Currency Exchange International (FRA:8YN) Cyclically Adjusted PB Ratio: 1.66 (As of Jul. 20, 2026) — 17% Above Median

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FRA:8YN Currency Exchange International Corp FRA:8YN
81 GF Score
Price €17.40
GF Value €15.56
! 4 Warning Signs
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What is Currency Exchange International Cyclically Adjusted PB Ratio?

Currency Exchange International FRA:8YN -3.87% 81 Cyclically Adjusted PB Ratio is 1.66 as of Jul. 20, 2026, which is 17% above its 10-year median of 1.42. GuruFocus rates FRA:8YN with a GF Score™ of 81/100 and a GF Value™ of €15.56. The stock has 4 warning signs investors should review. Among 634 Capital Markets companies, Currency Exchange International ranks worse than 55.99% on this metric.

As of today (2026-07-20), Currency Exchange International's current share price is €17.40. Currency Exchange International's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was €10.51. Currency Exchange International's Cyclically Adjusted PB Ratio for today is 1.66.

The historical rank and industry rank for Currency Exchange International's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:8YN' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.93   Med: 1.42   Max: 1.96
Current: 1.66

During the past years, Currency Exchange International's highest Cyclically Adjusted PB Ratio was 1.96. The lowest was 0.93. And the median was 1.42.

FRA:8YN's Cyclically Adjusted PB Ratio is ranked worse than
55.99% of 634 companies
in the Capital Markets industry
Industry Median: 1.325 vs FRA:8YN: 1.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Currency Exchange International's adjusted book value per share data for the three months ended in Apr. 2026 was €12.303. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €10.51 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Currency Exchange International  (FRA:8YN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Currency Exchange International Cyclically Adjusted PB Ratio Related Terms


Currency Exchange International Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Currency Exchange International's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currency Exchange International Cyclically Adjusted PB Ratio Chart

Currency Exchange International Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.40 1.39 1.62 1.44

Currency Exchange International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.21 1.44 1.57 1.46

FRA:8YN vs BRR, WTF, BMHL: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, Currency Exchange International's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currency Exchange International Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Currency Exchange International's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Currency Exchange International's Cyclically Adjusted PB Ratio falls into.


FRA:8YN
81GF Score
Currency Exchange International Corp FRA:8YN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Currency Exchange International Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Currency Exchange International's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=17.40/10.51
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currency Exchange International's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Currency Exchange International's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=12.303/333.0200*333.0200
=12.303

Current CPI (Apr. 2026) = 333.0200.

Currency Exchange International Quarterly Data

Book Value per Share CPI Adj_Book
201607 7.416 240.628 10.263
201610 7.511 241.729 10.348
201701 7.862 242.839 10.782
201704 7.800 244.524 10.623
201707 7.719 244.786 10.501
201710 7.676 246.663 10.363
201801 7.569 247.867 10.169
201804 7.520 250.546 9.995
201807 8.248 252.006 10.900
201810 8.516 252.885 11.215
201901 8.560 251.712 11.325
201904 8.745 255.548 11.396
201907 9.102 256.571 11.814
201910 9.347 257.346 12.096
202001 9.315 257.971 12.025
202004 9.030 256.389 11.729
202007 8.336 259.101 10.714
202010 7.716 260.388 9.868
202101 7.300 261.582 9.294
202104 7.366 267.054 9.186
202107 7.427 273.003 9.060
202110 7.796 276.589 9.387
202201 8.176 281.148 9.684
202204 8.774 289.109 10.107
202207 10.038 296.276 11.283
202210 10.942 298.012 12.227
202301 10.302 299.170 11.468
202304 10.348 303.363 11.360
202307 10.886 305.691 11.859
202310 11.646 307.671 12.606
202401 11.458 308.417 12.372
202404 11.592 313.548 12.312
202407 12.000 314.540 12.705
202410 11.506 315.664 12.139
202501 12.180 317.671 12.769
202504 11.455 320.795 11.892
202507 11.578 323.048 11.935
202510 11.859 0.000
202601 11.940 325.252 12.225
202604 12.303 333.020 12.303

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.66 mean?
Currency Exchange International (FRA:8YN) has a Cyclically Adjusted PB Ratio of 1.66 as of Jul. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Currency Exchange International and its competitors. This is 17% above median its historical median of 1.42. Over the past decade, Currency Exchange International's Cyclically Adjusted PB Ratio has ranged from 0.93 to 1.96. According to the industry distribution chart, Currency Exchange International ranks #355 out of 634 companies in the Capital Markets industry, placing it in the top 56%.
Is Currency Exchange International's Cyclically Adjusted PB Ratio too high?
Currency Exchange International's current Cyclically Adjusted PB Ratio of 1.66 is 17% above median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.96. The Capital Markets industry median Cyclically Adjusted PB Ratio is 1.33. Currency Exchange International's value of 1.66 is 25.3% above this industry median. Based on the distribution chart, Currency Exchange International ranks #355 out of 634 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Currency Exchange International has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's Cyclically Adjusted PB Ratio compare to BRR and WTF?
According to the Capital Markets industry distribution chart, Currency Exchange International ranks #355 out of 634 companies for Cyclically Adjusted PB Ratio. This places Currency Exchange International in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.33. Currency Exchange International's value of 1.66 is 25.3% above this benchmark. Historically, Currency Exchange International's own Cyclically Adjusted PB Ratio has ranged from 0.93 to 1.96 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 1.33, Currency Exchange International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Capital Markets company?
The median Cyclically Adjusted PB Ratio among Capital Markets companies is 1.33, based on 634 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Currency Exchange International's current Cyclically Adjusted PB Ratio of 1.66 is 25.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Currency Exchange International and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PB Ratio is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currency Exchange International's current Cyclically Adjusted PB Ratio is 1.66, which is 17% above median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Currency Exchange International (FRA:8YN) has a current Cyclically Adjusted PB Ratio of 1.66. The stock's GF Value™ is €15.56, compared to a current price of €17.40 — trading 11.8% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.66, which is 17% above median its 10-year median of 1.42 and 25.3% above the Capital Markets industry median of 1.33. Currency Exchange International's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Currency Exchange International (FRA:8YN), the current Cyclically Adjusted PB Ratio is 1.66 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currency Exchange International (FRA:8YN) Overvalued in 2026?

Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued. The current stock price of €17.40 is trading 11.8% above its estimated GF Value™ of €15.56.

Key valuation signals for FRA:8YN:

  • Cyclically Adjusted PB Ratio: 1.66 (17% above median its 10-year median of 1.42)
  • GF Value™: €15.56 vs. price of €17.40 (11.8% above fair value)
  • GF Score™: 81/100 with 4 warning signs
  • Industry Position: 25.3% above the Capital Markets median (#355 of 634)

No single metric tells the full story. See the FRA:8YN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currency Exchange International Business Description

Other Exchanges CURN:USACXI:Canada
Address 6649 Westwood Boulevard, Suite 250, Orlando, FL, USA, 32821
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
81GF Score

Get the complete analysis for FRA:8YN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.40
Price
€15.56
GF Value