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Regional de CvMEX:RA -0.13%71 Return-on-Tangible-Asset is 2.17% as of Mar. 2026, which is 16% below its 10-year median of 2.57. GuruFocus rates MEX:RA with a GF Score™ of 71/100 and a GF Value™ of MXN159.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,529 Banks companies, Regional de Cv ranks better than 92.22% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Regional de Cv's annualizedNet Income for the quarter that ended in Mar. 2026 was MXN6,060 Mil. Regional de Cv's average total tangible assets for the quarter that ended in Mar. 2026 was MXN279,660 Mil. Therefore, Regional de Cv's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.17%.
The historical rank and industry rank for Regional de Cv's Return-on-Tangible-Asset or its related term are showing as below:
MEX:RA'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 2.03 Med: 2.57 Max: 2.77
Current: 2.43
During the past 13 years, Regional de Cv's highest Return-on-Tangible-Asset was 2.77%. The lowest was 2.03%. And the median was 2.57%.
MEX:RA's Return-on-Tangible-Asset is ranked better than 92.22% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs MEX:RA: 2.43
Regional de Cv (MEX:RA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Regional de Cv Return-on-Tangible-Asset Related Terms
Regional de Cv Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Regional de Cv's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:RA vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Regional de Cv's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional de Cv Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Regional de Cv's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Regional de Cv's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.17% mean?
Regional de Cv (MEX:RA) has a Return-on-Tangible-Asset of 2.17% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Regional de Cv and its competitors. This is 16% below median its historical median of 2.57. Over the past decade, Regional de Cv's Return-on-Tangible-Asset has ranged from 2.03 to 2.77. According to the industry distribution chart, Regional de Cv ranks #119 out of 1529 companies in the Banks industry, placing it in the top 7.8%.
Is Regional de Cv's Return-on-Tangible-Asset too high?
Regional de Cv's current Return-on-Tangible-Asset of 2.17% is 16% below median its 10-year median of 2.57. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 2.77. The Banks industry median Return-on-Tangible-Asset is 0.99. Regional de Cv's value of 2.17% is 119.2% above this industry median. Based on the distribution chart, Regional de Cv ranks #119 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Regional de Cv has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional de Cv's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Regional de Cv ranks #119 out of 1529 companies for Return-on-Tangible-Asset. This places Regional de Cv in the top 8% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Regional de Cv's value of 2.17% is 119.2% above this benchmark. Historically, Regional de Cv's own Return-on-Tangible-Asset has ranged from 2.03 to 2.77 over the past decade. While the company's 10-year median is 2.57 vs. the industry median of 0.99, Regional de Cv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional de Cv's current Return-on-Tangible-Asset of 2.17% is 119.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Regional de Cv and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional de Cv's current Return-on-Tangible-Asset is 2.17%, which is 16% below median its own 10-year median of 2.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional de Cv stock overvalued right now?
Based on GuruFocus' analysis, Regional de Cv (MEX:RA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN159.75, compared to a current price of MXN129.51 — trading 18.9% below its estimated fair value. The current Return-on-Tangible-Asset is 2.17%, which is 16% below median its 10-year median of 2.57 and 119.2% above the Banks industry median of 0.99. Regional de Cv's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Regional de Cv (MEX:RA), the current Return-on-Tangible-Asset is 2.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional de Cv (MEX:RA) Overvalued in 2026?
Based on GuruFocus' analysis, Regional de Cv stock appears to be undervalued.
The current stock price of MXN129.51 is trading 18.9% below its estimated GF Value™ of MXN159.75.
GuruFocus considers Regional de Cv to be Modestly Undervalued.
Key valuation signals for MEX:RA:
Return-on-Tangible-Asset: 2.17% (16% below median its 10-year median of 2.57)
GF Value™: MXN159.75 vs. price of MXN129.51 (18.9% below fair value)
Industry Position: 119.2% above the Banks median (#119 of 1529)
No single metric tells the full story. See the MEX:RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional SA de Cv is a banking Institution focused on serving the financial needs of Small and Medium Size Businesses. The company's segments include Wholesale Busines; Retail Banking SMEs; Preferred Banking; and Leasing.
71GF Score
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