FGFH (Foresight Financial Group) Debt-to-Asset : 0.02 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FGFH Foresight Financial Group FGFH
54 GF Score
Price $50.79
GF Value $34.38
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Foresight Financial Group Debt-to-Asset?

Foresight Financial Group FGFH 54 Debt-to-Asset is 0.02 as of Mar. 2026. GuruFocus rates FGFH with a GF Score™ of 54/100 and a GF Value™ of $34.38 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Foresight Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.00 Mil. Foresight Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $36.67 Mil. Foresight Financial Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $1,762.69 Mil. Foresight Financial Group's debt to asset for the quarter that ended in Mar. 2026 was 0.02.

Foresight Financial Group  (OTCPK:FGFH) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Foresight Financial Group Debt-to-Asset Related Terms

Foresight Financial Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Foresight Financial Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foresight Financial Group Debt-to-Asset Chart

Foresight Financial Group Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.00 0.03 0.03

Foresight Financial Group Quarterly Data
Sep07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.02 0.03 0.02 0.02

FGFH vs CPKF, PFLC, UBAB: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Foresight Financial Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Foresight Financial Group Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Foresight Financial Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Foresight Financial Group's Debt-to-Asset falls into.


FGFH
54GF Score
Foresight Financial Group FGFH
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Foresight Financial Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Foresight Financial Group's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 53.429) / 1668.646
=0.03

Foresight Financial Group's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 36.668) / 1762.689
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
Foresight Financial Group (FGFH) has a Debt-to-Asset of 0.02 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Foresight Financial Group and its competitors.
Is Foresight Financial Group's Debt-to-Asset too high?
Foresight Financial Group's current Debt-to-Asset is 0.02. Overall, Foresight Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's Debt-to-Asset compare to CPKF and PFLC?
Foresight Financial Group's Debt-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Foresight Financial Group and its competitors. Foresight Financial Group's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.38, compared to a current price of $50.79 — trading 47.7% above its estimated fair value. The current Debt-to-Asset is 0.02. Foresight Financial Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current Debt-to-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foresight Financial Group (FGFH) Overvalued in 2026?

Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued. The current stock price of $50.79 is trading 47.7% above its estimated GF Value™ of $34.38. GuruFocus considers Foresight Financial Group to be Significantly Overvalued.

Key valuation signals for FGFH:

  • Debt-to-Asset: 0.02
  • GF Value™: $34.38 vs. price of $50.79 (47.7% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Foresight Financial Group Business Description

Address 809 Cannell-Puri Court, P.O. Box 339, Suite 5, Winnebago, IL, USA, 61088
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
54GF Score

Get the complete analysis for FGFH

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.79
Price
$34.38
GF Value