Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Retained Earnings: €608.6 Mil (As of May. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:AE3 Aeon Thana Sinsap (Thailand) PCL STU:AE3
53 GF Score
Price €2.30
GF Value €2.57
! 2 Warning Signs
View Full Analysis

What is Aeon Thana Sinsap (Thailand) PCL Retained Earnings?

Aeon Thana Sinsap (Thailand) PCL STU:AE3 53 Retained Earnings is €608.6 Mil as of May. 2026. GuruFocus rates STU:AE3 with a GF Score™ of 53/100 and a GF Value™ of €2.57. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Aeon Thana Sinsap (Thailand) PCL's retained earnings for the quarter that ended in May. 2026 was €608.6 Mil.

Aeon Thana Sinsap (Thailand) PCL's quarterly retained earnings increased from Nov. 2025 (€572.3 Mil) to Feb. 2026 (€604.9 Mil) and increased from Feb. 2026 (€604.9 Mil) to May. 2026 (€608.6 Mil).

Aeon Thana Sinsap (Thailand) PCL's annual retained earnings increased from Feb. 2024 (€498.7 Mil) to Feb. 2025 (€592.9 Mil) and increased from Feb. 2025 (€592.9 Mil) to Feb. 2026 (€604.9 Mil).


Aeon Thana Sinsap (Thailand) PCL  (STU:AE3) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Aeon Thana Sinsap (Thailand) PCL Retained Earnings Historical Data

* Premium members only.

The historical data trend for Aeon Thana Sinsap (Thailand) PCL's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Thana Sinsap (Thailand) PCL Retained Earnings Chart

Aeon Thana Sinsap (Thailand) PCL Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 399.61 476.45 498.71 592.86 604.91

Aeon Thana Sinsap (Thailand) PCL Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 579.16 571.33 572.29 604.91 608.59
STU:AE3
53GF Score
Aeon Thana Sinsap (Thailand) PCL STU:AE3
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Thana Sinsap (Thailand) PCL Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €608.6 Mil mean?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a Retained Earnings of €608.6 Mil as of May. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors.
Is Aeon Thana Sinsap (Thailand) PCL's Retained Earnings too high?
Aeon Thana Sinsap (Thailand) PCL's current Retained Earnings is €608.6 Mil. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's Retained Earnings compare to V and MA?
Aeon Thana Sinsap (Thailand) PCL's Retained Earnings of €608.6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. Aeon Thana Sinsap (Thailand) PCL's current Retained Earnings is €608.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a current Retained Earnings of €608.6 Mil. The stock's GF Value™ is €2.57, compared to a current price of €2.30 — trading 10.5% below its estimated fair value. The current Retained Earnings is €608.6 Mil. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (STU:AE3), the current Retained Earnings is €608.6 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued. The current stock price of €2.30 is trading 10.5% below its estimated GF Value™ of €2.57.

Key valuation signals for STU:AE3:

  • Retained Earnings: €608.6 Mil
  • GF Value™: €2.57 vs. price of €2.30 (10.5% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the STU:AE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Thana Sinsap (Thailand) PCL Business Description

Other Exchanges AEONTS:Thailand
Address Sukhumvit Road, 388, 27th Floor, Exchange Tower, Klongtoey, Bangkok, THA, 10110
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
53GF Score

Get the complete analysis for STU:AE3

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€2.57
GF Value