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Regional de CvMEX:RA +0.53%73 Debt-to-Equity is 0.31 as of Mar. 2026, which is 34% below its 10-year median of 0.47. GuruFocus rates MEX:RA with a GF Score™ of 73/100 and a GF Value™ of MXN159.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,422 Banks companies, Regional de Cv ranks better than 68.14% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Regional de Cv's Debt-to-Equity or its related term are showing as below:
MEX:RA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.25 Med: 0.47 Max: 5.67
Current: 0.31
During the past 13 years, the highest Debt-to-Equity Ratio of Regional de Cv was 5.67. The lowest was 0.25. And the median was 0.47.
MEX:RA's Debt-to-Equity is ranked better than 68.14% of 1422
companies
in the Banks industry
Industry Median: 0.575
vs MEX:RA: 0.31
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Regional de Cv Debt-to-Equity Related Terms
Regional de Cv Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Regional de Cv's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Regional de Cv's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional de Cv Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Regional de Cv's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Regional de Cv's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regional de Cv (MEX:RA) has a Debt-to-Equity of 0.31 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Regional de Cv and its competitors. This is 34% below median its historical median of 0.47. Over the past decade, Regional de Cv's Debt-to-Equity has ranged from 0.25 to 5.67. According to the industry distribution chart, Regional de Cv ranks #453 out of 1422 companies in the Banks industry, placing it in the top 31.9%.
Is Regional de Cv's Debt-to-Equity too high?
Regional de Cv's current Debt-to-Equity of 0.31 is 34% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 5.67. The Banks industry median Debt-to-Equity is 0.58. Regional de Cv's value of 0.31 is 46.1% below this industry median. Based on the distribution chart, Regional de Cv ranks #453 out of 1422 companies in the Banks industry, which is above the industry midpoint. Overall, Regional de Cv has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional de Cv's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Regional de Cv ranks #453 out of 1422 companies for Debt-to-Equity. This puts Regional de Cv in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Regional de Cv's value of 0.31 is 46.1% below this benchmark. Historically, Regional de Cv's own Debt-to-Equity has ranged from 0.25 to 5.67 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.58, Regional de Cv has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional de Cv's current Debt-to-Equity of 0.31 is 46.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Regional de Cv and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional de Cv's current Debt-to-Equity is 0.31, which is 34% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional de Cv stock overvalued right now?
Based on GuruFocus' analysis, Regional de Cv (MEX:RA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN159.35, compared to a current price of MXN142.52 — trading 10.6% below its estimated fair value. The current Debt-to-Equity is 0.31, which is 34% below median its 10-year median of 0.47 and 46.1% below the Banks industry median of 0.58. Regional de Cv's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Regional de Cv (MEX:RA), the current Debt-to-Equity is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional de Cv (MEX:RA) Overvalued in 2026?
Based on GuruFocus' analysis, Regional de Cv stock appears to be undervalued.
The current stock price of MXN142.52 is trading 10.6% below its estimated GF Value™ of MXN159.35.
GuruFocus considers Regional de Cv to be Modestly Undervalued.
Key valuation signals for MEX:RA:
Debt-to-Equity: 0.31 (34% below median its 10-year median of 0.47)
GF Value™: MXN159.35 vs. price of MXN142.52 (10.6% below fair value)
Industry Position: 46.1% below the Banks median (#453 of 1422)
No single metric tells the full story. See the MEX:RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional SA de Cv is a banking Institution focused on serving the financial needs of Small and Medium Size Businesses. The company's segments include Wholesale Busines; Retail Banking SMEs; Preferred Banking; and Leasing.
73GF Score
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