FGFH (Foresight Financial Group) Dividend Payout Ratio: 0.21 (As of Mar. 2026) — 62% Above Median

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FGFH Foresight Financial Group FGFH
56 GF Score
Price $50.50
GF Value $34.29
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Foresight Financial Group Dividend Payout Ratio?

Foresight Financial Group FGFH 56 Dividend Payout Ratio is 0.21 as of Mar. 2026, which is 62% above its 10-year median of 0.13. GuruFocus rates FGFH with a GF Score™ of 56/100 and a GF Value™ of $34.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,173 Banks companies, Foresight Financial Group ranks better than 67.86% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Foresight Financial Group's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.21.

The historical rank and industry rank for Foresight Financial Group's Dividend Payout Ratio or its related term are showing as below:

FGFH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.13   Max: 0.37
Current: 0.25

During the past 12 years, the highest Dividend Payout Ratio of Foresight Financial Group was 0.37. The lowest was 0.10. And the median was 0.13.

FGFH's Dividend Payout Ratio is ranked better than
67.86% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs FGFH: 0.25

As of today (2026-07-31), the Dividend Yield % of Foresight Financial Group is 1.66%.

During the past 12 years, the highest Trailing Annual Dividend Yield of Foresight Financial Group was 2.45%. The lowest was 0.57%. And the median was 1.70%.

Foresight Financial Group's Dividends per Share for the months ended in Mar. 2026 was $0.22.

During the past 12 months, Foresight Financial Group's average Dividends Per Share Growth Rate was 10.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 18.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 19.10% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Foresight Financial Group was 44.20% per year. The lowest was 11.50% per year. And the median was 16.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Foresight Financial Group (OTCPK:FGFH) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Foresight Financial Group Dividend Payout Ratio Related Terms

Foresight Financial Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Foresight Financial Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foresight Financial Group Dividend Payout Ratio Chart

Foresight Financial Group Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.14 0.16 0.20 0.37

Foresight Financial Group Quarterly Data
Sep07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.46 0.29 0.21 0.18

FGFH vs CBFV, ARBV, CPKF: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Foresight Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Foresight Financial Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Foresight Financial Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Foresight Financial Group's Dividend Payout Ratio falls into.


FGFH
56GF Score
Foresight Financial Group FGFH
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Foresight Financial Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Foresight Financial Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.8/ 2.17
=0.37

Foresight Financial Group's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.22/ 1.07
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.21 mean?
Foresight Financial Group (FGFH) has a Dividend Payout Ratio of 0.21 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Foresight Financial Group and its competitors. This is 62% above median its historical median of 0.13. Over the past decade, Foresight Financial Group's Dividend Payout Ratio has ranged from 0.10 to 0.37. According to the industry distribution chart, Foresight Financial Group ranks #377 out of 1173 companies in the Banks industry, placing it in the top 32.1%.
Is Foresight Financial Group's Dividend Payout Ratio too high?
Foresight Financial Group's current Dividend Payout Ratio of 0.21 is 62% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.37. The Banks industry median Dividend Payout Ratio is 0.32. Foresight Financial Group's value of 0.21 is 34.4% below this industry median. Based on the distribution chart, Foresight Financial Group ranks #377 out of 1173 companies in the Banks industry, which is above the industry midpoint. Overall, Foresight Financial Group has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's Dividend Payout Ratio compare to CBFV and ARBV?
According to the Banks industry distribution chart, Foresight Financial Group ranks #377 out of 1173 companies for Dividend Payout Ratio. This puts Foresight Financial Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Foresight Financial Group's value of 0.21 is 34.4% below this benchmark. Historically, Foresight Financial Group's own Dividend Payout Ratio has ranged from 0.10 to 0.37 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.32, Foresight Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foresight Financial Group's current Dividend Payout Ratio of 0.21 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Foresight Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foresight Financial Group's current Dividend Payout Ratio is 0.21, which is 62% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.29, compared to a current price of $50.50 — trading 47.3% above its estimated fair value. The current Dividend Payout Ratio is 0.21, which is 62% above median its 10-year median of 0.13 and 34.4% below the Banks industry median of 0.32. Foresight Financial Group's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current Dividend Payout Ratio is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foresight Financial Group (FGFH) Overvalued in 2026?

Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued. The current stock price of $50.50 is trading 47.3% above its estimated GF Value™ of $34.29. GuruFocus considers Foresight Financial Group to be Significantly Overvalued.

Key valuation signals for FGFH:

  • Dividend Payout Ratio: 0.21 (62% above median its 10-year median of 0.13)
  • GF Value™: $34.29 vs. price of $50.50 (47.3% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 34.4% below the Banks median (#377 of 1173)

No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Foresight Financial Group Business Description

Address 809 Cannell-Puri Court, P.O. Box 339, Suite 5, Winnebago, IL, USA, 61088
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
56GF Score

Get the complete analysis for FGFH

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.50
Price
$34.29
GF Value