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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Aeon Thana Sinsap (Thailand) PCL's PEG Ratio or its related term are showing as below:
STU:AE3'
s PEG Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.96 Max: 3.25
Current: 0.95
During the past 13 years, Aeon Thana Sinsap (Thailand) PCL's highest PEG Ratio was 3.25. The lowest was 0.46. And the median was 0.96.
STU:AE3's PEG Ratio is ranked worse than 51.93% of 233
companies
in the Credit Services industry
Industry Median: 0.91
vs STU:AE3: 0.95
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Aeon Thana Sinsap (Thailand) PCL PEG Ratio Related Terms
Aeon Thana Sinsap (Thailand) PCL PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aeon Thana Sinsap (Thailand) PCL's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Thana Sinsap (Thailand) PCL PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Thana Sinsap (Thailand) PCL's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Aeon Thana Sinsap (Thailand) PCL's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a PEG Ratio of 1.03 as of Jul. 18, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. This is near median its historical median of 0.96. Over the past decade, Aeon Thana Sinsap (Thailand) PCL's PEG Ratio has ranged from 0.46 to 3.25. According to the industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #121 out of 233 companies in the Credit Services industry, placing it in the top 51.9%.
Is Aeon Thana Sinsap (Thailand) PCL's PEG Ratio too high?
Aeon Thana Sinsap (Thailand) PCL's current PEG Ratio of 1.03 is near median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 3.25. The Credit Services industry median PEG Ratio is 0.91. Aeon Thana Sinsap (Thailand) PCL's value of 1.03 is 13.2% above this industry median. Based on the distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #121 out of 233 companies in the Credit Services industry, which is below the industry midpoint. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #121 out of 233 companies for PEG Ratio. This places Aeon Thana Sinsap (Thailand) PCL in the lower half of its industry. The industry median PEG Ratio is 0.91. Aeon Thana Sinsap (Thailand) PCL's value of 1.03 is 13.2% above this benchmark. Historically, Aeon Thana Sinsap (Thailand) PCL's own PEG Ratio has ranged from 0.46 to 3.25 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 0.91, Aeon Thana Sinsap (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Thana Sinsap (Thailand) PCL's current PEG Ratio of 1.03 is 13.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Thana Sinsap (Thailand) PCL's current PEG Ratio is 1.03, which is near median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a current PEG Ratio of 1.03. The stock's GF Value™ is €2.44, compared to a current price of €2.30 — trading 5.7% below its estimated fair value. The current PEG Ratio is 1.03, which is near median its 10-year median of 0.96 and 13.2% above the Credit Services industry median of 0.91. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (STU:AE3), the current PEG Ratio is 1.03 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued.
The current stock price of €2.30 is trading 5.7% below its estimated GF Value™ of €2.44.
Key valuation signals for STU:AE3:
PEG Ratio: 1.03 (near median its 10-year median of 0.96)
GF Value™: €2.44 vs. price of €2.30 (5.7% below fair value)
Industry Position: 13.2% above the Credit Services median (#121 of 233)
No single metric tells the full story. See the STU:AE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Thana Sinsap (Thailand) PCL Business Description
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
51GF Score
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