Currency Exchange International (FRA:8YN) Interest Coverage: 41.89 (As of Apr. 2026) — 106% Above Median


FRA:8YN Currency Exchange International Corp FRA:8YN
80 GF Score
Price €18.50
GF Value €16.07
! 4 Warning Signs
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What is Currency Exchange International Interest Coverage?

Currency Exchange International FRA:8YN +2.21% 80 Interest Coverage is 41.89 as of Apr. 2026, which is 106% above its 10-year median of 20.34. GuruFocus rates FRA:8YN with a GF Score™ of 80/100 and a GF Value™ of €16.07. The stock has 4 warning signs investors should review. Among 430 Capital Markets companies, Currency Exchange International ranks better than 56.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Currency Exchange International's Operating Income for the three months ended in Apr. 2026 was €4.11 Mil. Currency Exchange International's Interest Expense for the three months ended in Apr. 2026 was €-0.10 Mil. Currency Exchange International's interest coverage for the quarter that ended in Apr. 2026 was 41.89. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Currency Exchange International's Interest Coverage or its related term are showing as below:

FRA:8YN' s Interest Coverage Range Over the Past 10 Years
Min: 3.71   Med: 20.34   Max: 57.98
Current: 40.27


FRA:8YN's Interest Coverage is ranked better than
56.28% of 430 companies
in the Capital Markets industry
Industry Median: 19.375 vs FRA:8YN: 40.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Currency Exchange International  (FRA:8YN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Currency Exchange International Interest Coverage Related Terms


Currency Exchange International Interest Coverage Historical Data

* Premium members only.

The historical data trend for Currency Exchange International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Currency Exchange International Interest Coverage Chart

Currency Exchange International Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.71 14.19 13.46 42.46 37.01

Currency Exchange International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.13 50.01 44.30 20.66 41.89

FRA:8YN vs BRR, WTF, BMHL: Interest Coverage Comparison

For the Capital Markets subindustry, Currency Exchange International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currency Exchange International Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Currency Exchange International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Currency Exchange International's Interest Coverage falls into.


FRA:8YN
80GF Score
Currency Exchange International Corp FRA:8YN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Currency Exchange International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Currency Exchange International's Interest Coverage for the fiscal year that ended in Oct. 2025 is calculated as

Here, for the fiscal year that ended in Oct. 2025, Currency Exchange International's Interest Expense was €-0.49 Mil. Its Operating Income was €18.21 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.71 Mil.

Interest Coverage=-1* Operating Income (A: Oct. 2025 )/Interest Expense (A: Oct. 2025 )
=-1*18.21/-0.492
=37.01

Currency Exchange International's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Currency Exchange International's Interest Expense was €-0.10 Mil. Its Operating Income was €4.11 Mil. And its Long-Term Debt & Capital Lease Obligation was €4.16 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*4.105/-0.098
=41.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 41.89 mean?
Currency Exchange International (FRA:8YN) has a Interest Coverage of 41.89 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Currency Exchange International and its competitors. This is 106% above median its historical median of 20.34. Over the past decade, Currency Exchange International's Interest Coverage has ranged from 3.71 to 57.98. According to the industry distribution chart, Currency Exchange International ranks #188 out of 430 companies in the Capital Markets industry, placing it in the top 43.7%.
Is Currency Exchange International's Interest Coverage too high?
Currency Exchange International's current Interest Coverage of 41.89 is 106% above median its 10-year median of 20.34. Over the past 10 years, this metric has ranged from a low of 3.71 to a high of 57.98. The Capital Markets industry median Interest Coverage is 19.38. Currency Exchange International's value of 41.89 is 116.2% above this industry median. Based on the distribution chart, Currency Exchange International ranks #188 out of 430 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Currency Exchange International has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's Interest Coverage compare to BRR and WTF?
According to the Capital Markets industry distribution chart, Currency Exchange International ranks #188 out of 430 companies for Interest Coverage. This puts Currency Exchange International in the upper half of its industry. The industry median Interest Coverage is 19.38. Currency Exchange International's value of 41.89 is 116.2% above this benchmark. Historically, Currency Exchange International's own Interest Coverage has ranged from 3.71 to 57.98 over the past decade. While the company's 10-year median is 20.34 vs. the industry median of 19.38, Currency Exchange International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Currency Exchange International's current Interest Coverage of 41.89 is 116.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Currency Exchange International and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currency Exchange International's current Interest Coverage is 41.89, which is 106% above median its own 10-year median of 20.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Currency Exchange International (FRA:8YN) has a current Interest Coverage of 41.89. The stock's GF Value™ is €16.07, compared to a current price of €18.50 — trading 15.1% above its estimated fair value. The current Interest Coverage is 41.89, which is 106% above median its 10-year median of 20.34 and 116.2% above the Capital Markets industry median of 19.38. Currency Exchange International's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Currency Exchange International (FRA:8YN), the current Interest Coverage is 41.89 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currency Exchange International (FRA:8YN) Overvalued in 2026?

Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued. The current stock price of €18.50 is trading 15.1% above its estimated GF Value™ of €16.07.

Key valuation signals for FRA:8YN:

  • Interest Coverage: 41.89 (106% above median its 10-year median of 20.34)
  • GF Value™: €16.07 vs. price of €18.50 (15.1% above fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 116.2% above the Capital Markets median (#188 of 430)

No single metric tells the full story. See the FRA:8YN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currency Exchange International Business Description

Other Exchanges CURN:USACXI:Canada
Address 6649 Westwood Boulevard, Suite 250, Orlando, FL, USA, 32821
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
80GF Score

Get the complete analysis for FRA:8YN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.50
Price
€16.07
GF Value