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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Currency Exchange International's Debt-to-EBITDA or its related term are showing as below:
FRA:8YN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.42 Med: 0.37 Max: 2.07
Current: 0.28
During the past 13 years, the highest Debt-to-EBITDA Ratio of Currency Exchange International was 2.07. The lowest was -1.42. And the median was 0.37.
FRA:8YN's Debt-to-EBITDA is ranked better than 76.3% of 422
companies
in the Capital Markets industry
Industry Median: 1.645
vs FRA:8YN: 0.28
Currency Exchange International (FRA:8YN) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Currency Exchange International Debt-to-EBITDA Related Terms
Currency Exchange International Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Currency Exchange International Debt-to-EBITDA Chart
FRA:8YN vs BMHL, WTF, NAKA: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Currency Exchange International's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Currency Exchange International Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Currency Exchange International's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Currency Exchange International's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Currency Exchange International (FRA:8YN) has a Debt-to-EBITDA of 0.34 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Currency Exchange International. This is near median its historical median of 0.37. According to the industry distribution chart, Currency Exchange International ranks #100 out of 422 companies in the Capital Markets industry, placing it in the top 23.7%.
Is Currency Exchange International's Debt-to-EBITDA too high?
Currency Exchange International's current Debt-to-EBITDA of 0.34 is near median its 10-year median of 0.37. The Capital Markets industry median Debt-to-EBITDA is 1.65. Currency Exchange International's value of 0.34 is 79.3% below this industry median. Based on the distribution chart, Currency Exchange International ranks #100 out of 422 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Currency Exchange International has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's Debt-to-EBITDA compare to BMHL and WTF?
According to the Capital Markets industry distribution chart, Currency Exchange International ranks #100 out of 422 companies for Debt-to-EBITDA. This places Currency Exchange International in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.65. Currency Exchange International's value of 0.34 is 79.3% below this benchmark. While the company's 10-year median is 0.37 vs. the industry median of 1.65, Currency Exchange International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Currency Exchange International's current Debt-to-EBITDA of 0.34 is 79.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Currency Exchange International. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currency Exchange International's current Debt-to-EBITDA is 0.34, which is near median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Currency Exchange International (FRA:8YN) has a current Debt-to-EBITDA of 0.34. The stock's GF Value™ is €15.91, compared to a current price of €17.70 — trading 11.3% above its estimated fair value. The current Debt-to-EBITDA is 0.34, which is near median its 10-year median of 0.37 and 79.3% below the Capital Markets industry median of 1.65. Currency Exchange International's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Currency Exchange International (FRA:8YN), the current Debt-to-EBITDA is 0.34 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Currency Exchange International (FRA:8YN) Overvalued in 2026?
Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued.
The current stock price of €17.70 is trading 11.3% above its estimated GF Value™ of €15.91.
Key valuation signals for FRA:8YN:
Debt-to-EBITDA: 0.34 (near median its 10-year median of 0.37)
GF Value™: €15.91 vs. price of €17.70 (11.3% above fair value)
Industry Position: 79.3% below the Capital Markets median (#100 of 422)
No single metric tells the full story. See the FRA:8YN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Currency Exchange International Business Description
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
79GF Score
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