FGFH (Foresight Financial Group) Margin of Safety % (DCF Dividends Based): 43.79% (As of Sep. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FGFH Foresight Financial Group FGFH
54 GF Score
Price $50.75
GF Value $34.38
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Foresight Financial Group Margin of Safety % (DCF Dividends Based)?

Foresight Financial Group FGFH -0.08% 54 Margin of Safety % (DCF Dividends Based) is 43.79% as of Sep. 15, 2026. GuruFocus rates FGFH with a GF Score™ of 54/100 and a GF Value™ of $34.38 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-09-15), Foresight Financial Group's Predictability Rank is 1.5-Stars. Foresight Financial Group's intrinsic value calculated from the Discounted Dividend model is $42.82 and current share price is $50.75. Consequently,

Foresight Financial Group's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 43.79%.

FGFH vs CPKF, PFLC, UBAB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Foresight Financial Group's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Foresight Financial Group Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Foresight Financial Group's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Foresight Financial Group's Margin of Safety % (DCF Dividends Based) falls into.


FGFH
54GF Score
Foresight Financial Group FGFH
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Foresight Financial Group Margin of Safety % (DCF Dividends Based) Calculation

Foresight Financial Group's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(90.28-50.75)/90.28
=43.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 43.79% mean?
Foresight Financial Group (FGFH) has a Margin of Safety % (DCF Dividends Based) of 43.79% as of Sep. 15, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Foresight Financial Group.
Is Foresight Financial Group's Margin of Safety % (DCF Dividends Based) too high?
Foresight Financial Group's current Margin of Safety % (DCF Dividends Based) is 43.79%. Overall, Foresight Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foresight Financial Group's Margin of Safety % (DCF Dividends Based) compare to CPKF and PFLC?
Foresight Financial Group's Margin of Safety % (DCF Dividends Based) of 43.79% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Foresight Financial Group. Foresight Financial Group's current Margin of Safety % (DCF Dividends Based) is 43.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foresight Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Foresight Financial Group (FGFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.38, compared to a current price of $50.75 — trading 47.6% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 43.79%. Foresight Financial Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Foresight Financial Group (FGFH), the current Margin of Safety % (DCF Dividends Based) is 43.79% as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foresight Financial Group (FGFH) Overvalued in 2026?

Based on GuruFocus' analysis, Foresight Financial Group stock appears to be overvalued. The current stock price of $50.75 is trading 47.6% above its estimated GF Value™ of $34.38. GuruFocus considers Foresight Financial Group to be Significantly Overvalued.

Key valuation signals for FGFH:

  • Margin of Safety % (DCF Dividends Based): 43.79%
  • GF Value™: $34.38 vs. price of $50.75 (47.6% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the FGFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Foresight Financial Group Business Description

Address 809 Cannell-Puri Court, P.O. Box 339, Suite 5, Winnebago, IL, USA, 61088
Foresight Financial Group is a bank holding company. Its primary deposit products are demand deposits and certificates of deposit and its primary lending products are agriculture, agribusiness, commercial, real estate, and Installment loans.
54GF Score

Get the complete analysis for FGFH

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.75
Price
$34.38
GF Value