Regional de CvMEX:RA -0.59%71 ROE % is 16.68% as of Mar. 2026, which is 15% below its 10-year median of 19.53. GuruFocus rates MEX:RA with a GF Score™ of 71/100 and a GF Value™ of MXN159.63 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,524 Banks companies, Regional de Cv ranks better than 89.04% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Regional de Cv's annualized net income for the quarter that ended in Mar. 2026 was MXN6,060 Mil. Regional de Cv's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was MXN36,324 Mil. Therefore, Regional de Cv's annualized ROE % for the quarter that ended in Mar. 2026 was 16.68%.
The historical rank and industry rank for Regional de Cv's ROE % or its related term are showing as below:
MEX:RA'
s ROE % Range Over the Past 10 Years
Min: 14.1 Med: 19.53 Max: 21.48
Current: 18.36
During the past 13 years, Regional de Cv's highest ROE % was 21.48%. The lowest was 14.10%. And the median was 19.53%.
MEX:RA's ROE % is ranked better than 89.04% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs MEX:RA: 18.36
Regional de Cv (MEX:RA) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Regional de Cv ROE % Related Terms
Regional de Cv ROE % Historical Data
* Premium members only.
The historical data trend for Regional de Cv's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Regional de Cv's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional de Cv ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Regional de Cv's ROE % distribution charts can be found below:
* The bar in red indicates where Regional de Cv's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Regional de Cv (MEX:RA) has a ROE % of 16.68% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Regional de Cv and its competitors. This is 15% below median its historical median of 19.53. Over the past decade, Regional de Cv's ROE % has ranged from 14.10 to 21.48. According to the industry distribution chart, Regional de Cv ranks #167 out of 1524 companies in the Banks industry, placing it in the top 11%.
Is Regional de Cv's ROE % too high?
Regional de Cv's current ROE % of 16.68% is 15% below median its 10-year median of 19.53. Over the past 10 years, this metric has ranged from a low of 14.10 to a high of 21.48. The Banks industry median ROE % is 10.22. Regional de Cv's value of 16.68% is 63.2% above this industry median. Based on the distribution chart, Regional de Cv ranks #167 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Regional de Cv has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional de Cv's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Regional de Cv ranks #167 out of 1524 companies for ROE %. This places Regional de Cv in the top 11% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Regional de Cv's value of 16.68% is 63.2% above this benchmark. Historically, Regional de Cv's own ROE % has ranged from 14.10 to 21.48 over the past decade. While the company's 10-year median is 19.53 vs. the industry median of 10.22, Regional de Cv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional de Cv's current ROE % of 16.68% is 63.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Regional de Cv and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional de Cv's current ROE % is 16.68%, which is 15% below median its own 10-year median of 19.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional de Cv stock overvalued right now?
Based on GuruFocus' analysis, Regional de Cv (MEX:RA) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN159.63, compared to a current price of MXN127.49 — trading 20.1% below its estimated fair value. The current ROE % is 16.68%, which is 15% below median its 10-year median of 19.53 and 63.2% above the Banks industry median of 10.22. Regional de Cv's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Regional de Cv (MEX:RA), the current ROE % is 16.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional de Cv (MEX:RA) Overvalued in 2026?
Based on GuruFocus' analysis, Regional de Cv stock appears to be undervalued.
The current stock price of MXN127.49 is trading 20.1% below its estimated GF Value™ of MXN159.63.
GuruFocus considers Regional de Cv to be Modestly Undervalued.
Key valuation signals for MEX:RA:
ROE %: 16.68% (15% below median its 10-year median of 19.53)
GF Value™: MXN159.63 vs. price of MXN127.49 (20.1% below fair value)
Industry Position: 63.2% above the Banks median (#167 of 1524)
No single metric tells the full story. See the MEX:RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional SA de Cv is a banking Institution focused on serving the financial needs of Small and Medium Size Businesses. The company's segments include Wholesale Busines; Retail Banking SMEs; Preferred Banking; and Leasing.
71GF Score
Get the complete analysis for MEX:RA
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:RA has been successfully added to your 
