Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Foresight Financial GroupFGFH 54 Equity-to-Asset is 0.10 as of Mar. 2026, which is at its 10-year median of 0.10. GuruFocus rates FGFH with a GF Score™ of 54/100 and a GF Value™ of $34.38 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,518 Banks companies, Foresight Financial Group ranks better than 54.41% on this metric.
Foresight Financial Group (OTCPK:FGFH) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Foresight Financial Group Equity-to-Asset Related Terms
Foresight Financial Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FGFH vs CPKF, PFLC, UBAB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Foresight Financial Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foresight Financial Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Foresight Financial Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Foresight Financial Group's Equity-to-Asset falls into.
Foresight Financial Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Foresight Financial Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foresight Financial Group (FGFH) has a Equity-to-Asset of 0.10 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Foresight Financial Group and its competitors. This is near median its historical median of 0.10. Over the past decade, Foresight Financial Group's Equity-to-Asset has ranged from 0.09 to 0.13. According to the industry distribution chart, Foresight Financial Group ranks #692 out of 1518 companies in the Banks industry, placing it in the top 45.6%.
Is Foresight Financial Group's Equity-to-Asset too high?
Foresight Financial Group's current Equity-to-Asset of 0.10 is near median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Foresight Financial Group's value of 0.10 is 0% at this industry median. Based on the distribution chart, Foresight Financial Group ranks #692 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, Foresight Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's Equity-to-Asset compare to CPKF and PFLC?
According to the Banks industry distribution chart, Foresight Financial Group ranks #692 out of 1518 companies for Equity-to-Asset. This puts Foresight Financial Group in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Foresight Financial Group's value of 0.10 is 0% at this benchmark. Historically, Foresight Financial Group's own Equity-to-Asset has ranged from 0.09 to 0.13 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Foresight Financial Group has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foresight Financial Group's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Foresight Financial Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foresight Financial Group's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.38, compared to a current price of $50.79 — trading 47.7% above its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.10 and 0% at the Banks industry median of 0.10. Foresight Financial Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current Equity-to-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foresight Financial Group (FGFH) Overvalued in 2026?
Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued.
The current stock price of $50.79 is trading 47.7% above its estimated GF Value™ of $34.38.
GuruFocus considers Foresight Financial Group to be Significantly Overvalued.
Key valuation signals for FGFH:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.10)
GF Value™: $34.38 vs. price of $50.79 (47.7% above fair value)
Industry Position: 0% at the Banks median (#692 of 1518)
No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
54GF Score
Get the complete analysis for FGFH
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FGFH has been successfully added to your 
