Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Liabilities-to-Assets : 0.67 (As of May. 2026)

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STU:AE3 Aeon Thana Sinsap (Thailand) PCL STU:AE3
52 GF Score
Price €2.30
GF Value €2.77
! 2 Warning Signs
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What is Aeon Thana Sinsap (Thailand) PCL Liabilities-to-Assets?

Aeon Thana Sinsap (Thailand) PCL STU:AE3 52 Liabilities-to-Assets is 0.67 as of May. 2026. GuruFocus rates STU:AE3 with a GF Score™ of 52/100 and a GF Value™ of €2.77. The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Aeon Thana Sinsap (Thailand) PCL's Total Liabilities for the quarter that ended in May. 2026 was €1,544.9 Mil. Aeon Thana Sinsap (Thailand) PCL's Total Assets for the quarter that ended in May. 2026 was €2,311.8 Mil. Therefore, Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets Ratio for the quarter that ended in May. 2026 was 0.67.


Aeon Thana Sinsap (Thailand) PCL  (STU:AE3) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Aeon Thana Sinsap (Thailand) PCL Liabilities-to-Assets Related Terms


Aeon Thana Sinsap (Thailand) PCL Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Thana Sinsap (Thailand) PCL Liabilities-to-Assets Chart

Aeon Thana Sinsap (Thailand) PCL Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 0.76 0.73 0.70 0.68

Aeon Thana Sinsap (Thailand) PCL Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.70 0.69 0.68 0.67

STU:AE3 vs V, MA, AXP: Liabilities-to-Assets Comparison

For the Credit Services subindustry, Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Thana Sinsap (Thailand) PCL Liabilities-to-Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets falls into.


STU:AE3
52GF Score
Aeon Thana Sinsap (Thailand) PCL STU:AE3
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Thana Sinsap (Thailand) PCL Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets Ratio for the fiscal year that ended in Feb. 2026 is calculated as:

Liabilities-to-Assets (A: Feb. 2026 )=Total Liabilities/Total Assets
=1629.39/2391.014
=0.68

Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets Ratio for the quarter that ended in May. 2026 is calculated as

Liabilities-to-Assets (Q: May. 2026 )=Total Liabilities/Total Assets
=1544.89/2311.801
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.67 mean?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a Liabilities-to-Assets of 0.67 as of May. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors.
Is Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets too high?
Aeon Thana Sinsap (Thailand) PCL's current Liabilities-to-Assets is 0.67. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets compare to V and MA?
Aeon Thana Sinsap (Thailand) PCL's Liabilities-to-Assets of 0.67 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Credit Services company?
A good Liabilities-to-Assets depends on the Credit Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. Aeon Thana Sinsap (Thailand) PCL's current Liabilities-to-Assets is 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a current Liabilities-to-Assets of 0.67. The stock's GF Value™ is €2.77, compared to a current price of €2.30 — trading 17% below its estimated fair value. The current Liabilities-to-Assets is 0.67. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (STU:AE3), the current Liabilities-to-Assets is 0.67 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued. The current stock price of €2.30 is trading 17% below its estimated GF Value™ of €2.77.

Key valuation signals for STU:AE3:

  • Liabilities-to-Assets: 0.67
  • GF Value™: €2.77 vs. price of €2.30 (17% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the STU:AE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Thana Sinsap (Thailand) PCL Business Description

Other Exchanges AEONTS:Thailand
Address Sukhumvit Road, 388, 27th Floor, Exchange Tower, Klongtoey, Bangkok, THA, 10110
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
52GF Score

Get the complete analysis for STU:AE3

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€2.77
GF Value