Currency Exchange International (FRA:8YN) Return-on-Tangible-Asset: -13.81% (As of Apr. 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:8YN Currency Exchange International Corp FRA:8YN
79 GF Score
Price €18.10
GF Value €16.19
! 4 Warning Signs
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What is Currency Exchange International Return-on-Tangible-Asset?

Currency Exchange International FRA:8YN -1.63% 79 Return-on-Tangible-Asset is -13.81% as of Apr. 2026. GuruFocus rates FRA:8YN with a GF Score™ of 79/100 and a GF Value™ of €16.19. The stock has 4 warning signs investors should review. Among 817 Capital Markets companies, Currency Exchange International ranks better than 68.54% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Currency Exchange International's annualized Net Income for the quarter that ended in Apr. 2026 was €-14.28 Mil. Currency Exchange International's average total tangible assets for the quarter that ended in Apr. 2026 was €103.44 Mil. Therefore, Currency Exchange International's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2026 was -13.81%.

The historical rank and industry rank for Currency Exchange International's Return-on-Tangible-Asset or its related term are showing as below:

FRA:8YN' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -10.99   Med: 6.27   Max: 10.99
Current: 3.95

During the past 13 years, Currency Exchange International's highest Return-on-Tangible-Asset was 10.99%. The lowest was -10.99%. And the median was 6.27%.

FRA:8YN's Return-on-Tangible-Asset is ranked better than
68.54% of 817 companies
in the Capital Markets industry
Industry Median: 1.54 vs FRA:8YN: 3.95

Currency Exchange International  (FRA:8YN) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Currency Exchange International Return-on-Tangible-Asset Related Terms


Currency Exchange International Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Currency Exchange International's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currency Exchange International Return-on-Tangible-Asset Chart

Currency Exchange International Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.32 11.78 8.03 1.92 8.13

Currency Exchange International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.17 13.00 10.66 5.21 -13.81

FRA:8YN vs BRR, WTF, BMHL: Return-on-Tangible-Asset Comparison

For the Capital Markets subindustry, Currency Exchange International's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currency Exchange International Return-on-Tangible-Asset vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Currency Exchange International's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Currency Exchange International's Return-on-Tangible-Asset falls into.


FRA:8YN
79GF Score
Currency Exchange International Corp FRA:8YN
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Currency Exchange International Return-on-Tangible-Asset Calculation

Currency Exchange International's annualized Return-on-Tangible-Asset for the fiscal year that ended in Oct. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Oct. 2025 )  (A: Oct. 2024 )(A: Oct. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Oct. 2025 )  (A: Oct. 2024 )(A: Oct. 2025 )
=8.864/( (117.256+100.778)/ 2 )
=8.864/109.017
=8.13 %

Currency Exchange International's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Apr. 2026 )  (Q: Jan. 2026 )(Q: Apr. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Apr. 2026 )  (Q: Jan. 2026 )(Q: Apr. 2026 )
=-14.28/( (98.508+108.372)/ 2 )
=-14.28/103.44
=-13.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Apr. 2026) net income data.

What does a Return-on-Tangible-Asset of -13.81% mean?
Currency Exchange International (FRA:8YN) has a Return-on-Tangible-Asset of -13.81% as of Apr. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Currency Exchange International and its competitors. According to the industry distribution chart, Currency Exchange International ranks #257 out of 817 companies in the Capital Markets industry, placing it in the top 31.5%.
Is Currency Exchange International's Return-on-Tangible-Asset too high?
Currency Exchange International's current Return-on-Tangible-Asset is -13.81%. Based on the distribution chart, Currency Exchange International ranks #257 out of 817 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Currency Exchange International has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's Return-on-Tangible-Asset compare to BRR and WTF?
According to the Capital Markets industry distribution chart, Currency Exchange International ranks #257 out of 817 companies for Return-on-Tangible-Asset. This puts Currency Exchange International in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.54, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Currency Exchange International and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currency Exchange International's current Return-on-Tangible-Asset is -13.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Currency Exchange International (FRA:8YN) has a current Return-on-Tangible-Asset of -13.81%. The stock's GF Value™ is €16.19, compared to a current price of €18.10 — trading 11.8% above its estimated fair value. The current Return-on-Tangible-Asset is -13.81%. Currency Exchange International's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Currency Exchange International (FRA:8YN), the current Return-on-Tangible-Asset is -13.81% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currency Exchange International (FRA:8YN) Overvalued in 2026?

Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued. The current stock price of €18.10 is trading 11.8% above its estimated GF Value™ of €16.19.

Key valuation signals for FRA:8YN:

  • Return-on-Tangible-Asset: -13.81%
  • GF Value™: €16.19 vs. price of €18.10 (11.8% above fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the FRA:8YN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currency Exchange International Business Description

Other Exchanges CURN:USACXI:Canada
Address 6649 Westwood Boulevard, Suite 250, Orlando, FL, USA, 32821
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
79GF Score

Get the complete analysis for FRA:8YN

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.10
Price
€16.19
GF Value