Regional de CvMEX:RA +0.79%71 Pretax Margin % is 43.72% as of Mar. 2026, which is 1% below its 10-year median of 43.98. GuruFocus rates MEX:RA with a GF Score™ of 71/100 and a GF Value™ of MXN159.70 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Regional de Cv ranks better than 75.65% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Regional de Cv's Pre-Tax Income for the
three
months ended in Mar. 2026 was MXN2,113 Mil. Regional de Cv's Revenue for the
three
months ended in Mar. 2026 was MXN4,833 Mil. Therefore, Regional de Cv's pretax margin for the quarter that ended in Mar. 2026 was 43.72%.
The historical rank and industry rank for Regional de Cv's Pretax Margin % or its related term are showing as below:
MEX:RA'
s Pretax Margin % Range Over the Past 10 Years
Min: 33.69 Med: 43.98 Max: 49.26
Current: 45.72
MEX:RA's Pretax Margin % is ranked better than 75.65% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs MEX:RA: 45.72
Regional de Cv (MEX:RA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Regional de Cv Pretax Margin % Related Terms
Regional de Cv Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Regional de Cv's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Regional de Cv's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional de Cv Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Regional de Cv's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Regional de Cv's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regional de Cv (MEX:RA) has a Pretax Margin % of 43.72% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Regional de Cv and its competitors. This is near median its historical median of 43.98. Over the past decade, Regional de Cv's Pretax Margin % has ranged from 33.69 to 49.26. According to the industry distribution chart, Regional de Cv ranks #372 out of 1528 companies in the Banks industry, placing it in the top 24.3%.
Is Regional de Cv's Pretax Margin % too high?
Regional de Cv's current Pretax Margin % of 43.72% is near median its 10-year median of 43.98. Over the past 10 years, this metric has ranged from a low of 33.69 to a high of 49.26. The Banks industry median Pretax Margin % is 34.67. Regional de Cv's value of 43.72% is 26.1% above this industry median. Based on the distribution chart, Regional de Cv ranks #372 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Regional de Cv has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional de Cv's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Regional de Cv ranks #372 out of 1528 companies for Pretax Margin %. This places Regional de Cv in the top 24% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. Regional de Cv's value of 43.72% is 26.1% above this benchmark. Historically, Regional de Cv's own Pretax Margin % has ranged from 33.69 to 49.26 over the past decade. While the company's 10-year median is 43.98 vs. the industry median of 34.67, Regional de Cv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional de Cv's current Pretax Margin % of 43.72% is 26.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Regional de Cv and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional de Cv's current Pretax Margin % is 43.72%, which is near median its own 10-year median of 43.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional de Cv stock overvalued right now?
Based on GuruFocus' analysis, Regional de Cv (MEX:RA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN159.70, compared to a current price of MXN135.17 — trading 15.4% below its estimated fair value. The current Pretax Margin % is 43.72%, which is near median its 10-year median of 43.98 and 26.1% above the Banks industry median of 34.67. Regional de Cv's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Regional de Cv (MEX:RA), the current Pretax Margin % is 43.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional de Cv (MEX:RA) Overvalued in 2026?
Based on GuruFocus' analysis, Regional de Cv stock appears to be undervalued.
The current stock price of MXN135.17 is trading 15.4% below its estimated GF Value™ of MXN159.70.
GuruFocus considers Regional de Cv to be Modestly Undervalued.
Key valuation signals for MEX:RA:
Pretax Margin %: 43.72% (near median its 10-year median of 43.98)
GF Value™: MXN159.70 vs. price of MXN135.17 (15.4% below fair value)
Industry Position: 26.1% above the Banks median (#372 of 1528)
No single metric tells the full story. See the MEX:RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional SA de Cv is a banking Institution focused on serving the financial needs of Small and Medium Size Businesses. The company's segments include Wholesale Busines; Retail Banking SMEs; Preferred Banking; and Leasing.
71GF Score
Get the complete analysis for MEX:RA
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:RA has been successfully added to your 
