Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Scaled Net Operating Assets: 0.87 (As of May. 2026)

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STU:AE3 Aeon Thana Sinsap (Thailand) PCL STU:AE3
51 GF Score
Price €2.30
GF Value €2.44
! 5 Warning Signs
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What is Aeon Thana Sinsap (Thailand) PCL Scaled Net Operating Assets?

Aeon Thana Sinsap (Thailand) PCL STU:AE3 51 Scaled Net Operating Assets is 0.87 as of May. 2026. GuruFocus rates STU:AE3 with a GF Score™ of 51/100 and a GF Value™ of €2.44. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Aeon Thana Sinsap (Thailand) PCL's operating assets for the quarter that ended in May. 2026 was €2,202.6 Mil. Aeon Thana Sinsap (Thailand) PCL's operating liabilities for the quarter that ended in May. 2026 was €127.2 Mil. Aeon Thana Sinsap (Thailand) PCL's Total Assets for the quarter that ended in Feb. 2026 was €2,391.0 Mil. Therefore, Aeon Thana Sinsap (Thailand) PCL's scaled net operating assets (SNOA) for the quarter that ended in May. 2026 was 0.87.

STU:AE3
51GF Score
Aeon Thana Sinsap (Thailand) PCL STU:AE3
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Aeon Thana Sinsap (Thailand) PCL Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Aeon Thana Sinsap (Thailand) PCL's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Feb. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Feb. 2026 )
=(Operating Assets (A: Feb. 2026 )-Operating Liabilities (A: Feb. 2026 ))/Total Assets (A: Feb. 2025 )
=(2287.537-157.296)/2598.27
=0.82

where

Operating Assets(A: Feb. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2391.014 - 103.477
=2287.537

Operating Liabilities(A: Feb. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1629.39 - 864.985 - 607.109
=157.296

Aeon Thana Sinsap (Thailand) PCL's Scaled Net Operating Assets (SNOA) for the quarter that ended in May. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: May. 2026 )
=(Operating Assets (Q: May. 2026 )-Operating Liabilities (Q: May. 2026 ))/Total Assets (Q: Feb. 2026 )
=(2202.598-127.187)/2391.014
=0.87

where

Operating Assets(Q: May. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2311.801 - 109.203
=2202.598

Operating Liabilities(Q: May. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1544.89 - 690.626 - 727.077
=127.187

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.87 mean?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a Scaled Net Operating Assets of 0.87 as of May. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors.
Is Aeon Thana Sinsap (Thailand) PCL's Scaled Net Operating Assets too high?
Aeon Thana Sinsap (Thailand) PCL's current Scaled Net Operating Assets is 0.87. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's Scaled Net Operating Assets compare to V and MA?
Aeon Thana Sinsap (Thailand) PCL's Scaled Net Operating Assets of 0.87 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. Aeon Thana Sinsap (Thailand) PCL's current Scaled Net Operating Assets is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a current Scaled Net Operating Assets of 0.87. The stock's GF Value™ is €2.44, compared to a current price of €2.30 — trading 5.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.87. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (STU:AE3), the current Scaled Net Operating Assets is 0.87 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued. The current stock price of €2.30 is trading 5.7% below its estimated GF Value™ of €2.44.

Key valuation signals for STU:AE3:

  • Scaled Net Operating Assets: 0.87
  • GF Value™: €2.44 vs. price of €2.30 (5.7% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the STU:AE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aeon Thana Sinsap (Thailand) PCL Business Description

Other Exchanges AEONTS:Thailand
Address Sukhumvit Road, 388, 27th Floor, Exchange Tower, Klongtoey, Bangkok, THA, 10110
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
51GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€2.44
GF Value