adjusted PB Ratio is 1.13 as of Sep. 15, 2026, which is 47% above its 10-year median of 0.77. GuruFocus rates FGFH with a GF Score™ of 54/100 and a GF Value™ of $34.38 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,273 Banks companies, Foresight Financial Group ranks better than 60.49% on this metric.
Foresight Financial Group (OTCPK:FGFH) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Foresight Financial Group Cyclically Adjusted PB Ratio Related Terms
Foresight Financial Group Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for Foresight Financial Group's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foresight Financial Group Cyclically Adjusted PB Ratio Chart
FGFH vs CPKF, PFLC, UBAB: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, Foresight Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foresight Financial Group Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Foresight Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Foresight Financial Group's Cyclically Adjusted PB Ratio falls into.
Foresight Financial Group Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
Foresight Financial Group does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.
What does a Cyclically Adjusted PB Ratio of 1.13 mean?
Foresight Financial Group (FGFH) has a Cyclically Adjusted PB Ratio of 1.13 as of Sep. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Foresight Financial Group and its competitors. This is 47% above median its historical median of 0.77. Over the past decade, Foresight Financial Group's Cyclically Adjusted PB Ratio has ranged from 0.69 to 1.11. According to the industry distribution chart, Foresight Financial Group ranks #503 out of 1273 companies in the Banks industry, placing it in the top 39.5%.
Is Foresight Financial Group's Cyclically Adjusted PB Ratio too high?
Foresight Financial Group's current Cyclically Adjusted PB Ratio of 1.13 is 47% above median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.11. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Foresight Financial Group's value of 1.13 is 12.4% below this industry median. Based on the distribution chart, Foresight Financial Group ranks #503 out of 1273 companies in the Banks industry, which is above the industry midpoint. Overall, Foresight Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's Cyclically Adjusted PB Ratio compare to CPKF and PFLC?
According to the Banks industry distribution chart, Foresight Financial Group ranks #503 out of 1273 companies for Cyclically Adjusted PB Ratio. This puts Foresight Financial Group in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Foresight Financial Group's value of 1.13 is 12.4% below this benchmark. Historically, Foresight Financial Group's own Cyclically Adjusted PB Ratio has ranged from 0.69 to 1.11 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 1.29, Foresight Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foresight Financial Group's current Cyclically Adjusted PB Ratio of 1.13 is 12.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Foresight Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foresight Financial Group's current Cyclically Adjusted PB Ratio is 1.13, which is 47% above median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.38, compared to a current price of $50.75 — trading 47.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.13, which is 47% above median its 10-year median of 0.77 and 12.4% below the Banks industry median of 1.29. Foresight Financial Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current Cyclically Adjusted PB Ratio is 1.13 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foresight Financial Group (FGFH) Overvalued in 2026?
Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued.
The current stock price of $50.75 is trading 47.6% above its estimated GF Value™ of $34.38.
GuruFocus considers Foresight Financial Group to be Significantly Overvalued.
Key valuation signals for FGFH:
Cyclically Adjusted PB Ratio: 1.13 (47% above median its 10-year median of 0.77)
GF Value™: $34.38 vs. price of $50.75 (47.6% above fair value)
Industry Position: 12.4% below the Banks median (#503 of 1273)
No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
54GF Score
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