Currency Exchange International (FRA:8YN) Financial Strength: 9 (As of Apr. 2026) — Near Median

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FRA:8YN Currency Exchange International Corp FRA:8YN
64 GF Score
Price €17.80
GF Value €15.72
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Currency Exchange International Financial Strength?

Currency Exchange International FRA:8YN -1.11% 64 Financial Strength is 9 as of Apr. 2026, which is at its 10-year median of 9.00. GuruFocus rates FRA:8YN with a GF Score™ of 64/100 and a GF Value™ of €15.72 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Currency Exchange International has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

Currency Exchange International Corp shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Currency Exchange International's Interest Coverage for the quarter that ended in Apr. 2026 was 41.89. Currency Exchange International's debt to revenue ratio for the quarter that ended in Apr. 2026 was 0.09. As of today, Currency Exchange International's Altman Z-Score is 4.09.


Currency Exchange International  (FRA:8YN) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Currency Exchange International has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.


Currency Exchange International Financial Strength Related Terms


FRA:8YN vs WTF, NAKA, BMHL: Financial Strength Comparison

For the Capital Markets subindustry, Currency Exchange International's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currency Exchange International Financial Strength vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Currency Exchange International's Financial Strength distribution charts can be found below:

* The bar in red indicates where Currency Exchange International's Financial Strength falls into.


FRA:8YN
64GF Score
Currency Exchange International Corp FRA:8YN
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Currency Exchange International Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Currency Exchange International's Interest Expense for the months ended in Apr. 2026 was €-0.10 Mil. Its Operating Income for the months ended in Apr. 2026 was €4.11 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €4.16 Mil.

Currency Exchange International's Interest Coverage for the quarter that ended in Apr. 2026 is

Interest Coverage=-1*Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*4.105/-0.098
=41.89

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Currency Exchange International's Debt to Revenue Ratio for the quarter that ended in Apr. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Apr. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1.137 + 4.164) / 61.524
=0.09

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Currency Exchange International has a Z-score of 4.09, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 4.09 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 9 mean?
Currency Exchange International (FRA:8YN) has a Financial Strength of 9 as of Apr. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Currency Exchange International and its competitors. This is near median its historical median of 9.00. Over the past decade, Currency Exchange International's Financial Strength has ranged from 8.00 to 9.00.
Is Currency Exchange International's Financial Strength too high?
Currency Exchange International's current Financial Strength of 9 is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 9.00. Overall, Currency Exchange International has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's Financial Strength compare to WTF and NAKA?
Currency Exchange International's Financial Strength of 9 can be compared against companies in the Capital Markets industry. Historically, Currency Exchange International's own Financial Strength has ranged from 8.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Capital Markets company?
A good Financial Strength depends on the Capital Markets industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Currency Exchange International and its competitors. Currency Exchange International's current Financial Strength is 9, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Based on GuruFocus' analysis, Currency Exchange International (FRA:8YN) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.72, compared to a current price of €17.80 — trading 13.2% above its estimated fair value. The current Financial Strength is 9, which is near median its 10-year median of 9.00. Currency Exchange International's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Currency Exchange International (FRA:8YN), the current Financial Strength is 9 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currency Exchange International (FRA:8YN) Overvalued in 2026?

Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued. The current stock price of €17.80 is trading 13.2% above its estimated GF Value™ of €15.72. GuruFocus considers Currency Exchange International to be Modestly Overvalued.

Key valuation signals for FRA:8YN:

  • Financial Strength: 9 (near median its 10-year median of 9.00)
  • GF Value™: €15.72 vs. price of €17.80 (13.2% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:8YN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currency Exchange International Business Description

Other Exchanges CURN:USACXI:Canada
Address 6649 Westwood Boulevard, Suite 250, Orlando, FL, USA, 32821
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
64GF Score

Get the complete analysis for FRA:8YN

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.80
Price
€15.72
GF Value