Regional de Cv (MEX:RA) Cyclically Adjusted PB Ratio: 1.48 (As of Jul. 17, 2026) — 30% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:RA Regional SA de Cv MEX:RA
71 GF Score
Price MXN127.25
GF Value MXN159.65
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Regional de Cv Cyclically Adjusted PB Ratio?

Regional de Cv MEX:RA +0.52% 71 Cyclically Adjusted PB Ratio is 1.48 as of Jul. 17, 2026, which is 30% below its 10-year median of 2.10. GuruFocus rates MEX:RA with a GF Score™ of 71/100 and a GF Value™ of MXN159.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,298 Banks companies, Regional de Cv ranks worse than 63.33% on this metric.

As of today (2026-07-17), Regional de Cv's current share price is MXN127.25. Regional de Cv's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN85.87. Regional de Cv's Cyclically Adjusted PB Ratio for today is 1.48.

The historical rank and industry rank for Regional de Cv's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:RA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.19   Med: 2.1   Max: 3.06
Current: 1.54

During the past years, Regional de Cv's highest Cyclically Adjusted PB Ratio was 3.06. The lowest was 1.19. And the median was 2.10.

MEX:RA's Cyclically Adjusted PB Ratio is ranked worse than
63.33% of 1298 companies
in the Banks industry
Industry Median: 1.27 vs MEX:RA: 1.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Regional de Cv's adjusted book value per share data for the three months ended in Mar. 2026 was MXN110.447. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN85.87 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Regional de Cv  (MEX:RA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Regional de Cv Cyclically Adjusted PB Ratio Related Terms


Regional de Cv Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Regional de Cv's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional de Cv Cyclically Adjusted PB Ratio Chart

Regional de Cv Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.08 2.38 2.44 1.57 1.71

Regional de Cv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 1.97 2.04 1.71 1.79

MEX:RA vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Regional de Cv's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regional de Cv Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Regional de Cv's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Regional de Cv's Cyclically Adjusted PB Ratio falls into.


MEX:RA
71GF Score
Regional SA de Cv MEX:RA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regional de Cv Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Regional de Cv's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=127.25/85.87
=1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional de Cv's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Regional de Cv's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=110.447/166.0400*166.0400
=110.447

Current CPI (Mar. 2026) = 166.0400.

Regional de Cv Quarterly Data

Book Value per Share CPI Adj_Book
201606 35.866 101.905 58.439
201609 37.616 103.084 60.589
201612 39.868 105.002 63.043
201703 41.507 108.063 63.776
201706 42.016 108.339 64.394
201709 43.941 109.628 66.552
201712 46.970 112.114 69.562
201803 45.897 113.505 67.140
201806 48.611 113.373 71.193
201809 50.950 115.130 73.480
201812 53.877 117.530 76.115
201903 52.465 118.050 73.793
201906 54.773 117.848 77.172
201909 57.311 118.581 80.248
201912 60.034 120.854 82.480
202003 62.470 121.885 85.101
202006 63.988 121.777 87.246
202009 66.505 123.341 89.528
202012 67.667 124.661 90.128
202103 70.881 127.574 92.253
202106 68.591 128.936 88.330
202109 71.685 130.742 91.039
202112 74.430 133.830 92.344
202203 65.505 137.082 79.342
202206 69.243 139.233 82.575
202209 74.430 142.116 86.960
202212 76.967 144.291 88.568
202303 80.206 146.472 90.921
202306 80.343 146.272 91.201
202309 85.393 148.446 95.514
202312 86.302 151.017 94.887
202403 91.281 152.947 99.095
202406 92.352 153.551 99.864
202409 97.231 155.246 103.991
202412 98.829 157.378 104.268
202503 104.275 158.761 109.056
202506 104.519 160.180 108.343
202509 109.581 161.030 112.990
202512 111.084 163.190 113.024
202603 110.447 166.040 110.447

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.48 mean?
Regional de Cv (MEX:RA) has a Cyclically Adjusted PB Ratio of 1.48 as of Jul. 17, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Regional de Cv and its competitors. This is 30% below median its historical median of 2.10. Over the past decade, Regional de Cv's Cyclically Adjusted PB Ratio has ranged from 1.19 to 3.06. According to the industry distribution chart, Regional de Cv ranks #822 out of 1298 companies in the Banks industry, placing it in the top 63.3%.
Is Regional de Cv's Cyclically Adjusted PB Ratio too high?
Regional de Cv's current Cyclically Adjusted PB Ratio of 1.48 is 30% below median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 3.06. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Regional de Cv's value of 1.48 is 16.5% above this industry median. Based on the distribution chart, Regional de Cv ranks #822 out of 1298 companies in the Banks industry, which is below the industry midpoint. Overall, Regional de Cv has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional de Cv's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Regional de Cv ranks #822 out of 1298 companies for Cyclically Adjusted PB Ratio. This places Regional de Cv in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.27. Regional de Cv's value of 1.48 is 16.5% above this benchmark. Historically, Regional de Cv's own Cyclically Adjusted PB Ratio has ranged from 1.19 to 3.06 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 1.27, Regional de Cv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional de Cv's current Cyclically Adjusted PB Ratio of 1.48 is 16.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Regional de Cv and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional de Cv's current Cyclically Adjusted PB Ratio is 1.48, which is 30% below median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional de Cv stock overvalued right now?
Based on GuruFocus' analysis, Regional de Cv (MEX:RA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN159.65, compared to a current price of MXN127.25 — trading 20.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.48, which is 30% below median its 10-year median of 2.10 and 16.5% above the Banks industry median of 1.27. Regional de Cv's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Regional de Cv (MEX:RA), the current Cyclically Adjusted PB Ratio is 1.48 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional de Cv (MEX:RA) Overvalued in 2026?

Based on GuruFocus' analysis, Regional de Cv stock appears to be undervalued. The current stock price of MXN127.25 is trading 20.3% below its estimated GF Value™ of MXN159.65. GuruFocus considers Regional de Cv to be Modestly Undervalued.

Key valuation signals for MEX:RA:

  • Cyclically Adjusted PB Ratio: 1.48 (30% below median its 10-year median of 2.10)
  • GF Value™: MXN159.65 vs. price of MXN127.25 (20.3% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 16.5% above the Banks median (#822 of 1298)

No single metric tells the full story. See the MEX:RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regional de Cv Business Description

Address Avenida Pedro Ramirez Vazquez 200, Tower 12, Colonia Parque Corporativo Ucaly, San Pedro Garza Garcia, NL, MEX, 66278
Regional SA de Cv is a banking Institution focused on serving the financial needs of Small and Medium Size Businesses. The company's segments include Wholesale Busines; Retail Banking SMEs; Preferred Banking; and Leasing.
71GF Score

Get the complete analysis for MEX:RA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN127.25
Price
MXN159.65
GF Value