FGFH (Foresight Financial Group) Cyclically Adjusted PS Ratio: 3.25 (As of Aug. 02, 2026) — 46% Above Median

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FGFH Foresight Financial Group FGFH
56 GF Score
Price $50.50
GF Value $34.30
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Foresight Financial Group Cyclically Adjusted PS Ratio?

Foresight Financial Group FGFH 56 Cyclically Adjusted PS Ratio is 3.25 as of Aug. 02, 2026, which is 46% above its 10-year median of 2.23. GuruFocus rates FGFH with a GF Score™ of 56/100 and a GF Value™ of $34.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,299 Banks companies, Foresight Financial Group ranks better than 53.04% on this metric.

As of today (2026-08-02), Foresight Financial Group's current share price is $50.50. Foresight Financial Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $15.52. Foresight Financial Group's Cyclically Adjusted PS Ratio for today is 3.25.

The historical rank and industry rank for Foresight Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

FGFH' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.95   Med: 2.23   Max: 3.25
Current: 3.25

During the past 12 years, Foresight Financial Group's highest Cyclically Adjusted PS Ratio was 3.25. The lowest was 1.95. And the median was 2.23.

FGFH's Cyclically Adjusted PS Ratio is ranked better than
53.04% of 1299 companies
in the Banks industry
Industry Median: 3.4 vs FGFH: 3.25

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Foresight Financial Group's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $16.038. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $15.52 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Foresight Financial Group  (OTCPK:FGFH) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Foresight Financial Group Cyclically Adjusted PS Ratio Related Terms


Foresight Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Foresight Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foresight Financial Group Cyclically Adjusted PS Ratio Chart

Foresight Financial Group Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.77 2.27 2.69

Foresight Financial Group Quarterly Data
Sep07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.69 0.00 0.00

FGFH vs CBFV, ARBV, CPKF: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Foresight Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Foresight Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Foresight Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Foresight Financial Group's Cyclically Adjusted PS Ratio falls into.


FGFH
56GF Score
Foresight Financial Group FGFH
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Foresight Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Foresight Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.50/15.52
=3.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foresight Financial Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Foresight Financial Group's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=16.038/324.0540*324.0540
=16.038

Current CPI (Dec25) = 324.0540.

Foresight Financial Group Annual Data

Revenue per Share CPI Adj_RevenuePerShare
200612 6.510 201.800 10.454
201712 11.648 246.524 15.311
201812 12.264 251.233 15.819
201912 12.349 256.974 15.573
202012 13.119 260.474 16.321
202112 13.780 278.802 16.017
202212 15.115 296.797 16.503
202312 15.927 306.746 16.826
202412 15.920 315.605 16.346
202512 16.038 324.054 16.038

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.25 mean?
Foresight Financial Group (FGFH) has a Cyclically Adjusted PS Ratio of 3.25 as of Aug. 02, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Foresight Financial Group and its competitors. This is 46% above median its historical median of 2.23. Over the past decade, Foresight Financial Group's Cyclically Adjusted PS Ratio has ranged from 1.95 to 3.25. According to the industry distribution chart, Foresight Financial Group ranks #610 out of 1299 companies in the Banks industry, placing it in the top 47%.
Is Foresight Financial Group's Cyclically Adjusted PS Ratio too high?
Foresight Financial Group's current Cyclically Adjusted PS Ratio of 3.25 is 46% above median its 10-year median of 2.23. Over the past 10 years, this metric has ranged from a low of 1.95 to a high of 3.25. The Banks industry median Cyclically Adjusted PS Ratio is 3.40. Foresight Financial Group's value of 3.25 is 4.4% below this industry median. Based on the distribution chart, Foresight Financial Group ranks #610 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Foresight Financial Group has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's Cyclically Adjusted PS Ratio compare to CBFV and ARBV?
According to the Banks industry distribution chart, Foresight Financial Group ranks #610 out of 1299 companies for Cyclically Adjusted PS Ratio. This puts Foresight Financial Group in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.40. Foresight Financial Group's value of 3.25 is 4.4% below this benchmark. Historically, Foresight Financial Group's own Cyclically Adjusted PS Ratio has ranged from 1.95 to 3.25 over the past decade. While the company's 10-year median is 2.23 vs. the industry median of 3.40, Foresight Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.40, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foresight Financial Group's current Cyclically Adjusted PS Ratio of 3.25 is 4.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Foresight Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foresight Financial Group's current Cyclically Adjusted PS Ratio is 3.25, which is 46% above median its own 10-year median of 2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.30, compared to a current price of $50.50 — trading 47.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.25, which is 46% above median its 10-year median of 2.23 and 4.4% below the Banks industry median of 3.40. Foresight Financial Group's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current Cyclically Adjusted PS Ratio is 3.25 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foresight Financial Group (FGFH) Overvalued in 2026?

Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued. The current stock price of $50.50 is trading 47.2% above its estimated GF Value™ of $34.30. GuruFocus considers Foresight Financial Group to be Significantly Overvalued.

Key valuation signals for FGFH:

  • Cyclically Adjusted PS Ratio: 3.25 (46% above median its 10-year median of 2.23)
  • GF Value™: $34.30 vs. price of $50.50 (47.2% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 4.4% below the Banks median (#610 of 1299)

No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Foresight Financial Group Business Description

Address 809 Cannell-Puri Court, P.O. Box 339, Suite 5, Winnebago, IL, USA, 61088
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
56GF Score

Get the complete analysis for FGFH

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.50
Price
$34.30
GF Value