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Foresight Financial GroupFGFH 56 5-Year Yield-on-Cost % is 3.80 as of Aug. 01, 2026, which is 2% below its 10-year median of 3.89. GuruFocus rates FGFH with a GF Score™ of 56/100 and a GF Value™ of $34.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Foresight Financial Group ranks worse than 51.16% on this metric.
Foresight Financial Group (OTCPK:FGFH) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Foresight Financial Group 5-Year Yield-on-Cost % Related Terms
FGFH vs CBFV, ARBV, CPKF: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Foresight Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foresight Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Foresight Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Foresight Financial Group's 5-Year Yield-on-Cost % falls into.
Foresight Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Foresight Financial Group (FGFH) has a 5-Year Yield-on-Cost % of 3.80 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Foresight Financial Group and its competitors. This is near median its historical median of 3.89. Over the past decade, Foresight Financial Group's 5-Year Yield-on-Cost % has ranged from 1.30 to 5.61. According to the industry distribution chart, Foresight Financial Group ranks #640 out of 1251 companies in the Banks industry, placing it in the top 51.2%.
Is Foresight Financial Group's 5-Year Yield-on-Cost % too high?
Foresight Financial Group's current 5-Year Yield-on-Cost % of 3.80 is near median its 10-year median of 3.89. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 5.61. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Foresight Financial Group's value of 3.80 is 1% below this industry median. Based on the distribution chart, Foresight Financial Group ranks #640 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Foresight Financial Group has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's 5-Year Yield-on-Cost % compare to CBFV and ARBV?
According to the Banks industry distribution chart, Foresight Financial Group ranks #640 out of 1251 companies for 5-Year Yield-on-Cost %. This places Foresight Financial Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Foresight Financial Group's value of 3.80 is 1% below this benchmark. Historically, Foresight Financial Group's own 5-Year Yield-on-Cost % has ranged from 1.30 to 5.61 over the past decade. While the company's 10-year median is 3.89 vs. the industry median of 3.84, Foresight Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foresight Financial Group's current 5-Year Yield-on-Cost % of 3.80 is 1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Foresight Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foresight Financial Group's current 5-Year Yield-on-Cost % is 3.80, which is near median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.29, compared to a current price of $50.50 — trading 47.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.80, which is near median its 10-year median of 3.89 and 1% below the Banks industry median of 3.84. Foresight Financial Group's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current 5-Year Yield-on-Cost % is 3.80 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foresight Financial Group (FGFH) Overvalued in 2026?
Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued.
The current stock price of $50.50 is trading 47.3% above its estimated GF Value™ of $34.29.
GuruFocus considers Foresight Financial Group to be Significantly Overvalued.
Key valuation signals for FGFH:
5-Year Yield-on-Cost %: 3.80 (near median its 10-year median of 3.89)
GF Value™: $34.29 vs. price of $50.50 (47.3% above fair value)
Industry Position: 1% below the Banks median (#640 of 1251)
No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
56GF Score
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