Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Regional de CvMEX:RA -1.83%73 5-Year Yield-on-Cost % is 6.32 as of Jul. 14, 2026, which is 38% above its 10-year median of 4.59. GuruFocus rates MEX:RA with a GF Score™ of 73/100 and a GF Value™ of MXN159.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,257 Banks companies, Regional de Cv ranks better than 74.46% on this metric.
Regional de Cv's yield on cost for the quarter that ended in Mar. 2026 was 6.32.
The historical rank and industry rank for Regional de Cv's 5-Year Yield-on-Cost % or its related term are showing as below:
MEX:RA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.82 Med: 4.59 Max: 12.53
Current: 6.32
During the past 13 years, Regional de Cv's highest Yield on Cost was 12.53. The lowest was 0.82. And the median was 4.59.
MEX:RA's 5-Year Yield-on-Cost % is ranked better than 74.46% of 1257
companies
in the Banks industry
Industry Median: 3.89
vs MEX:RA: 6.32
Regional de Cv (MEX:RA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Regional de Cv 5-Year Yield-on-Cost % Related Terms
MEX:RA vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Regional de Cv's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional de Cv 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Regional de Cv's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Regional de Cv's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Regional de Cv is calculated as
Regional de Cv (MEX:RA) has a 5-Year Yield-on-Cost % of 6.32 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Regional de Cv and its competitors. This is 38% above median its historical median of 4.59. Over the past decade, Regional de Cv's 5-Year Yield-on-Cost % has ranged from 0.82 to 12.53. According to the industry distribution chart, Regional de Cv ranks #321 out of 1257 companies in the Banks industry, placing it in the top 25.5%.
Is Regional de Cv's 5-Year Yield-on-Cost % too high?
Regional de Cv's current 5-Year Yield-on-Cost % of 6.32 is 38% above median its 10-year median of 4.59. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 12.53. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Regional de Cv's value of 6.32 is 62.5% above this industry median. Based on the distribution chart, Regional de Cv ranks #321 out of 1257 companies in the Banks industry, which is above the industry midpoint. Overall, Regional de Cv has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional de Cv's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Regional de Cv ranks #321 out of 1257 companies for 5-Year Yield-on-Cost %. This puts Regional de Cv in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Regional de Cv's value of 6.32 is 62.5% above this benchmark. Historically, Regional de Cv's own 5-Year Yield-on-Cost % has ranged from 0.82 to 12.53 over the past decade. While the company's 10-year median is 4.59 vs. the industry median of 3.89, Regional de Cv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional de Cv's current 5-Year Yield-on-Cost % of 6.32 is 62.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Regional de Cv and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional de Cv's current 5-Year Yield-on-Cost % is 6.32, which is 38% above median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional de Cv stock overvalued right now?
Based on GuruFocus' analysis, Regional de Cv (MEX:RA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN159.75, compared to a current price of MXN129.51 — trading 18.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 6.32, which is 38% above median its 10-year median of 4.59 and 62.5% above the Banks industry median of 3.89. Regional de Cv's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Regional de Cv (MEX:RA), the current 5-Year Yield-on-Cost % is 6.32 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional de Cv (MEX:RA) Overvalued in 2026?
Based on GuruFocus' analysis, Regional de Cv stock appears to be undervalued.
The current stock price of MXN129.51 is trading 18.9% below its estimated GF Value™ of MXN159.75.
GuruFocus considers Regional de Cv to be Modestly Undervalued.
Key valuation signals for MEX:RA:
5-Year Yield-on-Cost %: 6.32 (38% above median its 10-year median of 4.59)
GF Value™: MXN159.75 vs. price of MXN129.51 (18.9% below fair value)
Industry Position: 62.5% above the Banks median (#321 of 1257)
No single metric tells the full story. See the MEX:RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional SA de Cv is a banking Institution focused on serving the financial needs of Small and Medium Size Businesses. The company's segments include Wholesale Busines; Retail Banking SMEs; Preferred Banking; and Leasing.
73GF Score
Get the complete analysis for MEX:RA
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:RA has been successfully added to your 
