Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Cyclically Adjusted PB Ratio: (As of Jul. 30, 2026)

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Director of Data and Quant Analytics at GuruFocus
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STU:AE3 Aeon Thana Sinsap (Thailand) PCL STU:AE3
54 GF Score
Price €2.30
GF Value €2.57
! 2 Warning Signs
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What is Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Aeon Thana Sinsap (Thailand) PCL  (STU:AE3) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Related Terms


Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Chart

Aeon Thana Sinsap (Thailand) PCL Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.21 2.87 1.92 1.27 1.07

Aeon Thana Sinsap (Thailand) PCL Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 1.23 1.07 1.07 1.00

STU:AE3 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted PB Ratio falls into.


STU:AE3
54GF Score
Aeon Thana Sinsap (Thailand) PCL STU:AE3
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Thana Sinsap (Thailand) PCL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Aeon Thana Sinsap (Thailand) PCL's Cyclically Adjusted Book per Share for the quarter that ended in May. 2026 is calculated as:

For example, Aeon Thana Sinsap (Thailand) PCL's adjusted Book Value per Share data for the three months ended in May. 2026 was:

Adj_Book=Book Value per Share/CPI of May. 2026 (Change)*Current CPI (May. 2026)
=2.996/335.1230*335.1230
=2.996

Current CPI (May. 2026) = 335.1230.

Aeon Thana Sinsap (Thailand) PCL Quarterly Data

Book Value per Share CPI Adj_Book
201608 1.315 240.849 1.830
201611 1.349 241.353 1.873
201702 1.470 243.603 2.022
201705 1.499 244.733 2.053
201708 1.475 245.519 2.013
201711 1.535 246.669 2.085
201802 1.619 248.991 2.179
201805 1.761 251.588 2.346
201808 1.780 252.146 2.366
201811 1.842 252.038 2.449
201902 2.031 252.776 2.693
201905 2.140 256.092 2.800
201908 2.264 256.558 2.957
201911 2.383 257.208 3.105
202002 2.427 258.678 3.144
202005 1.663 256.394 2.174
202008 1.637 259.918 2.111
202011 1.739 260.229 2.239
202102 1.880 263.014 2.395
202105 1.911 269.195 2.379
202108 1.864 273.567 2.283
202111 1.979 277.948 2.386
202202 2.147 283.716 2.536
202205 2.341 292.296 2.684
202208 2.373 296.171 2.685
202211 2.345 297.711 2.640
202302 2.502 300.840 2.787
202305 2.512 304.127 2.768
202308 2.476 307.026 2.703
202311 2.475 307.051 2.701
202402 2.531 310.326 2.733
202405 2.545 314.069 2.716
202408 2.659 314.796 2.831
202411 2.789 315.493 2.963
202502 3.002 319.082 3.153
202505 2.886 321.465 3.009
202508 2.826 323.976 2.923
202511 2.850 324.122 2.947
202602 2.975 326.785 3.051
202605 2.996 335.123 2.996

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued. The current stock price of €2.30 is trading 10.5% below its estimated GF Value™ of €2.57.

Key valuation signals for STU:AE3:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €2.57 vs. price of €2.30 (10.5% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the STU:AE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Thana Sinsap (Thailand) PCL Business Description

Other Exchanges AEONTS:Thailand
Address Sukhumvit Road, 388, 27th Floor, Exchange Tower, Klongtoey, Bangkok, THA, 10110
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
54GF Score

Get the complete analysis for STU:AE3

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€2.57
GF Value