Currency Exchange International (FRA:8YN) 3-Year ROIIC % : 2.25% (As of Oct. 2025) — Near Median


FRA:8YN Currency Exchange International Corp FRA:8YN
78 GF Score
Price €18.20
GF Value €15.62
! 4 Warning Signs
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What is Currency Exchange International 3-Year ROIIC %?

Currency Exchange International FRA:8YN 78 3-Year ROIIC % is 2.25 as of Oct. 2025, which is at its 10-year median of 2.25. GuruFocus rates FRA:8YN with a GF Score™ of 78/100 and a GF Value™ of €15.62. The stock has 4 warning signs investors should review. Among 659 Capital Markets companies, Currency Exchange International ranks worse than 51.14% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Currency Exchange International's 3-Year ROIIC % for the quarter that ended in Oct. 2025 was 2.25%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Currency Exchange International's 3-Year ROIIC % or its related term are showing as below:

FRA:8YN's 3-Year ROIIC % is ranked worse than
51.14% of 659 companies
in the Capital Markets industry
Industry Median: 2.6 vs FRA:8YN: 2.25

Currency Exchange International  (FRA:8YN) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Currency Exchange International 3-Year ROIIC % Related Terms


Currency Exchange International 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Currency Exchange International's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currency Exchange International 3-Year ROIIC % Chart

Currency Exchange International Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.21 55.16 147.19 52.43 2.25

Currency Exchange International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.25 0.00 0.00

FRA:8YN vs BRR, WTF, BMHL: 3-Year ROIIC % Comparison

For the Capital Markets subindustry, Currency Exchange International's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currency Exchange International 3-Year ROIIC % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Currency Exchange International's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Currency Exchange International's 3-Year ROIIC % falls into.


FRA:8YN
78GF Score
Currency Exchange International Corp FRA:8YN
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Currency Exchange International 3-Year ROIIC % Calculation

Currency Exchange International's 3-Year ROIIC % for the quarter that ended in Oct. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 13.335183 (Oct. 2025) - 16.0662998 (Oct. 2022) )/( 14.303 (Oct. 2025) - 30.664 (Oct. 2022) )
=-2.7311168/-16.361
=16.69%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 2.25 mean?
Currency Exchange International (FRA:8YN) has a 3-Year ROIIC % of 2.25 as of Oct. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Currency Exchange International and its competitors. This is near median its historical median of 2.25. According to the industry distribution chart, Currency Exchange International ranks #337 out of 659 companies in the Capital Markets industry, placing it in the top 51.1%.
Is Currency Exchange International's 3-Year ROIIC % too high?
Currency Exchange International's current 3-Year ROIIC % of 2.25 is near median its 10-year median of 2.25. The Capital Markets industry median 3-Year ROIIC % is 2.60. Currency Exchange International's value of 2.25 is 13.5% below this industry median. Based on the distribution chart, Currency Exchange International ranks #337 out of 659 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Currency Exchange International has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's 3-Year ROIIC % compare to BRR and WTF?
According to the Capital Markets industry distribution chart, Currency Exchange International ranks #337 out of 659 companies for 3-Year ROIIC %. This places Currency Exchange International in the lower half of its industry. The industry median 3-Year ROIIC % is 2.60. Currency Exchange International's value of 2.25 is 13.5% below this benchmark. While the company's 10-year median is 2.25 vs. the industry median of 2.60, Currency Exchange International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Capital Markets company?
The median 3-Year ROIIC % among Capital Markets companies is 2.60, based on 659 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Currency Exchange International's current 3-Year ROIIC % of 2.25 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Currency Exchange International and its competitors. For the Capital Markets industry, the median 3-Year ROIIC % is 2.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currency Exchange International's current 3-Year ROIIC % is 2.25, which is near median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Currency Exchange International (FRA:8YN) has a current 3-Year ROIIC % of 2.25. The stock's GF Value™ is €15.62, compared to a current price of €18.20 — trading 16.5% above its estimated fair value. The current 3-Year ROIIC % is 2.25, which is near median its 10-year median of 2.25 and 13.5% below the Capital Markets industry median of 2.60. Currency Exchange International's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Currency Exchange International (FRA:8YN), the current 3-Year ROIIC % is 2.25 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currency Exchange International (FRA:8YN) Overvalued in 2026?

Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued. The current stock price of €18.20 is trading 16.5% above its estimated GF Value™ of €15.62.

Key valuation signals for FRA:8YN:

  • 3-Year ROIIC %: 2.25 (near median its 10-year median of 2.25)
  • GF Value™: €15.62 vs. price of €18.20 (16.5% above fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 13.5% below the Capital Markets median (#337 of 659)

No single metric tells the full story. See the FRA:8YN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currency Exchange International Business Description

Other Exchanges CURN:USACXI:Canada
Address 6649 Westwood Boulevard, Suite 250, Orlando, FL, USA, 32821
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
78GF Score

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3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.20
Price
€15.62
GF Value